OVER 50's+ MOVING BACK TO THE UK - Part II
Jan 16th 2011 | 8:07 am
#1546
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Joined: Jun 2010
Posts: 1,085
From: Belfast, Northern Ireland UK again!
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Well said Denise, as I have always saID ---- ITS ALL ABOUT CIRCUMSTANCES,
If ones Job requires you to have a car then of course you must have one,
And you are right when you say that a couple could maybe barely survive on ﾃつ｣15k (net) per year if they rented a cheap enough apartment,
But it would not be easy, Its the high rent over here that kills you, a one bedroom nothing special apartment in Pompey would cost minimum ﾃつ｣600 P.M. and thats without the council tax that owners seem to be able to force tenants to pay over here,
Take care and I dont think your a cave person
Rodney.
If ones Job requires you to have a car then of course you must have one,
And you are right when you say that a couple could maybe barely survive on ﾃつ｣15k (net) per year if they rented a cheap enough apartment,
But it would not be easy, Its the high rent over here that kills you, a one bedroom nothing special apartment in Pompey would cost minimum ﾃつ｣600 P.M. and thats without the council tax that owners seem to be able to force tenants to pay over here,
Take care and I dont think your a cave person
Rodney.
Jan 16th 2011 | 8:08 am
#1547
Joined: Jan 2004
Posts: 1,198
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
CONGRATULATIONS, ED!!! Last edited by DDL; Jan 16th 2011 at 8:10 am.
Jan 16th 2011 | 8:17 am
#1548
Ping-ponger
Joined: Jul 2002
Posts: 12,090
From: Yam Yam land
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Yes, I think it went from rates to poll tax and is now council tax. Pays for water, garbage collection, roads, schools, recycling, etc.
For those of you coming back to RENT a place, be aware that normal custom in the UK is that the RENTER pays the council tax (anything from about ﾃつ｣50 to ﾃつ｣150 a month depending on geographic area and sixe/type of house). So if the rent for a place is ﾃつ｣500 a month, you not only have to guesstimate elec and gas on top of that but also council tax.
For those of you coming back to RENT a place, be aware that normal custom in the UK is that the RENTER pays the council tax (anything from about ﾃつ｣50 to ﾃつ｣150 a month depending on geographic area and sixe/type of house). So if the rent for a place is ﾃつ｣500 a month, you not only have to guesstimate elec and gas on top of that but also council tax.
Jan 16th 2011 | 8:21 am
#1549
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Joined: Sep 2009
Posts: 1,197
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Yes, I think council tax is what used to be called "rates." It's a charge that every homeowner or tenant has to pay, and covers local costs like rubbish removal and...um...etc!
It's very expensive, sort of around 100 GBP a month, but different depending on where you live and what type of property.
As an ex-landlord in Britain, I don't think owners are wicked to ask tenants to pay the council tax!
If you are renting out your place, the point is to have the expenses covered, as much as possible, by the tenant; and as the tenant is living there and enjoying the council services like garbage removal etc (!! funny that I can't come up with anything else this money covers, but there must be something!!??) it's fair that the tenant pays the council tax.
But I think if you are renting, the council tax is a lower rate than if you are the owner.
And if your property is a second home it's at a lower rate than if the place is your primary residence.
But it's still very steep.
Tina
It's very expensive, sort of around 100 GBP a month, but different depending on where you live and what type of property.
As an ex-landlord in Britain, I don't think owners are wicked to ask tenants to pay the council tax!
If you are renting out your place, the point is to have the expenses covered, as much as possible, by the tenant; and as the tenant is living there and enjoying the council services like garbage removal etc (!! funny that I can't come up with anything else this money covers, but there must be something!!??) it's fair that the tenant pays the council tax.
But I think if you are renting, the council tax is a lower rate than if you are the owner.
And if your property is a second home it's at a lower rate than if the place is your primary residence.
But it's still very steep.
