Go Back  British Expats > Living & Moving Abroad > USA
Reload this Page >

Needy Generation...

Wikiposts

Needy Generation...

Thread Tools
 
Old Feb 5th 2005, 7:01 am
  #106  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 92,175
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: Needy Generation...

Originally Posted by dunroving
To be Devil's advocate in return, I'm not sure that many students pay $100,000 on their education, but on the "must-haves" (car, Spring Break trips, cable TV, other toys) that go with the sentiment of this thread. Even if students don't work (and of course most of them do), figure $4,000 p.a. tuition/fees (I'm talking State school here, folks), $3,000 p.a. rent/utilities (I'm talking sharing an old house with 3 other students), and $3.000 p.a. groceries (I'm not talking Domino's pizza every night), and you get $10,000 p.a. times 4 years = $40,000 tops. Most students can be on mom and dad's health insurance, and do without all but the basic necessities, if they choose to. Work 20 hrs/week for 50 weeks at $5 per hr net = $5,000 p.a. income. All told, a 4-year education can easily be had for $20,000.

That's if you do it the way we did it in the UK not too long ago...
Yeah, that's fair enough, but if you want to go to a decent school, somewhere out of state, it'll be a lot more....the missus, tuition alone cost $40K a year, but that included accomodation and breakfast....
And my old place, if you didn't get the LEA, would cost £16K a year on tuition, plus accomodation and food etc...so it is easy getting into debt and not living it up...
Bob is offline  
Old Feb 5th 2005, 7:13 am
  #107  
Septicity
 
fatbrit's Avatar
 
Joined: May 2004
Posts: 23,762
fatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond reputefatbrit has a reputation beyond repute
Default Re: Needy Generation...

Originally Posted by Bob
Yeah, that's fair enough, but if you want to go to a decent school, somewhere out of state, it'll be a lot more....the missus, tuition alone cost $40K a year, but that included accomodation and breakfast....
And my old place, if you didn't get the LEA, would cost £16K a year on tuition, plus accomodation and food etc...so it is easy getting into debt and not living it up...
Think you're giving up without looking for alternatives! My wife is just completing her Master's and her work footed virtually the whole bill. One of the criteria when she chose who to work for was their tuition reimbursement policy as she knew she wanted to carry on studying. There are also plenty of scholarships going about...

IMHO it really isn't necessary to get so far into debt with your education; rather it is a choice.
fatbrit is offline  
Old Feb 5th 2005, 7:26 am
  #108  
BE Enthusiast
 
Joined: Dec 2002
Location: texas
Posts: 914
jjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond repute
Default Re: Needy Generation...

Originally Posted by dunroving
To be Devil's advocate in return, I'm not sure that many students pay $100,000 on their education, but on the "must-haves" (car, Spring Break trips, cable TV, other toys) that go with the sentiment of this thread. Even if students don't work (and of course most of them do), figure $4,000 p.a. tuition/fees (I'm talking State school here, folks), $3,000 p.a. rent/utilities (I'm talking sharing an old house with 3 other students), and $3.000 p.a. groceries (I'm not talking Domino's pizza every night), and you get $10,000 p.a. times 4 years = $40,000 tops. Most students can be on mom and dad's health insurance, and do without all but the basic necessities, if they choose to. Work 20 hrs/week for 50 weeks at $5 per hr net = $5,000 p.a. income. All told, a 4-year education can easily be had for $20,000.

That's if you do it the way we did it in the UK not too long ago. But to do this, you have to sacrifice. It's ironic that while "monkey-brain" (I think that's what people on here call him) harps on about the sacrifices of US soldiers, he doesn't say anything about the general public sacrificing. There's just such a sense of entitlement to the best of everything - even if you can't afford it.

I think my estimates are pretty conservative too - I worked 40+ hrs a week during summers when I was working on my doctoral degree (here in the US), and 20 hrs a week during the semesters. 6 years of education cost me maybe 20,000 GBP tops - and that included one year when I didn't work at all, studying at a private school (unfortunately, 20,000 GBP was all I had - but it didn't kill me). That one year accounted for maybe 10,000 GBP of the 20,000.

Now if you insist on going to a private school for 4 years, of course the picture is different.
Yes I am sure that most american students with parental help, scholarships and jobs can manage to keep their debts to a reasonable level whilst they are at undergraduate level. However, increasingly, jobs are requiring people to have studied to masters level, so that is when the debt becomes more of a troublesome concern.

Unfortunately, my daughter being on an L2 visa isn't able to work yet but once the GC come through she is more than willing to work as well as study. She has done her homework and although she is still in her 2nd yr, she knows what to expect and fortunately, as she is going into the medical arena, she know that she will be able to pay back those debts. I don't think I was as sensible and realistic as she is at 19. She even managed to get as many dual credits as possible to reduce the cost and time she was in undergraduate school. Jeez I still did't know what I wanted to do by that age or even now, for that matter

My daughter's boyfriend nearing the end of his degree is beginning to look into his job prospects (I know he is a bit slow of the mark!) and to be honest, his best bet is to intern for free for at least year. Then he might stand a chance of being considered for the next lowest position. When he told me that is what he had been told, I was quite frankly disbelieving. Then I met a friend's sister who is the managing director of an graphic design company and she confirmed that was indeed true. She said she would never even consider employing a graduate straight from university as for at least the first year they have to retrain them.

