Go Back  British Expats > Living & Moving Abroad > USA
Reload this Page >

US Car Insurance - HELP

US Car Insurance - HELP

Old Jun 25th 2010, 11:05 pm
  #1  
Just Joined
Thread Starter
 
Joined: Jun 2010
Location: Fayetteville, NC
Posts: 2
Penny H is just really nicePenny H is just really nicePenny H is just really nicePenny H is just really nicePenny H is just really nicePenny H is just really nicePenny H is just really nicePenny H is just really nice
Default US Car Insurance - HELP

Hello
I have been in North Carolina for a week, my husband has been posted here on an army exchange.
We need to get car insurance but are getting quotes for over $4000 a year!!
It seems we count as new drivers with no experience.
Could anyone recommend a car insurance company that takes the UK driving experience in to consideration or any insurance company that seems to give reasonable rates?
Thanks
Penny H is offline  
Old Jun 25th 2010, 11:09 pm
  #2  
Last orders please...
 
lisag8070's Avatar
 
Joined: Sep 2005
Location: Way down deep in the middle of the Jungle..
Posts: 6,154
lisag8070 has a reputation beyond reputelisag8070 has a reputation beyond reputelisag8070 has a reputation beyond reputelisag8070 has a reputation beyond reputelisag8070 has a reputation beyond reputelisag8070 has a reputation beyond reputelisag8070 has a reputation beyond reputelisag8070 has a reputation beyond reputelisag8070 has a reputation beyond reputelisag8070 has a reputation beyond reputelisag8070 has a reputation beyond repute
Default Re: US Car Insurance - HELP

Originally Posted by Penny H View Post
Hello
I have been in North Carolina for a week, my husband has been posted here on an army exchange.
We need to get car insurance but are getting quotes for over $4000 a year!!
It seems we count as new drivers with no experience.
Could anyone recommend a car insurance company that takes the UK driving experience in to consideration or any insurance company that seems to give reasonable rates?
Thanks
we used Geico whilst we were in NC, they accepted a letter from our UK Insurers (AA) stating how long we had been driving and that we had 10 years with no claims made.

AA were really great, they e-mailed me the letter and I sent it to Geico and all was OK.

Also try progressive and state farm...Good Luck
lisag8070 is offline  
Old Jun 26th 2010, 12:02 am
  #3  
Arrogant ****
 
dbj1000's Avatar
 
Joined: Jan 2004
Location: Plano, TX
Posts: 4,323
dbj1000 has a reputation beyond reputedbj1000 has a reputation beyond reputedbj1000 has a reputation beyond reputedbj1000 has a reputation beyond reputedbj1000 has a reputation beyond reputedbj1000 has a reputation beyond reputedbj1000 has a reputation beyond reputedbj1000 has a reputation beyond reputedbj1000 has a reputation beyond reputedbj1000 has a reputation beyond reputedbj1000 has a reputation beyond repute
Default Re: US Car Insurance - HELP

I think we paid ~$1800 for the first 6 months with Progressive. Next six months were ~$900 with AAA. The following year we were down to "normal" rates.
dbj1000 is offline  
Old Jun 26th 2010, 12:30 am
  #4  
BE Enthusiast
 
Joined: Nov 2007
Posts: 904
cranston has a reputation beyond reputecranston has a reputation beyond reputecranston has a reputation beyond reputecranston has a reputation beyond reputecranston has a reputation beyond reputecranston has a reputation beyond reputecranston has a reputation beyond reputecranston has a reputation beyond reputecranston has a reputation beyond reputecranston has a reputation beyond reputecranston has a reputation beyond repute
Default Re: US Car Insurance - HELP

We use Geico, found them to be really good. Worth a call.
cranston is offline  
Old Jun 26th 2010, 4:49 am
  #5  
Forum Regular
 
Joined: Jan 2010
Posts: 54
Desinflorida has much to be proud ofDesinflorida has much to be proud ofDesinflorida has much to be proud ofDesinflorida has much to be proud ofDesinflorida has much to be proud ofDesinflorida has much to be proud ofDesinflorida has much to be proud ofDesinflorida has much to be proud ofDesinflorida has much to be proud ofDesinflorida has much to be proud ofDesinflorida has much to be proud of
Default Re: US Car Insurance - HELP

