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-   -   Is this really, that terrible compared to UK? (https://britishexpats.com/forum/usa-57/really-terrible-compared-uk-701955/)

Englishman43 Jan 23rd 2011 12:01 pm

Re: Is this really, that terrible compared to UK?
 

Originally Posted by Bob (Post 9123578)
More likely to just get your policy cancelled on you if you're to pricey, plus you become beholden to the job. Serious illness, don't think the waiting in the UK in real terms is all that bad, can be for the not so serious, but then the US isn't that different in that regards.

Yup I had my insurance cancelled after I had to have a minor back surgery. Never been ill before in my life but I actually used my insurance ! How dare I ?? So they cancelled me.

Englishman43 Jan 23rd 2011 12:03 pm

Re: Is this really, that terrible compared to UK?
 
[QUOTE=Desdemona;9123530]This is true! My 68 year old Dad on the other hand lost value on his IRA in the 2000 stock market crash. Today he is not as well off as he originally thought he would be but he's tough old bird. He does quite well on his social security. He is desciplined like his Dad, has worked hard all his life and nothing fazes him. He is optimistic that the present economic climate is only a temporary phase. Historically the US has always survived and overcome and he has faith in the system.
This is something that no one but an American can understand. The resilience of this nation ....[/QUOTE]

RAOLFLMAO :rofl: Love it !!! :thumbsup:

AmerLisa Jan 23rd 2011 12:05 pm

Re: Is this really, that terrible compared to UK?
 

Originally Posted by Bob (Post 9123726)
NHS comes out of general taxation though, so as soon as some one is resident, they're entitled because, well people buy stuff.

And long may it continue in this way. But what happens when this can't be accomplished?

ldyinlv Jan 23rd 2011 12:05 pm

Re: Is this really, that terrible compared to UK?
 

Originally Posted by Englishman43 (Post 9123733)
Yup I had my insurance cancelled after I had to have a minor back surgery. Never been ill before in my life but I actually used my insurance ! How dare I ?? So they cancelled me.

me too, was going for my final Cat scan, and they cancelled without notice..still havent recieved anything for cobra, but I dont care..going home on Tuesday.

BILDER Jan 23rd 2011 12:16 pm

Re: Is this really, that terrible compared to UK?
 
The biggest pain in the butt is calling the insurance company to ask for coverage for a patient! It feels like begging. We really do need reform in this area. If you want good medical insurance on the cheap, work for a hospital or health institution.

Michael Jan 23rd 2011 12:16 pm

Re: Is this really, that terrible compared to UK?
 

Originally Posted by Englishman43 (Post 9123733)
Yup I had my insurance cancelled after I had to have a minor back surgery. Never been ill before in my life but I actually used my insurance ! How dare I ?? So they cancelled me.

Yes, that is one of the biggest problems with the US health care system along with someone in their 50s being laid off. If health care reform gets fully implemented, those problems should be solved.

Another major problem is that health insurance companies can offer high deductable, high copay, high maximum out of pocket, and restricted care policies. Again that should be solved with health care reform for individual policies since all policies (three different types) would need to follow regulations.

Finally you will be surprised at the number of people without health care insurance that are opposed to health care reform. Many of those opposed are in their 20s or low income people without assets. They would much rather take their chances and file for bankruptcy if the have medical bills than pay the $100-$200 per month health care premium.

Bob Jan 23rd 2011 12:18 pm

Re: Is this really, that terrible compared to UK?
 

Originally Posted by AmerLisa (Post 9123741)
And long may it continue in this way. But what happens when this can't be accomplished?

In what way? People not being able to buy stuff, or the government not offering it?

There are plenty of other methods of offering universal healthcare to a countries citizens. The NHS isn't the best method, I agree, but it is an attempt that works reasonably well for most people most of the time and that's not something that can be said for the current system in the US. Which is amusing because the US does offer quite a good system for quite a few people, but it is quite restrictive of who gets it, they sort that out and everyone is a winner, minus the insurance industry :D

Jerseygirl Jan 23rd 2011 12:37 pm

Re: Is this really, that terrible compared to UK?
 

Originally Posted by traceym (Post 9123622)
A lot less than you which is why I feel able to comment!

Oh and I still pay my NHS contributions because never say never!

How do you do that? As a US resident you will pay taxes to the US.

ldyinlv Jan 23rd 2011 12:41 pm

Re: Is this really, that terrible compared to UK?
 

Originally Posted by Jerseygirl (Post 9123791)
How do you do that? As a US resident you will pay taxes to the US.

thats a good queston..I am sure she has a very good answer for you though!

Gabgoeshome Jan 23rd 2011 12:42 pm

Re: Is this really, that terrible compared to UK?
 

Originally Posted by Jerseygirl (Post 9123791)
How do you do that? As a US resident you will pay taxes to the US.

Probably makes vol contributions ?? :)

NI, I mean .

ldyinlv Jan 23rd 2011 12:44 pm

Re: Is this really, that terrible compared to UK?
 

Originally Posted by Gabgoeshome (Post 9123798)
Probably makes vol contributions ?? :)

NI, I mean .

She said she paid NHS payments..because she thinks ahead....and is much wiser than the rest of us..or should I say me..:)

Jerseygirl Jan 23rd 2011 12:46 pm

Re: Is this really, that terrible compared to UK?
 

Originally Posted by ldyinlv (Post 9123797)
thats a good queston..I am sure she has a very good answer for you though!


Originally Posted by ldyinlv (Post 9123802)
She said she paid NHS payments..because she thinks ahead....and is much wiser than the rest of us..or should I say me..:)

She can't make NHS contributions in advance.

ldyinlv Jan 23rd 2011 12:48 pm

Re: Is this really, that terrible compared to UK?
 

Originally Posted by Jerseygirl (Post 9123803)
She can't make NHS contributions in advance.

I know..but somehow she has figured out how to..lol

AmerLisa Jan 23rd 2011 12:56 pm

Re: Is this really, that terrible compared to UK?
 

Originally Posted by Bob (Post 9123769)
In what way? People not being able to buy stuff, or the government not offering it?

There are plenty of other methods of offering universal healthcare to a countries citizens. The NHS isn't the best method, I agree, but it is an attempt that works reasonably well for most people most of the time and that's not something that can be said for the current system in the US. Which is amusing because the US does offer quite a good system for quite a few people, but it is quite restrictive of who gets it, they sort that out and everyone is a winner, minus the insurance industry :D

If taxes continue rising, then yes, it would be pretty hard for people to buy things.... And yes there are other ways. I've long thought it would be easier to make people pay a portion of the services they receive through the NHS. But then it can't be free to everyone.

cluedweasel Jan 23rd 2011 1:00 pm

Re: Is this really, that terrible compared to UK?
 

Originally Posted by Bob (Post 9123721)
My mate gets if free from work, seems like a popular benefit these days..

For businesses in the UK, I think it makes sense, especially for key employees. I remember a few years back, I was waiting for a knee operation (cartilage tear). It was a 3 month wait for me. Because of insurance issues, I couldn't work for that time. My boss had pretty much the same injury (same footie match!) but he had BUPA through work. He got hurt on Saturday, had his operation on Wednesday and was back at work a wee and a half later.


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