Q for Canadians who moved to the US
#1
Guest
Posts: n/a
Q for Canadians who moved to the US
Hello all:
When I moved to the US, I never really informed anyone "official". I was
living with my parents just before the move and still receive junk mail and
pre-approved credit card offers at their address. Well, my parents are
moving in a few months so I am going to finally close down all of my
Canadian accounts and such, but that won't stop the pre-approved credit
cards from coming. The idea that these will still show up with the new
people who move into the house doesn't sit to well with me. I would like to
do everything possible to retain my good Canadian credit in case we (me and
my wife) ever move back there in the future. Or worse yet, do not want to
find out the hard way that someone signed up for a credit card in my name
and never paid it off.
My question is, how do I stop these pre-approved credit card offers (and
other junk mail) from coming to that address still? Can I somehow file a
change of address to the US? Notify Canada Post not to deliver mail at that
address in my name anymore? Can I somehow notify the credit bureaus not to
extend any credit to my SIN # as I am not living in Canada anymore? What do
I do?
Thanks for any help you can give me.
When I moved to the US, I never really informed anyone "official". I was
living with my parents just before the move and still receive junk mail and
pre-approved credit card offers at their address. Well, my parents are
moving in a few months so I am going to finally close down all of my
Canadian accounts and such, but that won't stop the pre-approved credit
cards from coming. The idea that these will still show up with the new
people who move into the house doesn't sit to well with me. I would like to
do everything possible to retain my good Canadian credit in case we (me and
my wife) ever move back there in the future. Or worse yet, do not want to
find out the hard way that someone signed up for a credit card in my name
and never paid it off.
My question is, how do I stop these pre-approved credit card offers (and
other junk mail) from coming to that address still? Can I somehow file a
change of address to the US? Notify Canada Post not to deliver mail at that
address in my name anymore? Can I somehow notify the credit bureaus not to
extend any credit to my SIN # as I am not living in Canada anymore? What do
I do?
Thanks for any help you can give me.
#2
#3
Forum Regular
Joined: Jul 2002
Posts: 267
Re: Q for Canadians who moved to the US
One other thing you can do is contact Equifax and TransUnion... the two credit bureaus in Canada. Have them put a flag on your report stating that if there is any hit on the bureau, that you should be contacted at a specific phone #... That way you have the assurance that when a hit occurs, someone from the organization that hit you will contact you. It is a bit of a hassle if you are truly the one that is seeking credit... but piece of mind if you're not around to monitor it in Canada.
Ian
Ian
Originally posted by Duran
Hello all:
When I moved to the US, I never really informed anyone "official". I was
living with my parents just before the move and still receive junk mail and
pre-approved credit card offers at their address. Well, my parents are
moving in a few months so I am going to finally close down all of my
Canadian accounts and such, but that won't stop the pre-approved credit
cards from coming. The idea that these will still show up with the new
people who move into the house doesn't sit to well with me. I would like to
do everything possible to retain my good Canadian credit in case we (me and
my wife) ever move back there in the future. Or worse yet, do not want to
find out the hard way that someone signed up for a credit card in my name
and never paid it off.
My question is, how do I stop these pre-approved credit card offers (and
other junk mail) from coming to that address still? Can I somehow file a
change of address to the US? Notify Canada Post not to deliver mail at that
address in my name anymore? Can I somehow notify the credit bureaus not to
extend any credit to my SIN # as I am not living in Canada anymore? What do
I do?
Thanks for any help you can give me.
Hello all:
When I moved to the US, I never really informed anyone "official". I was
living with my parents just before the move and still receive junk mail and
pre-approved credit card offers at their address. Well, my parents are
moving in a few months so I am going to finally close down all of my
Canadian accounts and such, but that won't stop the pre-approved credit
cards from coming. The idea that these will still show up with the new
people who move into the house doesn't sit to well with me. I would like to
do everything possible to retain my good Canadian credit in case we (me and
my wife) ever move back there in the future. Or worse yet, do not want to
find out the hard way that someone signed up for a credit card in my name
and never paid it off.
My question is, how do I stop these pre-approved credit card offers (and
other junk mail) from coming to that address still? Can I somehow file a
change of address to the US? Notify Canada Post not to deliver mail at that
address in my name anymore? Can I somehow notify the credit bureaus not to
extend any credit to my SIN # as I am not living in Canada anymore? What do
I do?
Thanks for any help you can give me.
#4
Guest
Posts: n/a
Re: Q for Canadians who moved to the US
Duran
Before I moved last year, I went to the Post Office, filled out a form, paid
$60C, and have even been getting my junk mail forwarded for 6 months. I had
my mom extend it when I was waiting for some important tax information with
a company I couldn't get in touch with. Have one of your folks go to the
Post Office for you and inquire. A lot of snowbirds who come down here to
live have their mail forwarded.
