Ouch !!
Feb 6th 2005 | 1:49 pm
#16
Not living a 9 to 5 life
Joined: Jun 2002
Posts: 11,061
From: North Carolina
Re: Ouch !!
Originally Posted by Rete
My daughter's employer had all of five people, she was offered COBRA when she left their employment.
Rete
Rete
NC Penguin
Feb 6th 2005 | 3:06 pm
#17
Cuppa tea and a biccie !!
Joined: Mar 2004
Posts: 248
From: Austin TX
Re: Ouch !!
Just a thought - can she go back to the UK nearer the time of birth and have it over there for free?
Not sure how this would affect the baby's citizenship status though?
Not sure how this would affect the baby's citizenship status though?
Feb 6th 2005 | 4:12 pm
#18
Joined: Aug 2003
Posts: 79,360
From: East Seaxe
Re: Ouch !!
Originally Posted by rogerpenycate
I'm posting this on both the USA and USA Marriage forums (if it lets me) as there seem to be two seperate issues here.
A good place to open ones heart to the world !!!
Firstly a brief summary of the situation.
I'm married to a USC and moved over here 2.5 years ago with my daughter who is now 20.
We are currently waiting to hear from Baltimore for an interview regarding the removal of our conditions.
I have to be a bit pragmatic here.
My daughter lives with her boyfriend and is currently not working. She was up until last week and had benefits with her job.
Her boyfriend is quite a stable guy who has just bought his own house and earns quite good money, but he doesn't have benefits with his job.
Their relationship seems OK.
Here's the 'crunch'
She phoned me last saying she thinks she's pregnant. She's done two of those testing kits and is planning a trip to the docs early this week.
Putting aside my obvious emotions and trying to be logical there seem to be two seperate issues (hence the double posting)
1/. Does anyone know the legal implications regarding a conditional permament resident having a baby in the US (at the moment, out of
wedlock) ?
2/. Medical costs, including having a baby here are expensive and they haven't got that much money
I appreciate that even if he had benefits they wouldn't cover his girlfriend.
If the pregnancy is confirmed and they do manage to get benefits would it be considered a 'pre-existing condition' and as such probably not be covered ?
Any sensible thoughts, suggestions or comments would be appreciated, I'm to 'fragile' to read any bullshit.
Thank you
A good place to open ones heart to the world !!!
Firstly a brief summary of the situation.
I'm married to a USC and moved over here 2.5 years ago with my daughter who is now 20.
We are currently waiting to hear from Baltimore for an interview regarding the removal of our conditions.
I have to be a bit pragmatic here.
My daughter lives with her boyfriend and is currently not working. She was up until last week and had benefits with her job.
Her boyfriend is quite a stable guy who has just bought his own house and earns quite good money, but he doesn't have benefits with his job.
Their relationship seems OK.
Here's the 'crunch'
She phoned me last saying she thinks she's pregnant. She's done two of those testing kits and is planning a trip to the docs early this week.
Putting aside my obvious emotions and trying to be logical there seem to be two seperate issues (hence the double posting)
1/. Does anyone know the legal implications regarding a conditional permament resident having a baby in the US (at the moment, out of
wedlock) ?
2/. Medical costs, including having a baby here are expensive and they haven't got that much money
I appreciate that even if he had benefits they wouldn't cover his girlfriend.
If the pregnancy is confirmed and they do manage to get benefits would it be considered a 'pre-existing condition' and as such probably not be covered ?
Any sensible thoughts, suggestions or comments would be appreciated, I'm to 'fragile' to read any bullshit.
Thank you
You might want to contact your local hospitals and see if they have a "program", a plan of some kind, for payment of a flat-rate amount for the delivery. I found such a plan at a Chicago Hospital, and what would have been a bill of c.$30,000 (!) came to about $3,000. (This was 5 years ago, so adjust accordingly). A hospital may well have a clinic for pre-natal care which will be immensely less espensive that going the private route. It may be on a sliding payment scale depending on your income. It's worth making a few calls.
Feb 6th 2005 | 5:07 pm
#19
Forum Regular
Joined: Jan 2005
Posts: 42
From: US
Re: Ouch !!
[QUOTE=rogerpenycate]1/. Does anyone know the legal implications regarding a conditional permament resident having a baby in the US (at the moment, out of
wedlock) ?
If the child is born in the US than it is a US Citizen-period. Assuming your daughter is a UK citizen, the child can also get British citizenship by descent. If the child's father is a US citizen and the kid is born in the UK, it is also eligible for US citizenship but its more complicated and that scnario should be avoided if at all possible. Incidentally, as a US citizen, the child would be eligible for all means-tested benefits as any US citizen- Medicaid, food stamps, etc. However, the child's citizenship does not aid your daughter in obtaining any legal status in the US (e.g. should her conditions not be lifted on her permanent residence, etc.).
P
wedlock) ?
