Using US credit cards in the UK
#17
Thread Starter
Forum Regular



Joined: Mar 2012
Posts: 165
From: Kissimmee











Thanks for all your help. I'm off on the 16th for a couple of weeks.
#18
Forum Regular



Joined: Apr 2005
Posts: 168











If you want to improve your chances of having the cards accepted, be sure to call the card's issuing company and let them know that you'll be travelling to the UK and will be making foreign purchases. Give them a time frame! I've never had a problem when doing that.
Ian
Ian
)
#19

They can do this very quickly though. When I went to Germany recently, I was actually in the German bank with my card in an ATM when I realized I had better not complete the transaction because I had forgotten to notify my bank and the ATM was likely to eat my card. Fortunately I have international calling on my work cell and I was able to cancel the ATM transaction, call my bank, and get them to put a quick travel note on the card. Didn't take two minutes. If the bank itself is not open because of the time difference, you should call the fraud line instead; they can do the travel note too.
#20
Just Joined
Joined: Dec 2012
Posts: 4

I usually call the issuers and let them know intended dates and destinations. Never had a problem. Also all my credit cards have PIN numbers assigned, but rarely am I asked to enter them. On most occasions is the old swipe and sign method. Transaction goes thru once card is swiped. The puzzled vendor mumbles something about the system not having asked for the PIN, and then handles me the receipt for signature.
What gets me is the 3% fee on foreign transaction. Some issuers dropped it. Others still keep it. I guess the rationale is “as long as people are willing to pay it, why do away with itâ€.
What gets me is the 3% fee on foreign transaction. Some issuers dropped it. Others still keep it. I guess the rationale is “as long as people are willing to pay it, why do away with itâ€.
#21
Rootbeeraholic







Joined: Aug 2009
Posts: 2,280
From: Houston, Tx











I know that the terms are different on both but I still found it a little surprising.
#22
I just let the credit card companies know where I'll be traveling and the dates that I'll be away. American Express always asks if I'll be making any large purchases or approximately what I think I'll be spending.
#23
Account Closed






Joined: Nov 2012
Posts: 1,570











How widely accepted in the UK is the American Express? I have a gold card and a regular Visa card but would prefer to use the AE to earn points.
#24
Rootbeeraholic







Joined: Aug 2009
Posts: 2,280
From: Houston, Tx











I would say maybe 75%. Nearly all bigger stores/places will accept it, it's smaller retailers that may not. I have used my AMEX whenever possible like you to earn points.
#25
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Joined: Nov 2012
Posts: 1,570











Its was about $70 or so. I had never been charged that before.When i called to find out why the bank told me that in 2007 VISA changed the rules. If the company is based outside the US (in this case British Airways) then you have to pay the fee to convert to GBP.
The only way to get around this was to get the British Airways Visa card with the annual fee

I wondering if I book with my AMEX gold card if they will charge a similar fee. I know they offer some useful travel benefits if you book the flight using the card.