Tina
Jan 16th 2011 | 8:24 am
#1550
Thread Starter
Home Sweet Home
Joined: Jan 2010
Posts: 5,128
From: Surrey, England
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Yes, I think it went from rates to poll tax and is now council tax. Pays for water, garbage collection, roads, schools, recycling, etc.
For those of you coming back to RENT a place, be aware that normal custom in the UK is that the RENTER pays the council tax (anything from about ﾃつ｣50 to ﾃつ｣150 a month depending on geographic area and sixe/type of house). So if the rent for a place is ﾃつ｣500 a month, you not only have to guesstimate elec and gas on top of that but also council tax.
For those of you coming back to RENT a place, be aware that normal custom in the UK is that the RENTER pays the council tax (anything from about ﾃつ｣50 to ﾃつ｣150 a month depending on geographic area and sixe/type of house). So if the rent for a place is ﾃつ｣500 a month, you not only have to guesstimate elec and gas on top of that but also council tax.
Also as a single person you can get a 25% reduction in your council tax.
Jan 16th 2011 | 8:25 am
#1551
BE Forum Addict
Joined: Sep 2009
Posts: 1,197
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Yes, I think it went from rates to poll tax and is now council tax. Pays for water, garbage collection, roads, schools, recycling, etc.
For those of you coming back to RENT a place, be aware that normal custom in the UK is that the RENTER pays the council tax (anything from about ﾃつ｣50 to ﾃつ｣150 a month depending on geographic area and sixe/type of house). So if the rent for a place is ﾃつ｣500 a month, you not only have to guesstimate elec and gas on top of that but also council tax.
For those of you coming back to RENT a place, be aware that normal custom in the UK is that the RENTER pays the council tax (anything from about ﾃつ｣50 to ﾃつ｣150 a month depending on geographic area and sixe/type of house). So if the rent for a place is ﾃつ｣500 a month, you not only have to guesstimate elec and gas on top of that but also council tax.
But council tax is still a considerable whack, and as dunrovin says, must be calculated into the rent and other costs of renting--makes a big difference.
Tina
Tina
Jan 16th 2011 | 8:25 am
#1552
Ping-ponger
Joined: Jul 2002
Posts: 12,090
From: Yam Yam land
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Yes, I think council tax is what used to be called "rates." It's a charge that every homeowner or tenant has to pay, and covers local costs like rubbish removal and...um...etc!
It's very expensive, sort of around 100 GBP a month, but different depending on where you live and what type of property.
As an ex-landlord in Britain, I don't think owners are wicked to ask tenants to pay the council tax!
If you are renting out your place, the point is to have the expenses covered, as much as possible, by the tenant; and as the tenant is living there and enjoying the council services like garbage removal etc (!! funny that I can't come up with anything else this money covers, but there must be something!!??) it's fair that the tenant pays the council tax.
But I think if you are renting, the council tax is a lower rate than if you are the owner.
And if your property is a second home it's at a lower rate than if the place is your primary residence.
But it's still very steep.
Tina
It's very expensive, sort of around 100 GBP a month, but different depending on where you live and what type of property.
As an ex-landlord in Britain, I don't think owners are wicked to ask tenants to pay the council tax!
If you are renting out your place, the point is to have the expenses covered, as much as possible, by the tenant; and as the tenant is living there and enjoying the council services like garbage removal etc (!! funny that I can't come up with anything else this money covers, but there must be something!!??) it's fair that the tenant pays the council tax.
But I think if you are renting, the council tax is a lower rate than if you are the owner.
And if your property is a second home it's at a lower rate than if the place is your primary residence.
But it's still very steep.
Tina
I think if renters didn't formally pay the council tax, landlords would just roll it into the rent (i.e., charge higher rent, just like some landlords charge higher rents, with elec/gas included). The advantage of the renter paying it is that he/she can put in for the single occupant discount more easily, I guess.
