Re: Pregnant without health insurance
 

Re: Pregnant without health insurance
 

OK .....

Re: Pregnant without health insurance
 

You don't get that luxury on a public forum. And although I agree with you on the nature of those posts, remember that threads are read by others than the OP, i.e. than you. Presumably because of the availability of the NHS, we see many posts on here from people who have given little or no thought to healthcare before moving. So if this thread helps folks about to move to think more about healthcare access in advance of moving, then that's all good.

Anyway, good luck with your situation. I do think VA is your priority to follow up on, depending on what your husband's access to it is.

Re: Pregnant without health insurance
 

There are many, 10 I believe levels of VA care. To get the top care you have to have retired after a full service or have some sort of service connected disability.
VA care covers veterans, not their immediate family. There is Tri care, but that's typically for families of serving personnel.
I'm guessing that the VA will not be an avenue that will be of any help.
But on the bright side, there are millions of Americans with absolutely no health insurance and they still seem to manage to pop out babies.

As for the cost, here in N Fl. An Egyptian friend recently had a child, he was not a resident, just here on a 3 month vacation. His out of pocket costs were about $13K.
He did not have access to medicare or any other socialized medical support. He wanted to pay out of pocket with decent hospital care.
The birth was uncomplicated and straightforwards.
On a plus, his daughter now has an American passport.

Re: Pregnant without health insurance
 

The only way she could get coverage thru military would be like you stated would be if husband was retired and she would be eligible for his Tricare. If he is just a veteran with less than retired status the VA will cover only him and not dependants.

Re: Pregnant without health insurance
 

Ok, then Medicaid, assuming the OP's husband's income is low enough for her to qualify:

https://yourtexasbenefits.hhsc.texas...women/pregnant

If not, then an ACA policy

Re: Pregnant without health insurance
 

go to healthcare.gov and see if you qualify for a special enrollment period. Since you've been here for less than 60 days you should qualify.- so tick that button.
I went through the questionnaire using my own texas zipcode so the same results should be relevant to you

Re: Pregnant without health insurance
 

If push comes to shove (sorry about the birth pun!) and you can't get insurance, you may want to consider moving back to the UK until after the birth. It's probably the last thing you want to do, but as a last resort it would be better than starting a family with a huge debt hanging over your heads. Good luck with your pregnancy and the birth of your little one.

Re: Pregnant without health insurance
 

Emergency Medicaid is the fall back, assuming they qualify.

Re: Pregnant without health insurance
 

Many hospitals will offer discounts / aid if income is a % of poverty level. They won't advertise this, but you can ask.

Re: Pregnant without health insurance
 

https://apple.news/A5ovMV6ShRC-Uhj9mxxuBqA

Re: Pregnant without health insurance
 

The OP doesn’t say that it is financial difficulty that has precluded her getting insurance, but lack of organization. Therefore her options are to be added to whatever coverage her OH has or to apply to the state ACA entity and she should investigate both immediately. Good luck and congratulations on the pending happy event!

Re: Pregnant without health insurance
 

I think Medicaid rules have changed for visa holders haven't they? I don't think they qualify anymore.

Re: Pregnant without health insurance
 

NY and CA give it from day 1, full Medicaid, anybody can get Emergency Medicaid. Used by tourists for example.

Re: Pregnant without health insurance
 

So she actually paid #3000 dollars despite the article listing a several conflating costs. And had a very complicated birth...

​​​​ Basically just get insurance with a sensible deductible.....

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