As for the original post about American teenagers being a needy group, I don't think it is just American teenagers, it just the same in the UK. As the saying goes "you reap what you sow", so we shouldn't be blaming the kids so much as the parents (and I include myself in this) who have indulge this generation.
jjmb is offline  
Old Feb 5th 2005, 7:42 am
  #109  
Ping-ponger
 
dunroving's Avatar
 
Joined: Jul 2002
Location: Dreich Alba
Posts: 12,024
dunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond repute
Default Re: Needy Generation...

Originally Posted by jjmb
Yes I am sure that most american students with parental help, scholarships and jobs can manage to keep their debts to a reasonable level whilst they are at undergraduate level. However, increasingly, jobs are requiring people to have studied to masters level, so that is when the debt becomes more of a troublesome concern.

Unfortunately, my daughter being on an L2 visa isn't able to work yet but once the GC come through she is more than willing to work as well as study. ......
I'm not sure whether you are saying your daughter is already a master's student, but anyway, you don't have to be a USC or have a GC to work while studying in the US. I believe international students can work on-campus - and at the graduate level, assistantships are available that, at some schools, cut costs considerably. For example, University of Georgia (state school, and a very good one, too) pays all tuition (even out-of-state) and around 10,000 p.a. wages for working 13 hrs per week (I'm talking a graduate assistantship).

So, salary plus free out-of-state and in-state tuition comes to almost 20,000 p.a., for 13 hrs work per week. Can't sneeze at that. That works out at about $40 an hour! I'd say that given these kinds of opportunities, graduate education can be less of a concern finance-wise than undergraduate.

Admittedly, some people have a more difficult situation (if you're married, for example, and can't move because of your spouse's job). But I think too many people are too picky about what school they go to - and there's a real snobbishness about state schools. In some states (NC being one of them) you can get an excellent education at state schools, relatively inexpensively.
dunroving is offline  
Old Feb 5th 2005, 7:48 am
  #110  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 92,175
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: Needy Generation...

Originally Posted by fatbrit
Think you're giving up without looking for alternatives! My wife is just completing her Master's and her work footed virtually the whole bill. One of the criteria when she chose who to work for was their tuition reimbursement policy as she knew she wanted to carry on studying. There are also plenty of scholarships going about...

IMHO it really isn't necessary to get so far into debt with your education; rather it is a choice.
oh yeah, it's a choice...she just went to a really poncy uni *lol*

As for me, LEA paid up the lot, I didn't have to even stump the £1K...but living costs were still stupid high, especially cost of materials for uni, but i got lucky and got the london grant/student loans...does mean i'm a bit in the red for a few years though...but i think it's worth it, good uni and all that, shame nae kudos over here though *lol*

As for work....where the missus works now, they offer that, looks great on paper, but in reality, it's crap, either you study where they want you to, which is shite local college, or you don't get hardly any money, and what you get depends on where you live etc, so that was a waste of time.
Bob is offline  
Old Feb 5th 2005, 7:52 am
  #111  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 92,175
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: Needy Generation...

Originally Posted by dunroving
I'm not sure whether you are saying your daughter is already a master's student, but anyway, you don't have to be a USC or have a GC to work while studying in the US. I believe international students can work on-campus - and at the graduate level, assistantships are available that, at some schools, cut costs considerably. For example, University of Georgia (state school, and a very good one, too) pays all tuition (even out-of-state) and around 10,000 p.a. wages for working 13 hrs per week (I'm talking a graduate assistantship).
F- student visa's can work a max of 20 hours on campus...
Bob is offline  
Old Feb 5th 2005, 7:52 am
  #112  
BE Enthusiast
 
Joined: Dec 2002
Location: texas
Posts: 914
jjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond repute
Default Re: Needy Generation...

No, she is 19 and on an L2 visa so she is unable to work full stop. She is certainly looking into scholarships and internships for her post grad studies (as well as her current studies) unfortuanately for most she is ineligible because of her visa status. She is a very determine young lady and like you, she will be finding ways of reducing her costs as much as possible.
jjmb is offline  
Old Feb 5th 2005, 7:57 am
  #113  
Ping-ponger
 
dunroving's Avatar
 
Joined: Jul 2002
Location: Dreich Alba
Posts: 12,024
dunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond repute
Default Re: Needy Generation...

Originally Posted by Bob
F- student visa's can work a max of 20 hours on campus...
I wouldn't recommend any student should work more than 20 hrs a week anyway - not if they want to do well in school.

