British Expats
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British Expats (https://britishexpats.com/forum/)
-   USA (https://britishexpats.com/forum/usa-57/)
-   -   Is this really, that terrible compared to UK? (https://britishexpats.com/forum/usa-57/really-terrible-compared-uk-701955/)

Michael Jan 23rd 2011 1:10 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by ldyinlv (Post 9123329)
I have worked hard for 34 years in the US, and due to a recent health issue, WITH insurance, I am now bankrupt.....Ill take the UK..wont loose everything if I get sick, and dont want to get old in the US thats for sure.
It is too late now but you could have probably negotiated down your payments.

About 15 years ago an uncle in his 50s had a clot and went in for surgery to remove the clot before it caused a stroke. During the operation, the clot dislodged and caused a stroke and he went into a coma for 6 months before he died. The hospital kept sending bills to my aunt for the copay but she ignored them. They never sued her or again tried to collect.

Bob Jan 23rd 2011 1:15 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by Gabgoeshome (Post 9123798)
Probably makes vol contributions ?? :)

NI, I mean .
NI is different though, that's general welfare - http://www.adviceguide.org.uk/index/...which_benefits

NHS is mostly funded out of general taxation. Only a small portion of NIC's go towards the NHS. AFAIA, voluntary contributions didn't.

Desdemona Jan 23rd 2011 1:43 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by ldyinlv (Post 9123743)
me too, was going for my final Cat scan, and they cancelled without notice..still havent recieved anything for cobra, but I dont care..going home on Tuesday.
That's exactly what healthcare reform is trying to prevent. But that's not going to help you now is it ? So good luck and safe journey home!

Gabgoeshome Jan 23rd 2011 2:09 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by Bob (Post 9123830)
NI is different though, that's general welfare - http://www.adviceguide.org.uk/index/...which_benefits

NHS is mostly funded out of general taxation. Only a small portion of NIC's go towards the NHS. AFAIA, voluntary contributions didn't.
I see ...:)

So I was wondering how the other poster was still making payments ,despite being in the US .

NI contributions was the only thing I could think of ?

Gabgoeshome Jan 23rd 2011 2:13 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by ldyinlv (Post 9123802)
She said she paid NHS payments..because she thinks ahead....and is much wiser than the rest of us..or should I say me..:)
I'm sorry :(

That is hurtful .

I hope when you get HOME ,you never have to worry about healthcare again

{{{hugs }}}

ldyinlv Jan 23rd 2011 2:28 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by Gabgoeshome (Post 9123935)
I'm sorry :(

That is hurtful .

I hope when you get HOME ,you never have to worry about healthcare again

{{{hugs }}}
Thank you Gab, I hope the same thing, for everyone..wouldnt it be wonderful if it wasnt an issue for anyone..:) Hugs

Giantaxe Jan 23rd 2011 2:33 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by ldyinlv (Post 9123797)
thats a good queston..I am sure she has a very good answer for you though!
Doesn't even matter if she's paying NI and tax to the UK... unless she's habitually resident there, she's not eligible for non-emergency NHS services.

Mummy in the foothills Jan 23rd 2011 2:37 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by Giantaxe (Post 9123959)
Doesn't even matter if she's paying NI and tax to the UK... unless she's habitually resident there, she's not eligible for non-emergency NHS services.
Thats what I thought. Don't you have to become a resident again to get services? Can't just pop back for some "free" care.

Jerseygirl Jan 23rd 2011 2:37 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by Giantaxe (Post 9123959)
Doesn't even matter if she's paying NI and tax to the UK... unless she's habitually resident there, she's not eligible for non-emergency NHS services.
Originally Posted by Mummy in the foothills (Post 9123963)
Thats what I thought. Don't you have to become a resident again to get services? Can't just pop back for some "free" care.

That's not quite true. It's down to the discretion of the doctor/clinic you go to. Granted if you tried to book yourself into elective surgery it could be a problem.

ldyinlv Jan 23rd 2011 2:38 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by Giantaxe (Post 9123959)
Doesn't even matter if she's paying NI and tax to the UK... unless she's habitually resident there, she's not eligible for non-emergency NHS services.
Apparently she is thinking ahead to when she goes back. Even though she is so happy here...hummmmm

Gabgoeshome Jan 23rd 2011 2:39 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by Giantaxe (Post 9123959)
Doesn't even matter if she's paying NI and tax to the UK... unless she's habitually resident there, she's not eligible for non-emergency NHS services.
Interesting then ...maybe she is hoping to go home ?

After enlightening subsequent postings I wonder what she HAS been doing lol !

I hope she can let us know .

Gabgoeshome Jan 23rd 2011 2:40 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by ldyinlv (Post 9123965)
Apparently she is thinking ahead to when she goes back. Even though she is so happy here...hummmmm
Oh I missed that bit ...how very organized ;)

Giantaxe Jan 23rd 2011 2:41 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by AmerLisa (Post 9123699)
I have to agree with that. My grandmother is 95, still lives in her own home and hasn't went bankrupt because of health insurance. Maybe she's one in a million....:unsure: I suppose its who you talk to, or the stories you believe.
If she's 95, she's made out like a bandit from 30 years of almost single-payer Medicare, that some here in the US decry as "socialized medicine". Someone of her age will have paid very little into the system - probably about 10 to 15 years of contributions in the 60's and '70's.

Compare and contrast to the situation prior to medicare, where 50% of seniors had zero insurance, and where the first serious illness that didn't kill them frequently bankrupted them. Your grandmother should be very thankful for Medicare and the purported horrors of "socialized medicine".

Originally Posted by AmerLisa (Post 9123699)
I suppose its who you talk to, or the stories you believe
Well, I suppose if you ignore all the studies that mark an inability to pay medical bills as the leading cause of personal bankruptcy, you're right.

Gabgoeshome Jan 23rd 2011 2:42 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by ldyinlv (Post 9123954)
Thank you Gab, I hope the same thing, for everyone..wouldnt it be wonderful if it wasnt an issue for anyone..:) Hugs
You are right healthCARE should never be an issue :)

Giantaxe Jan 23rd 2011 2:45 pm
Re: Is this really, that terrible compared to UK?
 
Originally Posted by Gabgoeshome (Post 9123968)
I hope she can let us know .
Given this is a person who claimed to still be making "NHS contributions", I wouldn't hold your breath for that!


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