Hi, I have posted a few times on AIG/ Chartis who provide a service for people relocating to the states. It costs $400 to join but others have used the for car insurance saying they save more than the joining fee in 1 years car insurance alone and they provide all kinds of other services. I have used them for renters insurance and have found them very competitive with excellent customer service. The quotes I got for a 2 yr old Volvo XC90 were not as frightening as I had expected with a decent level of cover and I will almost certainly use them when I arrive in Florida in a week's time. Worth checking out my previous threads for details using the search function.
http://www.aig.com/inbound-united-st..._20_15807.html

good luck.
Desinflorida is offline  
Old Jun 26th 2010, 2:56 pm
  #6  
Forum Regular
 
Lazzza's Avatar
 
Joined: Apr 2009
Location: Katy, Texas
Posts: 268
Lazzza is a name known to allLazzza is a name known to allLazzza is a name known to allLazzza is a name known to allLazzza is a name known to allLazzza is a name known to allLazzza is a name known to allLazzza is a name known to allLazzza is a name known to allLazzza is a name known to allLazzza is a name known to all
Default Re: US Car Insurance - HELP

We went with AIG. In the UK OH has 3 points on licence and I have 6. All speeding. We both have max years of no claims. We are both 38. I drive a Pathfinder V6 and OH drives a Camaro. Both new cars. We pay $900 every 6months. That is for both not each. We were advised to go to AIG by HSBC, where we have our bank accounts. I have also read on other posts the State Farm are good but my OH tried them and they were much more expensive.

By the way, neither one of us yet has our Texas licence.
Lazzza is offline  
Old Jun 27th 2010, 1:07 am
  #7  
BE Enthusiast
 
taffie77's Avatar
 
Joined: Mar 2008
Location: Minneapolis, MN
Posts: 307
taffie77 has much to be proud oftaffie77 has much to be proud oftaffie77 has much to be proud oftaffie77 has much to be proud oftaffie77 has much to be proud oftaffie77 has much to be proud oftaffie77 has much to be proud oftaffie77 has much to be proud oftaffie77 has much to be proud oftaffie77 has much to be proud oftaffie77 has much to be proud of
Default Re: US Car Insurance - HELP

We're with Progressive too, and currently pay $170 a month, based on my husband's UK licence. Now that he has received his Mn licence, they will drop the price. We're waiting for me to receive my licence before adding my name on the insurance.
taffie77 is offline  
Old Jun 27th 2010, 1:29 am
  #8  
L2, GC, Surrey, OH, TX!
 
MsElui's Avatar
 
Joined: Aug 2007
Location: Surrey to Dallas (via Ohio)!
Posts: 6,358
MsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond reputeMsElui has a reputation beyond repute
Default Re: US Car Insurance - HELP

we have 2 cars with AIG too (policy now administered by a company called 21st century) and it has cost us about $450 per 6 months since we have been here. Thats for a used dodge ram truck and a new ford explorer.
MsElui is offline  
Old Jun 28th 2010, 12:47 am
  #9  
Forum Regular
 
Steve_I's Avatar
 
Joined: May 2009
Location: Charleston SC
Posts: 216
Steve_I has a reputation beyond reputeSteve_I has a reputation beyond reputeSteve_I has a reputation beyond reputeSteve_I has a reputation beyond reputeSteve_I has a reputation beyond reputeSteve_I has a reputation beyond reputeSteve_I has a reputation beyond reputeSteve_I has a reputation beyond reputeSteve_I has a reputation beyond reputeSteve_I has a reputation beyond reputeSteve_I has a reputation beyond repute
Default Re: US Car Insurance - HELP

We're still on UK licences in SC. $1500 for the first six months with Omni insurance through a local broker. Not a lot of companies will provide cover until you get a local licence. Until then, I think it's a case of biting the bullet!
Steve_I is offline  
Old Jun 28th 2010, 4:20 pm
  #10  
Forum Regular
 
Joined: Jan 2010
Location: Stamford, CT
Posts: 200
EricK is a name known to allEricK is a name known to allEricK is a name known to allEricK is a name known to allEricK is a name known to allEricK is a name known to allEricK is a name known to allEricK is a name known to allEricK is a name known to allEricK is a name known to allEricK is a name known to all
Default Re: US Car Insurance - HELP