If the child is born in the US than it is a US Citizen-period. Assuming your daughter is a UK citizen, the child can also get British citizenship by descent. If the child's father is a US citizen and the kid is born in the UK, it is also eligible for US citizenship but its more complicated and that scnario should be avoided if at all possible. Incidentally, as a US citizen, the child would be eligible for all means-tested benefits as any US citizen- Medicaid, food stamps, etc. However, the child's citizenship does not aid your daughter in obtaining any legal status in the US (e.g. should her conditions not be lifted on her permanent residence, etc.).
P
Feb 6th 2005 | 5:53 pm
#20
Account Closed
Joined: Mar 2004
Posts: 2
Re: Ouch !!
I just read an article that said that half the personal bankruptcies in the US were due all or in part to Medical issues.
A friend who has no cover as such, he has some sort of discount card that the State organise, worked for a small contractor, had an accident at work, no WC, but with that background was able to work a significant reduction in fees for his surgery.
Just found the article:
http://www.denverpost.com/Stories/0,...693702,00.html
<<snipped out article>>
A friend who has no cover as such, he has some sort of discount card that the State organise, worked for a small contractor, had an accident at work, no WC, but with that background was able to work a significant reduction in fees for his surgery.
Just found the article:
http://www.denverpost.com/Stories/0,...693702,00.html
<<snipped out article>>
Last edited by NC Penguin; Feb 7th 2005 at 12:48 am. Reason: Infringing copyright
Feb 6th 2005 | 6:02 pm
#21
Account Closed
Joined: Mar 2004
Posts: 2
Re: Ouch !!
Just a couple of other thoughts:
I came across an accident this afternoon, a lady in her 60's had hit black ice and turned over her car, usually it seems to be SUV's but in this case it was a Subaru. 4 wheel drive is no benefit, need appropriate tires.
Whilst we were waiting for the Ambulance I could not help think of the cost factor, something that would never have occured to me before coming here.
Also reminds me of a friend of a friend who had a bad accident on a bike and adamantly refused an Ambulance, would not have been able to pay for it.
Interestingly the first 2 vehicles on the scene were Fire Engines, not chargable, I think, and did a very good job and got her out before the Ambulance arrived.
I came across an accident this afternoon, a lady in her 60's had hit black ice and turned over her car, usually it seems to be SUV's but in this case it was a Subaru. 4 wheel drive is no benefit, need appropriate tires.
Whilst we were waiting for the Ambulance I could not help think of the cost factor, something that would never have occured to me before coming here.
Also reminds me of a friend of a friend who had a bad accident on a bike and adamantly refused an Ambulance, would not have been able to pay for it.
Interestingly the first 2 vehicles on the scene were Fire Engines, not chargable, I think, and did a very good job and got her out before the Ambulance arrived.
Feb 7th 2005 | 12:15 am
#22
Thread Starter
BE Forum Addict
Joined: Jun 2002
Posts: 1,421
From: Virginia
Re: Ouch !!
Thanks everyone for their help, advice and support.
Some great information (as usual)
I've had a long chat with my daughter and given her all of this information.
As for me being a grandfather, I'm certainly old enough, not sure if I'm ready yet, I've done all that 'baby sitting' and nappy changing !
Thanks everyone.
Roger
Some great information (as usual)
I've had a long chat with my daughter and given her all of this information.
As for me being a grandfather, I'm certainly old enough, not sure if I'm ready yet, I've done all that 'baby sitting' and nappy changing !
Thanks everyone.
Roger
Feb 7th 2005 | 2:56 am
#23
Joined: Sep 2004
Posts: 1,260
From: VA
Re: Ouch !!
Originally Posted by rogerpenycate
Thanks everyone for their help, advice and support.
Some great information (as usual)
I've had a long chat with my daughter and given her all of this information.
As for me being a grandfather, I'm certainly old enough, not sure if I'm ready yet, I've done all that 'baby sitting' and nappy changing !
Thanks everyone.
Roger
Some great information (as usual)
I've had a long chat with my daughter and given her all of this information.
As for me being a grandfather, I'm certainly old enough, not sure if I'm ready yet, I've done all that 'baby sitting' and nappy changing !
Thanks everyone.
Roger
Feb 7th 2005 | 3:15 am
#24
Thread Starter
BE Forum Addict
Joined: Jun 2002
Posts: 1,421
From: Virginia
Re: Ouch !!
Originally Posted by robskatie
Roger I have sent you an e-mail!!
Thanks Katie, I received it and have replied.
Cheers
Feb 7th 2005 | 4:10 am
#25
Concierge
Joined: Apr 2001
Posts: 47,659
Re: Ouch !!
Originally Posted by NC Penguin
Your daughter's experience is the exception, not the norm, I'm sure Rete.
NC Penguin
NC Penguin
Actually my daughter is the fool. She declined the offer.
Feb 7th 2005 | 7:14 am
#26
Forum Regular
Joined: Nov 2004
Posts: 104
From: Los Angeles, UK
Re: Ouch !!