Bonnie
"Rete" wrote in message
news:[email protected]...
> Have your mail forwarded to your parents new address. Postal Canada
> will not forward mail to the US. Jim still gets pieces delivered to his
> Ottawa address after five years. His tenants forward it down to him
> quarterly.
> Rete
> Originally posted by Duran
> > Hello all:
> >
> > When I moved to the US, I never really informed anyone
> > "official". I was
> > living with my parents just before the move and still receive junk
> > mail and
> > pre-approved credit card offers at their address. Well, my
> > parents are
> > moving in a few months so I am going to finally close down all of my
> > Canadian accounts and such, but that won't stop the
> > pre-approved credit
> > cards from coming. The idea that these will still show up with the
> > new
> > people who move into the house doesn't sit to well with me. I
> > would like to
> > do everything possible to retain my good Canadian credit in case
> > we (me and
> > my wife) ever move back there in the future. Or worse yet, do
> > not want to
> > find out the hard way that someone signed up for a credit card
> > in my name
> > and never paid it off.
> >
> > My question is, how do I stop these pre-approved credit card
> > offers (and
> > other junk mail) from coming to that address still? Can I
> > somehow file a
> > change of address to the US? Notify Canada Post not to deliver
> > mail at that
> > address in my name anymore? Can I somehow notify the credit
> > bureaus not to
> > extend any credit to my SIN # as I am not living in Canada
> > anymore? What do
> > I do?
> >
> Thanks for any help you can give me.
> --
> Posted via http://britishexpats.com
Before I moved last year, I went to the Post Office, filled out a form, paid
$60C, and have even been getting my junk mail forwarded for 6 months. I had
my mom extend it when I was waiting for some important tax information with
a company I couldn't get in touch with. Have one of your folks go to the
Post Office for you and inquire. A lot of snowbirds who come down here to
live have their mail forwarded.
Bonnie
"Rete" wrote in message
news:[email protected]...
> Have your mail forwarded to your parents new address. Postal Canada
> will not forward mail to the US. Jim still gets pieces delivered to his
> Ottawa address after five years. His tenants forward it down to him
> quarterly.
> Rete
> Originally posted by Duran
> > Hello all:
> >
> > When I moved to the US, I never really informed anyone
> > "official". I was
> > living with my parents just before the move and still receive junk
> > mail and
> > pre-approved credit card offers at their address. Well, my
> > parents are
> > moving in a few months so I am going to finally close down all of my
> > Canadian accounts and such, but that won't stop the
> > pre-approved credit
> > cards from coming. The idea that these will still show up with the
> > new
> > people who move into the house doesn't sit to well with me. I
> > would like to
> > do everything possible to retain my good Canadian credit in case
> > we (me and
> > my wife) ever move back there in the future. Or worse yet, do
> > not want to
> > find out the hard way that someone signed up for a credit card
> > in my name
> > and never paid it off.
> >
> > My question is, how do I stop these pre-approved credit card
> > offers (and
> > other junk mail) from coming to that address still? Can I
> > somehow file a
> > change of address to the US? Notify Canada Post not to deliver
> > mail at that
> > address in my name anymore? Can I somehow notify the credit
> > bureaus not to
> > extend any credit to my SIN # as I am not living in Canada
> > anymore? What do
> > I do?
> >
> Thanks for any help you can give me.
> --
> Posted via http://britishexpats.com
#5
#6
Forum Regular
Joined: Apr 2003
Posts: 211
Yup, you can definitely forward your mail to the US - just did it a couple of days ago. Costs twice as much as if you were to forward it within Canada (it costs $60).
Good luck!
Good luck!
#7
Guest
Posts: n/a
Re: Q for Canadians who moved to the US
Rete
I was in SW Ontario, and went into my local post office to have this done.
Like I said, it was pricey but worth it.
Bonnie
"Rete" wrote in message
news:[email protected]...
> Wow great to know Bonnie. Which province were you in again. Ottawa
> would not do it for Jim. Absolutely refused. But then that was '98 so
> might have changed.
> Duran you also might want to look into changing status to non-resident
> although Jim didn't at that time Revenue Canada contacted him in the
> States at this address without his ever having told anyone in Canada
> where he was moving to.
> Rete
> Originally posted by Dennis & Bonnie French
> > Duran
> > Before I moved last year, I went to the Post Office, filled out a
> > form, paid
> > $60C, and have even been getting my junk mail forwarded for 6
> > months. I had
> > my mom extend it when I was waiting for some important tax
> > information with
> > a company I couldn't get in touch with. Have one of your folks
> > go to the
> > Post Office for you and inquire. A lot of snowbirds who come
> > down here to
> > live have their mail forwarded.
