Travelling with debt
#16
Re: Travelling with debt
There are proper channels and you are savvy enough to try and circumvent them. It's your life, do as you wish.
BTW if you think the USCIS doesn't know about this site and doesn't read its contents, think again.
#17
Lost in BE Cyberspace
Joined: May 2010
Location: San Diego, California
Posts: 9,662
Re: Travelling with debt
You are not intending to do any of this.
#18
Re: Travelling with debt
It's perfectly fine to get married on the VWP, but not fine to have the intent to remain in the USA after the wedding to adjust status.
If you "understand you cannot enter the US with intentions of marriage" (which is untrue...you CAN have THAT intent), then why are you doing it?
You said you have no intention of going back to the UK, so that directly goes against what you said above in this post.
I assume what you meant is that you intend to enter on the VWP, marry in August, and then return to the UK for immigrant visa processing.
Rene
#19
Account Closed
Joined: Jun 2011
Location: UK
Posts: 4,891
Re: Travelling with debt
The official receiver might ask you to make a financial contribution while you're bankrupt, but only if you're in a position to do so. Which from the sound of things, you won't be. So you get away with paying far less back.
The advantage is that you won't be continually looking over your shoulder for the next 6 or 7 years in case a creditor comes looking to try and enforce a CCJ against you. You'll just have 12 months of kissing the official receivers backside. And there's nothing your creditors can do. In fact, once you're bankrupt it's illegal for them to contact you.
And going bankrupt in the UK will have minimal effect on you in the USA.
Last edited by materialcontroller; Jun 17th 2013 at 4:18 pm. Reason: Added advantage
#20
Forum Regular
Joined: Jul 2011
Posts: 65
Re: Travelling with debt
There are companies that will help you consolidate your loans and agree reduced payment terms with the companies you owe. A friend of mine did this and has been happily living in CA for 10 years. They have even bought a house.
#21
Lost in BE Cyberspace
Joined: Oct 2003
Posts: 22,105
Re: Travelling with debt
Hi thanks for the message, I am leaving this week! heading for sunny Florida to marry the woman of my dreams! and have no intentions of coming back.
I am just concerned that I can be chased over there for debts here.
I understand that I will end up with CCJ's etc. but thats something I am willing to live with. Once I am settled, I am going to pay stuff off in time.
I am just concerned that I can be chased over there for debts here.
I understand that I will end up with CCJ's etc. but thats something I am willing to live with. Once I am settled, I am going to pay stuff off in time.
#22
Just Joined
Thread Starter
Joined: Jun 2013
Posts: 8
Re: Travelling with debt
..... but you obviously DO have the intention of marrying and staying the US. When you do AOS you are going to say it was a spontaneous decision; however if you are planning to marry in August and are making preparations for same then the "spur of the moment" thing is going to be difficult to prove.
While you are sorting out your adjustment of status I don't believe you can legally work - so good luck in paying back those debts.
While you are sorting out your adjustment of status I don't believe you can legally work - so good luck in paying back those debts.
#23
Account Closed
Joined: Jun 2011
Location: UK
Posts: 4,891
Re: Travelling with debt
In answer to this question... If you do a search on this forum, you'll find that they will try and chase you up for debts that you've left over there. It's easy enough to find your SSN (and you'll have one over here) and to put those debts on your credit report (although it's not exactly something they can enforce without a judgement, I believe) If it's on your credit report, it becomes harder to get any credit at all. Might be a better idea to arrange some kind of repayment plan ahead of the game. Because they will find you.
#24
Lost in BE Cyberspace
Joined: Oct 2003
Posts: 22,105
Re: Travelling with debt
Im Ok financially as my partner has a good income and is more than willing to support me until I can legally work. We was thinking about having a quick wedding in the court house a few weeks after I officially propose. And then the August wedding will be on the beach with over 200 guests will be more for celebrating rather than legal reasons etc.
#25
Re: Travelling with debt
Im Ok financially as my partner has a good income and is more than willing to support me until I can legally work. We was thinking about having a quick wedding in the court house a few weeks after I officially propose. And then the August wedding will be on the beach with over 200 guests will be more for celebrating rather than legal reasons etc.
What you aren't supposed to do, is enter the USA as a visitor with the intent to remain and adjust status to permanent resident.
So have a talk with your fiancee, and since you made all these nice plans, go ahead and follow through with the wedding portion. Then, after you have the certified copy of the marriage certificate in hand, have your wife file an I-130 towards your immigrant visa. You go back to the UK and follow through on obtaining an Immigrant Visa. It takes about 8 - 10 months to process, but you are allowed to visit each other in the meantime.
You mentioned that you have a "regular tourist visa". Do you have a B-2 visa? Or did you mean the Visa Waiver Program (VWP)? If you enter the USA on the VWP with the intent to remain and adjust status (AOS), your AOS could be denied and you have no recourse for appeal. If denied, you will be removed from the USA, with a ban from returning, perhaps permanently. If you actually have a B-2 visa, you at least have the right to appeal if your AOS is denied.
Before going down this route, make sure your fiancee is OK with moving to the UK if your AOS is denied.
Rene
#26
Rootbeeraholic
Joined: Aug 2009
Location: Houston, Tx
Posts: 2,280
Re: Travelling with debt
Im Ok financially as my partner has a good income and is more than willing to support me until I can legally work. We was thinking about having a quick wedding in the court house a few weeks after I officially propose. And then the August wedding will be on the beach with over 200 guests will be more for celebrating rather than legal reasons etc.
Apologies if not, just checking.
#28
Re: Travelling with debt
You need to understand the serious risks this plan entails. You're worried about your debts, but they'll be far more troublesome if you cannot move to the US because you have received a ban.
#29
BE Forum Addict
Joined: Feb 2010
Location: Temecula, CA
Posts: 4,759
Re: Travelling with debt
Don't you have to prove inability to pay though? Otherwise everybody would be doing it. I can't imagine that running off to the US would be a valid reason for inability to pay. Part of the bankruptcy process involves going through your finances in minute detail and identifying where savings can be made - and how much in repayments can be kept up. It would be an interesting position to be in if he defaulted on debts agreed with the Official Receiver compared to debts with banks/credit card companies etc.
#30
Re: Travelling with debt
We all understand that. But short term pain will help the long term gain. Do things the right way ... your future is too important to mess it up over a few months apart.