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-   -   debt in uk (https://britishexpats.com/forum/australia-54/debt-uk-404791/)

Centurion Oct 29th 2006 4:51 pm

Re: debt in uk
 

Originally Posted by rodders39
No it hasn't.

I'm pointing out that no bank is going to divulge any personal information to anyone without a court ordering it.

Nor is any UK Government Department with access to passport records; despite what you alluded to earlier.

Completely correct. However, banks and other financial institutions share personal information and if your UK bank has your forwarding address they will post that linked data onto Experian for all and sundry with a subscription to the service to see.

Passport records are strictly taboo and that information is not shared outside immigation and the security services.

Suppose what I'm saying that if you do not divulge your forwarding address in Australia to any company or agency in the UK then the liklihood of you ever being traced is nil to nothing.

DrWho Oct 29th 2006 4:52 pm

Re: debt in uk
 

Originally Posted by jad n rich
Fabulous to see people doing the right thing and following the proper legal process, sleep easy till the court order then :D

You miss the point; it's a civil matter. You'd only be able to start opening doors if it was a criminal matter. It that was the case then half the UK would have a record by now... :scared:

jad n rich Oct 29th 2006 4:56 pm

Re: debt in uk
 

Originally Posted by rodders39
You miss the point; it's a civil matter. You'd only be able to start opening doors if it was a criminal matter. It that was the case then half the UK would have a record by now... :scared:


I think the point being missed is how ironic this thread is.

DrWho Oct 29th 2006 4:56 pm

Re: debt in uk
 

Originally Posted by Centurion
Completely correct. However, banks and other financial institutions share personal information and if your UK bank has your forwarding address they will post that linked data onto Experian for all and sundry with a subscription to the service to see.

Passport records are strictly taboo and that information is not shared outside immigation and the security services.

Suppose what I'm saying that if you do not divulge your forwarding address in Australia to any company or agency in the UK then the liklihood of you ever being traced is nil to nothing.

Thank God for someone who knows what he's talking about...

The sanctimonious preaching from the ill-informed was getting out of control.

Centurion Oct 29th 2006 4:59 pm

Re: debt in uk
 

Originally Posted by jad n rich
I think the point being missed is how ironic this thread is.

Not at all - its brilliantly ironic and amusing :D

Sleeping Beauty Oct 29th 2006 5:04 pm

Re: debt in uk
 

Originally Posted by Centurion
Not at all - its brilliantly ironic and amusing :D


...........they are great, these debt threads. they always end up being a bun fight. i dont know what im talking about, thats why i quoted centurion, who does :D ;) :)

jad n rich Oct 29th 2006 5:15 pm

Re: debt in uk
 

Originally Posted by Centurion
Not at all - its brilliantly ironic and amusing :D

Not quite as funny as some of the spin off threads :D

jond Oct 29th 2006 6:02 pm

Re: debt in uk
 

Originally Posted by Centurion
Not at all - its brilliantly ironic and amusing :D


Thank god you showed up, you are the only person on here that seems to have any idea of the facts :cool:


I will put my bit in to help stoke the fire a bit more. My BIL gave the Inland Revenue the big 2 fingers for a £10 grand debt and he has never heard from them again and that was 5 years ago. And before anybody says a thing, yes he has been back to the UK on numerous occasions and he has not been put in the Tower of London, hung, drawn and quarted nor tarred and feathered and had eggs thrown at him when he arrived at Heathrow. :D

Centurion Oct 29th 2006 6:16 pm

Re: debt in uk
 

Originally Posted by jond
Thank god you showed up, you are the only person on here that seems to have any idea of the facts :cool:


I will put my bit in to help stoke the fire a bit more. My BIL gave the Inland Revenue the big 2 fingers for a £10 grand debt and he has never heard from them again and that was 5 years ago. And before anybody says a thing, yes he has been back to the UK on numerous occasions and he has not been put in the Tower of London, hung, drawn and quarted nor tarred and feathered and had eggs thrown at him when he arrived at Heathrow. :D

Actually that reminds me of something else. If your BIL was to ever go back and settle again and start paying taxes. The IR will probably want back tax and interest.

You can turn around to the IR and do a deal with them and pay say 5,000 before coming back to settle the debt or at least get the interest knocked off with the bargaining chip of you will never come back otherwise and were *just thinking* about it.