> > Bonnie
> > "Rete" wrote in message
> > news:[email protected]"]news:812444.105467247-
> > [email protected][/url]...
> > > Have your mail forwarded to your parents new address. Postal
> > Canada
> > > will not forward mail to the US. Jim still gets pieces
> > delivered to his
> > > Ottawa address after five years. His tenants forward it down to
> > him
> > > quarterly.
> > > Rete
> > > Originally posted by Duran
> > > > Hello all:
> > > >
> > > > When I moved to the US, I never really informed anyone
> > > > "official". I was
> > > > living with my parents just before the move and still receive
> > junk
> > > > mail and
> > > > pre-approved credit card offers at their address. Well,
> > my
> > > > parents are
> > > > moving in a few months so I am going to finally close down all
> > of my
> > > > Canadian accounts and such, but that won't stop the
> > > > pre-approved credit
> > > > cards from coming. The idea that these will still show up
> > with the
> > > > new
> > > > people who move into the house doesn't sit to well with me.
> > I
> > > > would like to
> > > > do everything possible to retain my good Canadian credit in
> > case
> > > > we (me and
> > > > my wife) ever move back there in the future. Or worse yet,
> > do
> > > > not want to
> > > > find out the hard way that someone signed up for a credit
> > card
> > > > in my name
> > > > and never paid it off.
> > > >
> > > > My question is, how do I stop these pre-approved credit
> > card
> > > > offers (and
> > > > other junk mail) from coming to that address still? Can
> > I
> > > > somehow file a
> > > > change of address to the US? Notify Canada Post not to
> > deliver
> > > > mail at that
> > > > address in my name anymore? Can I somehow notify the
> > credit
> > > > bureaus not to
> > > > extend any credit to my SIN # as I am not living in
> > Canada
> > > > anymore? What do
> > > > I do?
> > > >
> > > Thanks for any help you can give me.
> > > --
> > Posted via http://britishexpats.com/"]http://britishexpats.-
> com[/url]
> --
> Posted via http://britishexpats.com
I was in SW Ontario, and went into my local post office to have this done.
Like I said, it was pricey but worth it.
Bonnie
"Rete" wrote in message
news:[email protected]...
> Wow great to know Bonnie. Which province were you in again. Ottawa
> would not do it for Jim. Absolutely refused. But then that was '98 so
> might have changed.
> Duran you also might want to look into changing status to non-resident
> although Jim didn't at that time Revenue Canada contacted him in the
> States at this address without his ever having told anyone in Canada
> where he was moving to.
> Rete
> Originally posted by Dennis & Bonnie French
> > Duran
> > Before I moved last year, I went to the Post Office, filled out a
> > form, paid
> > $60C, and have even been getting my junk mail forwarded for 6
> > months. I had
> > my mom extend it when I was waiting for some important tax
> > information with
> > a company I couldn't get in touch with. Have one of your folks
> > go to the
> > Post Office for you and inquire. A lot of snowbirds who come
> > down here to
> > live have their mail forwarded.
> > Bonnie
> > "Rete" wrote in message
> > news:[email protected]"]news:812444.105467247-
> > [email protected][/url]...
> > > Have your mail forwarded to your parents new address. Postal
> > Canada
> > > will not forward mail to the US. Jim still gets pieces
> > delivered to his
> > > Ottawa address after five years. His tenants forward it down to
> > him
> > > quarterly.
> > > Rete
> > > Originally posted by Duran
> > > > Hello all:
> > > >
> > > > When I moved to the US, I never really informed anyone
> > > > "official". I was
> > > > living with my parents just before the move and still receive
> > junk
> > > > mail and
> > > > pre-approved credit card offers at their address. Well,
> > my
> > > > parents are
> > > > moving in a few months so I am going to finally close down all
> > of my
> > > > Canadian accounts and such, but that won't stop the
> > > > pre-approved credit
> > > > cards from coming. The idea that these will still show up
> > with the
> > > > new
> > > > people who move into the house doesn't sit to well with me.
> > I
> > > > would like to
> > > > do everything possible to retain my good Canadian credit in
> > case
> > > > we (me and
> > > > my wife) ever move back there in the future. Or worse yet,
> > do
> > > > not want to
> > > > find out the hard way that someone signed up for a credit
> > card
> > > > in my name
> > > > and never paid it off.