Jan 16th 2011 | 8:46 am
#1553
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Joined: Jul 2010
Posts: 1,139
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Congratulations on the great news, ED. I am so pleased for you - you have been, and remain, my inspiration on this thread. Whenever I get down, or am having a solo pity party (the best kind) I think of you and all you have put up with in returning to your homeland. And I pick myself up, dust off and keep on truckin'.
Jan 16th 2011 | 8:52 am
#1554
BE Forum Addict
Joined: Jun 2010
Posts: 1,085
From: Belfast, Northern Ireland UK again!
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Yes, I think it went from rates to poll tax and is now council tax. Pays for water, garbage collection, roads, schools, recycling, etc.
For those of you coming back to RENT a place, be aware that normal custom in the UK is that the RENTER pays the council tax (anything from about ﾃつ｣50 to ﾃつ｣150 a month depending on geographic area and sixe/type of house). So if the rent for a place is ﾃつ｣500 a month, you not only have to guesstimate elec and gas on top of that but also council tax.
For those of you coming back to RENT a place, be aware that normal custom in the UK is that the RENTER pays the council tax (anything from about ﾃつ｣50 to ﾃつ｣150 a month depending on geographic area and sixe/type of house). So if the rent for a place is ﾃつ｣500 a month, you not only have to guesstimate elec and gas on top of that but also council tax.
Jan 16th 2011 | 8:52 am
#1555
BE Forum Addict
Joined: Jul 2010
Posts: 1,139
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
I wanted to let you all know that I had a wonderful evening. My neighbour who lives across the street and whom I met just before Christmas, invited me over and we had a meal, lots of tea, and talked as though we had known each other forever, instead of only a few hours. She is 20 years older, very interested in life and a very interesting person - we will get together again in the week. I will help her with learning the internet, and getting the recycling sorted out for her building, and we have plans for drives together (her car) as soon as the weather changes for the better. She has a little long haired dachshund, Charlie, who is awesome - blonde, cute and delightfully naughty.
Tomorrow: a Brown Bag meeting at Rook Lane Arts (Barb - you will know where that is) with the Frome Creative Network, which group I joined last week.
Off and running! Just a part time job needed.
Rosie
Tomorrow: a Brown Bag meeting at Rook Lane Arts (Barb - you will know where that is) with the Frome Creative Network, which group I joined last week.
Off and running! Just a part time job needed.
Rosie
Jan 16th 2011 | 9:10 am
#1557
Joined: Jan 2004
Posts: 1,198
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Rosie, sorry but I've forgotten - how are you subsiding? Are you drawing a pension or living off savings?
Your neighbour sounds delightful. Love the imagery of the two of you sitting and chatting over a cuppa.
I receive a small monthly sum of money in the U.S. from my ex-husband. It's not alimony, but a community property settlement (we were married over 25 yrs when we divorced). I like to keep that money in the bank over there for incidentals (birthday and Christmas presents for my children/grandchildren, mainly) and as my own personal savings (because you never know) ... but lately I've been thinking about the fact that I could in all reality transfer some of it over here every month (yes, even with that ungodly exchange rate) and that might help us with regard to getting our own place eventually.
The only problem is, once my ex drops dead, that money will stop. So I'd hate to get in the position of having to count on it and then it suddenly dries up.
Jan 16th 2011 | 9:40 am
#1558
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Joined: Apr 2010
Posts: 311
From: Brixham, Devon
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Hi Everyone, well about 3 weeks ago I applied for a job in Health care Management, ( I am always checking the recruitment careers), did it over the internet, sent my CV etc. and never realy thought about it again as I sometime send out 10 or 15 of these sort of thing a week. Last week I received a phone call asking me to come into Glasgow for an interview and as I had a day off in the middle of the wek anyways (had worked a day on a weekend) decided to go. They called on Friday and offered me the job, the job is in a brand new office of a large Health Care Company that has many offices through out Scotland. The money is nearly double what I make now and there is the oportunity to get paid bonuses etc.. The downside is that it is in Thornliebank, near Glasgow, an hour and a quarter by train, but that is the only downside, so after 3 days of talking to friends, husband and sleepless nights I will be moving at the end of the month to the new job.