Hi I may be able to give some help. I was living in away form the UK when expecting my baby and not married. Not in the US we planed to move to the US to have the baby but could not afford it as insurance companies would not cover me as it was an existing pregnancy and the UK companies said I had to be signed up for at leased 10 month before. So I decided to go home and have the baby and then move to the US. My baby is USC through her dad now my husband and still has her UK citizenship Since being hear I was told about healthy families and Medi-cal through the Doc were I got my medical exam. I have my baby on the Medi-cal for insurance part pay but they get full cover at no cost for the first 3 months. This is all based on your earnings. They also have cover for pregnant women I put my husbands name as he was the one earning the money and with him being the USC I had to wait until I got my SS. Here is the address give them a call or apply on line. The other thing is I think if you ask for WIC it dose not really help with immigration.
www.healthyfamilies.ca.gov
www.healthyfamilies.ca.gov
Feb 7th 2005 | 7:28 am
#27
Joined: Feb 2002
Posts: 6,848
Re: Ouch !!
Originally Posted by Shish kebab
Hi I may be able to give some help. I was living in away form the UK when expecting my baby and not married. Not in the US we planed to move to the US to have the baby but could not afford it as insurance companies would not cover me as it was an existing pregnancy and the UK companies said I had to be signed up for at leased 10 month before. So I decided to go home and have the baby and then move to the US. My baby is USC through her dad now my husband and still has her UK citizenship Since being hear I was told about healthy families and Medi-cal through the Doc were I got my medical exam. I have my baby on the Medi-cal for insurance part pay but they get full cover at no cost for the first 3 months. This is all based on your earnings. They also have cover for pregnant women I put my husbands name as he was the one earning the money and with him being the USC I had to wait until I got my SS. Here is the address give them a call or apply on line. The other thing is I think if you ask for WIC it dose not really help with immigration.
www.healthyfamilies.ca.gov
www.healthyfamilies.ca.gov
It's apparent that Roger's daughter will still be able to qualify for her Green Card and the baby will be a US citizen if she returns to the UK for a few weeks to deliver her baby and dad goes along on a trip to England to register the birth (if she's definitely pregnant of course!).... it would be the cheapest option for sure as if the baby is due in the Autumn, all the flights are so much cheaper and no medical bills to pay - especially if she needs to have a caesarian or has complications. Something to ponder on.
e
Feb 7th 2005 | 7:37 am
#28
Thread Starter
BE Forum Addict
Joined: Jun 2002
Posts: 1,421
From: Virginia
Re: Ouch !!
Originally Posted by Englishmum
I just looked at the FAQs for that link....it only covers residents of California....Roger's daughter lives in another State.
It's apparent that Roger's daughter will still be able to qualify for her Green Card and the baby will be a US citizen if she returns to the UK for a few weeks to deliver her baby and dad goes along on a trip to England to register the birth (if she's definitely pregnant of course!).... it would be the cheapest option for sure as if the baby is due in the Autumn, all the flights are so much cheaper and no medical bills to pay - especially if she needs to have a caesarian or has complications. Something to ponder on.
e
It's apparent that Roger's daughter will still be able to qualify for her Green Card and the baby will be a US citizen if she returns to the UK for a few weeks to deliver her baby and dad goes along on a trip to England to register the birth (if she's definitely pregnant of course!).... it would be the cheapest option for sure as if the baby is due in the Autumn, all the flights are so much cheaper and no medical bills to pay - especially if she needs to have a caesarian or has complications. Something to ponder on.
e
Thanks for the post, as EM says my daughter lives in a diferent state, Virginia.
I tried adding VA instead of CA but it didn't work !
My daughter does have a green card (been here 2.5 years)
and we're both waiting for the removal of conditions interview.
Talking to her today, her boyfriend has asked her if she will stay here and have the baby.
I guess as the dad he wants to be around and doesn't want to see his girlfriend shipped off to the UK just to save a few quid.
He also asked her to marry him, but she's giving that some thought.
It's a good stable relationship (or so it seems) so I have no worries from that aspect.
Feb 7th 2005 | 9:37 am
#29
Guest
Posts: n/a
Re: Ouch !!
Originally Posted by Boiler
I just read an article that said that half the personal bankruptcies in the US were due all or in part to Medical issues.
A friend who has no cover as such, he has some sort of discount card that the State organise, worked for a small contractor, had an accident at work, no WC, but with that background was able to work a significant reduction in fees for his surgery.
Just found the article:
http://www.denverpost.com/Stories/0,...693702,00.html
<<snipped out article>>
A friend who has no cover as such, he has some sort of discount card that the State organise, worked for a small contractor, had an accident at work, no WC, but with that background was able to work a significant reduction in fees for his surgery.
Just found the article:
http://www.denverpost.com/Stories/0,...693702,00.html
<<snipped out article>>
Feb 7th 2005 | 9:54 am
#30
Forum Regular
Joined: Sep 2004
Posts: 53
Re: Ouch !!
Check with non-profit orgs that help immigrants like Catholic Charities. They might give you some ideas, because I'm sure they might have helped people in that position.