I got my cover through AIG travel assist. They placed me with 21st Century. $420 for 6 months full cover, BMW 335i, I'm 37yrs old and had been here for 1 month when I took out the policy. Live in Stamford CT.
EricK is offline  
Old Jun 28th 2010, 4:59 pm
  #11  
Lost in BE Cyberspace
 
Duncan Roberts's Avatar
 
Joined: Oct 2003
Location: Avon Lake, OH
Posts: 5,270
Duncan Roberts has a reputation beyond reputeDuncan Roberts has a reputation beyond reputeDuncan Roberts has a reputation beyond reputeDuncan Roberts has a reputation beyond reputeDuncan Roberts has a reputation beyond reputeDuncan Roberts has a reputation beyond reputeDuncan Roberts has a reputation beyond reputeDuncan Roberts has a reputation beyond reputeDuncan Roberts has a reputation beyond reputeDuncan Roberts has a reputation beyond reputeDuncan Roberts has a reputation beyond repute
Default Re: US Car Insurance - HELP

I had good luck with State Farm, helps if you can get an agent who know the underwriting process and can fit you in with the most discounts.
Duncan Roberts is offline  
Old Jun 28th 2010, 5:03 pm
  #12  
Septicity
 
fatbrit's Avatar
 
Joined: May 2004
Posts: 23,762
fatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond repute
Default Re: US Car Insurance - HELP

Originally Posted by Penny H View Post
Hello
I have been in North Carolina for a week, my husband has been posted here on an army exchange.
We need to get car insurance but are getting quotes for over $4000 a year!!
It seems we count as new drivers with no experience.
Could anyone recommend a car insurance company that takes the UK driving experience in to consideration or any insurance company that seems to give reasonable rates?
Thanks
You don't say what you're driving.

Look at cutting out collision if the car's not worth too much, also at knocking out medical if you and your likely passengers are already covered under other policies.

Shop, shop and shop around.
fatbrit is offline  
Old Jun 28th 2010, 11:30 pm
  #13  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 91,772
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: US Car Insurance - HELP

Originally Posted by fatbrit View Post
You don't say what you're driving.

Look at cutting out collision if the car's not worth too much, also at knocking out medical if you and your likely passengers are already covered under other policies.

Shop, shop and shop around.
And whack up the deductibles.

Plenty of threads on the subject though....and you'll not really find anyone taking your UK history into account and anyone that say they do are selling you a line.
Bob is offline  
Old Jun 30th 2010, 10:11 pm
  #14  
Forum Regular
 
Joined: Feb 2009
Posts: 80
Tonyuk is just really niceTonyuk is just really niceTonyuk is just really niceTonyuk is just really niceTonyuk is just really niceTonyuk is just really niceTonyuk is just really niceTonyuk is just really nice
Default Re: US Car Insurance - HELP

I bought a Ford F350 Truck and i couldnt use my no claims from england, but i went with thegeneral.com $133 a month, which i find reasonable, and check your states required minimum insurance policy if you want them to be low as possible and think about a higher deductible.
Tonyuk is offline  
Old Jul 15th 2010, 9:38 pm
  #15  
BE Forum Addict
 
Joined: Jun 2010
Posts: 2,847
HarryTheSpider has a reputation beyond reputeHarryTheSpider has a reputation beyond reputeHarryTheSpider has a reputation beyond reputeHarryTheSpider has a reputation beyond reputeHarryTheSpider has a reputation beyond reputeHarryTheSpider has a reputation beyond reputeHarryTheSpider has a reputation beyond reputeHarryTheSpider has a reputation beyond reputeHarryTheSpider has a reputation beyond reputeHarryTheSpider has a reputation beyond reputeHarryTheSpider has a reputation beyond repute
Question Re: US Car Insurance - HELP

Hi

Does the insurance normally have to be paid in lumps of 6 months, up front?

Does it work on a person by person basis, or is it on a car by car basis or what - just trying to do some cash flow planning before the move!

Cheers

Harry
HarryTheSpider is offline  

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information -

Copyright © 2018 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.