Another good thing happened, I applied to my bank online to see if I could get an overdraft ( I have tried before, and they had always denied) and low and behold they acccepted it this time, so I am on my way to establishing my credit rating again.
I have been living on less than ﾃつ｣12,000 per year take home for the past 4 months, $375.00 per month for rent, council tax ﾃつ｣106.00, Dobgle/mobile phone about ﾃつ｣60.00, electric/gas ﾃつ｣100.00, transportation (bus) ﾃつ｣132.00, then groceries etc. I am still able to something for my house each month (charity shops), now have Wee Mac to feed, and go out for supper a couple
of times a month. It can be done, it just is harder when your older.
I lived with my four children in a Volkswagon Camper Van for over 2 months one summer when I first left my first husband, worked odd jobs to feed them, stayed in camping sites. We had very little, but I was able to keep my family together and that was all that mattered. If you ask my children what was the best time in their life, they will tell you, when we lived in the Yellow Banana Wagon. Life has a way of sorting its way out if you just have faith, it may not be easy, but enjoy the ride for what it is.
Another good thing happened, I applied to my bank online to see if I could get an overdraft ( I have tried before, and they had always denied) and low and behold they acccepted it this time, so I am on my way to establishing my credit rating again.
I have been living on less than ﾃつ｣12,000 per year take home for the past 4 months, $375.00 per month for rent, council tax ﾃつ｣106.00, Dobgle/mobile phone about ﾃつ｣60.00, electric/gas ﾃつ｣100.00, transportation (bus) ﾃつ｣132.00, then groceries etc. I am still able to something for my house each month (charity shops), now have Wee Mac to feed, and go out for supper a couple
of times a month. It can be done, it just is harder when your older.
I lived with my four children in a Volkswagon Camper Van for over 2 months one summer when I first left my first husband, worked odd jobs to feed them, stayed in camping sites. We had very little, but I was able to keep my family together and that was all that mattered. If you ask my children what was the best time in their life, they will tell you, when we lived in the Yellow Banana Wagon. Life has a way of sorting its way out if you just have faith, it may not be easy, but enjoy the ride for what it is.
Jan 16th 2011 | 9:54 am
#1559
BE Enthusiast
Joined: Dec 2009
Posts: 793
From: Leicester UK
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
I wanted to let you all know that I had a wonderful evening. My neighbour who lives across the street and whom I met just before Christmas, invited me over and we had a meal, lots of tea, and talked as though we had known each other forever, instead of only a few hours. She is 20 years older, very interested in life and a very interesting person - we will get together again in the week. I will help her with learning the internet, and getting the recycling sorted out for her building, and we have plans for drives together (her car) as soon as the weather changes for the better. She has a little long haired dachshund, Charlie, who is awesome - blonde, cute and delightfully naughty.
Tomorrow: a Brown Bag meeting at Rook Lane Arts (Barb - you will know where that is) with the Frome Creative Network, which group I joined last week.
Off and running! Just a part time job needed.
Rosie
Tomorrow: a Brown Bag meeting at Rook Lane Arts (Barb - you will know where that is) with the Frome Creative Network, which group I joined last week.
Off and running! Just a part time job needed.
Rosie
Now I need to scan back and see what EDs news is.....
Jan 16th 2011 | 9:59 am
#1560
BE Enthusiast
Joined: Dec 2009
Posts: 793
From: Leicester UK
Re: OVER 50's & 60's MOVING BACK TO THE UK - Part II
Oh wow ED ( just had to look one post up!) That is fantastic news.......you must be very proud of yourself........now all you need to do is get that house sold in PEI! Good luck and just great news! Good news on here of our returnees..
Now we just need to hear that Denise has a job......
Now we just need to hear that Denise has a job......