> > > >
> > > > My question is, how do I stop these pre-approved credit
> > card
> > > > offers (and
> > > > other junk mail) from coming to that address still? Can
> > I
> > > > somehow file a
> > > > change of address to the US? Notify Canada Post not to
> > deliver
> > > > mail at that
> > > > address in my name anymore? Can I somehow notify the
> > credit
> > > > bureaus not to
> > > > extend any credit to my SIN # as I am not living in
> > Canada
> > > > anymore? What do
> > > > I do?
> > > >
> > > Thanks for any help you can give me.
> > > --
> > Posted via http://britishexpats.com/"]http://britishexpats.-
> com[/url]
> --
> Posted via http://britishexpats.com
#8
Re: Q for Canadians who moved to the US
Originally posted by Rete
Wow great to know Bonnie. Which province were you in again. Ottawa would not do it for Jim. Absolutely refused. But then that was '98 so might have changed.
Duran you also might want to look into changing status to non-resident although Jim didn't at that time Revenue Canada contacted him in the States at this address without his ever having told anyone in Canada where he was moving to.
Rete
Wow great to know Bonnie. Which province were you in again. Ottawa would not do it for Jim. Absolutely refused. But then that was '98 so might have changed.
Duran you also might want to look into changing status to non-resident although Jim didn't at that time Revenue Canada contacted him in the States at this address without his ever having told anyone in Canada where he was moving to.
Rete
Rete...what exactly does it "mean" to be a non-resident? Marc and I will be moving back to Canada in a few years. We don't know how to work the taxes and such. If we have to pay both American and Canadian? We are still very confused about that and certainly don't want any trouble when we return.
#9
Forum Regular
Joined: Apr 2003
Posts: 280
tax
as a former resident of alberta who moved to ny
---
you file a final "departing resident" tax return when you leave---that's because unlike US tax law, canadian taxation is based on residency. If you have canadian RRSP's, you can still maintain them, but must file a special form every year under the tax treaty between canada and the us.
If you were self-employed, sometimes revenue canada can send you by accident a notice to file, but as long as you contact them when you get it, say you have filed departing resident return and have no business in canada you are operating, not difficult to deal with (i found)
i know you didnt ask about this but thought it might be helpful
---
you file a final "departing resident" tax return when you leave---that's because unlike US tax law, canadian taxation is based on residency. If you have canadian RRSP's, you can still maintain them, but must file a special form every year under the tax treaty between canada and the us.
If you were self-employed, sometimes revenue canada can send you by accident a notice to file, but as long as you contact them when you get it, say you have filed departing resident return and have no business in canada you are operating, not difficult to deal with (i found)
i know you didnt ask about this but thought it might be helpful
#10
Guest
Posts: n/a
Re: Q for Canadians who moved to the US
"Rete" wrote:
> > Which province were you in again? Ottawa would not do it
> > for Jim. Absolutely refused. But then that was '98 so
> > might have changed.
Bonnie French replied:
> I was in SW Ontario, and went into my local post office to
> have this done. Like I said, it was pricey but worth it.
I, too, was able to have Canada Post forward our mail to a US address
for a year after we moved from Ontario -- for an extra fee.
This was in mid-1997, and there was a standard form which I had to
fill out to make the request.
Canada Post's rules are uniform all across Canada, as far as I know,
so I really can't imagine that some post offices would do this and
others would refuse. I don't know how to explain Rete's husband's
experience.
Rich Wales [email protected] http://www.richw.org/dualcit/
*DISCLAIMER: I am not a lawyer, professional immigration consultant,
or consular officer. My comments are for discussion purposes only and
are not intended to be relied upon as legal or professional advice.
> > Which province were you in again? Ottawa would not do it
> > for Jim. Absolutely refused. But then that was '98 so
> > might have changed.
Bonnie French replied:
> I was in SW Ontario, and went into my local post office to
> have this done. Like I said, it was pricey but worth it.
I, too, was able to have Canada Post forward our mail to a US address
for a year after we moved from Ontario -- for an extra fee.
This was in mid-1997, and there was a standard form which I had to
fill out to make the request.
Canada Post's rules are uniform all across Canada, as far as I know,
so I really can't imagine that some post offices would do this and
others would refuse. I don't know how to explain Rete's husband's
experience.
Rich Wales [email protected] http://www.richw.org/dualcit/
*DISCLAIMER: I am not a lawyer, professional immigration consultant,
or consular officer. My comments are for discussion purposes only and
are not intended to be relied upon as legal or professional advice.
#11
#12
Guest
Posts: n/a
Re: Q for Canadians who moved to the US
Anyone with experience of moving to US on K3 but commuting to job in
Ontario?
Thanks
Laura
Ontario?
Thanks
Laura