Quick question on credit...
Apr 25th 2017, 3:35 pm
#16
Lost in BE Cyberspace
Joined: Jul 2008
Location: Portlandia Metro
Posts: 7,425
Apr 25th 2017, 3:40 pm
#17
BE Forum Addict
Joined: Mar 2015
Location: NC, USA (ex Yorkshire)
Posts: 4,375
Re: Quick question on credit...
Discover also attach your FICO score to the monthly statement.
Apr 25th 2017, 3:51 pm
#18
Lost in BE Cyberspace
Joined: Jul 2008
Location: Portlandia Metro
Posts: 7,425
Re: Quick question on credit...
I think most banks and credit cards give you access to some kind of FICO score.
Credit.com gives me the score that most closely matches the score I get if I apply for a loan. The other free FICO sites, give me scores 20-30 points higher sometimes
Credit.com gives me the score that most closely matches the score I get if I apply for a loan. The other free FICO sites, give me scores 20-30 points higher sometimes
Apr 25th 2017, 9:03 pm
#19
Forum Regular
Joined: Mar 2017
Location: Oregon
Posts: 84
Re: Quick question on credit...
Just looking at creditkarma, it says they do a soft search - do you lose any points for this?
I read previously something about soft searches being 5 points? Hard searches 50?
I read previously something about soft searches being 5 points? Hard searches 50?
Apr 25th 2017, 9:25 pm
#21
Lost in BE Cyberspace
Joined: Jul 2008
Location: Portlandia Metro
Posts: 7,425
Re: Quick question on credit...
Hard searches , maybe 10 points, if that. It may depend on how many you do, I have never done more than 5 in a year.
Apr 28th 2017, 10:33 am
#23
Just Joined
Joined: Jun 2015
Posts: 28
Re: Quick question on credit...
Another +1 for credit karma!