I know someone who has done this personally. IR debts are sticky ones and governed by different laws than civil private debts re enforcement.

utopia Oct 29th 2006 6:25 pm

Re: debt in uk
 

Originally Posted by jond
Thank god you showed up, you are the only person on here that seems to have any idea of the facts :cool:


I will put my bit in to help stoke the fire a bit more. My BIL gave the Inland Revenue the big 2 fingers for a £10 grand debt and he has never heard from them again and that was 5 years ago. And before anybody says a thing, yes he has been back to the UK on numerous occasions and he has not been put in the Tower of London, hung, drawn and quarted nor tarred and feathered and had eggs thrown at him when he arrived at Heathrow. :D

At last some honesty.....


Alot of 'holier than thou ' posts! :rolleyes:

Some people do have to put finances on hold! For honest and genuine reasons.

No one is in the position to judge.... and posters that just have one word replies like 'crap'

Really get me aggravated!

Uncouth comments should really be kept of this forum!

Unless you have been in the position of breaking point you have no idea how it feels and what you would do in that given situation.

Of late the banking system in the country has come under alot of scrutiny... recently watchdog made a documentary on how banks actually entice you to take out loans and credit cards knowing full well in some cases single parents families are struggling to keep there heads above water.

They give these people loans and cards in the full knowledge that many cannot afford to pay them back.... :rolleyes:

However it looks good on Sales statistics.....

Many banks and employees are in the process of being investigated as we type and have this discussion.

If these financial institutions knowingly trap desperate people I think they get what they deserve!

I am not saying someone with no principles that knowingly takes out loans with the full intent of not paying it back should get away scotch free!

However no one knows the majority of why people skip the country!

Unless you are aware of every circumstance, and have been in similar situations.

Who is anyone to really pass judgement? :confused:

jond Oct 29th 2006 6:38 pm

Re: debt in uk
 
IR debts are sticky ones and governed by different laws than civil private debts re enforcement.[/QUOTE]


I know this and I am in the process of trying to sort out a $12 grand tax bill that I do NOT owe. I filled in my P85 and even contacted the local IR office before we left and they confirmed I owed nothing, I even got a £850.00 rebate.

Then hey presto a £12000 bill lands on my door for 2002-2003 for which even though I was PAYE I had filled out a self assessment, I have politely told them to contact my accountant and look at there records etc. It has got to the stage of a bit of a stalemate and I have told them that unless they sort it out soon I will only talk to them in person and can they please give me a couple of days notice before flying over so I can book the time off work :D

CathnPaul Oct 29th 2006 6:49 pm

Re: debt in uk
 

Originally Posted by jond
Thank god you showed up, you are the only person on here that seems to have any idea of the facts :cool:


I will put my bit in to help stoke the fire a bit more. My BIL gave the Inland Revenue the big 2 fingers for a £10 grand debt and he has never heard from them again and that was 5 years ago. And before anybody says a thing, yes he has been back to the UK on numerous occasions and he has not been put in the Tower of London, hung, drawn and quarted nor tarred and feathered and had eggs thrown at him when he arrived at Heathrow. :D


hehem...think you mean two of us Jond. Centurion and I cover similar knowledge.

CathnPaul Oct 29th 2006 6:51 pm

Re: debt in uk
 

Originally Posted by jond
IR debts are sticky ones and governed by different laws than civil private debts re enforcement.


I know this and I am in the process of trying to sort out a $12 grand tax bill that I do NOT owe. I filled in my P85 and even contacted the local IR office before we left and they confirmed I owed nothing, I even got a £850.00 rebate.

Then hey presto a £12000 bill lands on my door for 2002-2003 for which even though I was PAYE I had filled out a self assessment, I have politely told them to contact my accountant and look at there records etc. It has got to the stage of a bit of a stalemate and I have told them that unless they sort it out soon I will only talk to them in person and can they please give me a couple of days notice before flying over so I can book the time off work :D[/QUOTE]

You mention only talking to them in person, would it not be beneficial if you could do it over the phone?

jond Oct 29th 2006 7:00 pm

Re: debt in uk
 

Originally Posted by CathnPaul
hehem...think you mean two of us Jond. Centurion and I cover similar knowledge.


I don't mean to be disrespectful or anything, but Centurion seems to put his points across with more authority and they appear clearer than yours.

Sorry :o

John

p.s

I don't doubt for one minute that you know what you are talking about :D

jond Oct 29th 2006 7:04 pm

Re: debt in uk
 
You mention only talking to them in person, would it not be beneficial if you could do it over the phone?[/QUOTE]


I am sick to death of writing and speaking on the phone, to be put on hold by some halfwit who doesn't know what they are talking about and should be stacking shelves in Aldi.

The last phone call lasted 48 minutes.


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