As anyone used these people to transfer money back to the UK ???? Are they any good? Can they make toast etc. ????

Ta,

Paul

Why not use ..the most used ...
http://www.xe.com/

They ask for a Credit Reference and seeing that I've only had a bank account for about 4 weeks my bank manager might not be too willing to provide one :-)

From xe.com:-

Name of Company for Credit Reference

Name of Company for credit reference is a company that can act as a credit reference for you. You will also need to provide a specific contact at the organization as well as their phone number.

Examples if you are setting up an account for business use:

* Your account manager at your bank
* A major supplier
* Your landlord
* etc.

Examples if you are setting up an account for personal use:

* Your account manager at your bank
* Your employer
* Your landlord
* etc.

If your credit reference does not have a company name, then please describe the reference. For example, if you are using a landlord that does not have a company name, simply type Landlord.

I would be dubious of a company who did not want that info

Yeah, after doing a quick "google" on them it looks like they're not that great..

I've used them once and to be honest I probably won't use them again

Yes they are cheap, but in my opinion it shouldn't take 4 days to transfer money
When I do it with my local bank here it costs more but its pretty much instantaneous