During summers I believe they can work more hours ... I worked way over 40 hrs a week during the summer, plus it was off-campus (via some special program for F visas students who were especially hard-up).
dunroving is offline  
Old Feb 5th 2005, 7:58 am
  #114  
Ping-ponger
 
dunroving's Avatar
 
Joined: Jul 2002
Location: Dreich Alba
Posts: 12,024
dunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond repute
Default Re: Needy Generation...

Originally Posted by jjmb
No, she is 19 and on an L2 visa so she is unable to work full stop. She is certainly looking into scholarships and internships for her post grad studies (as well as her current studies) unfortuanately for most she is ineligible because of her visa status. She is a very determine young lady and like you, she will be finding ways of reducing her costs as much as possible.
Sorry, showing my ignorance - is an L2 a student visa? Or some kind of family visa?
dunroving is offline  
Old Feb 5th 2005, 8:06 am
  #115  
BE Enthusiast
 
Joined: Dec 2002
Location: texas
Posts: 914
jjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond reputejjmb has a reputation beyond repute
Default Re: Needy Generation...

An L2 is the companion to L1a/b visa which is intercompany transfers for American based companies. My husband transferred (suppose to be temporary for 14 months) in 2000 from Scotland. When we first arrived he was the only one allowed to work but that changed in 2001,so I could work but not the children.
jjmb is offline  
Old Feb 5th 2005, 8:35 am
  #116  
Ping-ponger
 
dunroving's Avatar
 
Joined: Jul 2002
Location: Dreich Alba
Posts: 12,024
dunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond repute
Default Re: Needy Generation...

Originally Posted by jjmb
An L2 is the companion to L1a/b visa which is intercompany transfers for American based companies. My husband transferred (suppose to be temporary for 14 months) in 2000 from Scotland. When we first arrived he was the only one allowed to work but that changed in 2001,so I could work but not the children.
Is it possible that your daughter could apply for a change of status to a student visa? I'm thinking if she did want to work while she was a student that might be a way (it may be neither you nor she particularly want or need this - I'm just responding to your earlier comment that she can't work)?
dunroving is offline  
Old Feb 5th 2005, 9:19 am
  #117  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 92,175
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: Needy Generation...

Originally Posted by dunroving

During summers I believe they can work more hours ... I worked way over 40 hrs a week during the summer, plus it was off-campus (via some special program for F visas students who were especially hard-up).
Didn't realise they could do that, thought they had to show they had funds for entire time of study or they wouldn't get the visa...
Bob is offline  
Old Feb 5th 2005, 9:33 am
  #118  
Ping-ponger
 
dunroving's Avatar
 
Joined: Jul 2002
Location: Dreich Alba
Posts: 12,024
dunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond reputedunroving has a reputation beyond repute
Default Re: Needy Generation...

Originally Posted by Bob
Didn't realise they could do that, thought they had to show they had funds for entire time of study or they wouldn't get the visa...
Well, I think strictly speaking that's true (though an assistantship can count towards the situation, i.e., you don't literally have to have 4 years of expenses - a letter from the university saying you are guaranteed an assistantship, scholarship, etc., can count).

I think once you get in, there's greater flexibility - they'd rather help you get through school than deport you (there's a certain amount of pressure on schools to graduate students), so campus International Offices have a few tricks up their sleeves.
dunroving is offline  
Old Feb 5th 2005, 10:19 am
  #119  
Bob
BE Site Lead
 
Bob's Avatar
 
Joined: Aug 2004
Location: MA, USA
Posts: 92,175
Bob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond reputeBob has a reputation beyond repute
Default Re: Needy Generation...

Originally Posted by dunroving
Well, I think strictly speaking that's true (though an assistantship can count towards the situation, i.e., you don't literally have to have 4 years of expenses - a letter from the university saying you are guaranteed an assistantship, scholarship, etc., can count).

I think once you get in, there's greater flexibility - they'd rather help you get through school than deport you (there's a certain amount of pressure on schools to graduate students), so campus International Offices have a few tricks up their sleeves.
That's cool...i don't know to much about F visa's, but quite a few of my mates did exchanges with san fran for a laugh...but a couple years ago there was a class that got cut, it was a required class for somin', anyway, had about 30 international students, and the students all recieved a letter from the then INS saying that they all had 48 hours to leave the country because they did not meet the credit hours that fulfilled the student visa, which they got a day before the university sent them there letters saying that the class had been ditched, so they didn't even have a chance to take another class, basically, they all got booted...very weird that...
Bob is offline  
Old Feb 7th 2005, 5:16 am
  #120  
Never right in the head!
Thread Starter
 
Yosser's Avatar
 
Joined: Aug 2003
Location: Texas
Posts: 1,465
Yosser has a reputation beyond reputeYosser has a reputation beyond reputeYosser has a reputation beyond reputeYosser has a reputation beyond reputeYosser has a reputation beyond reputeYosser has a reputation beyond reputeYosser has a reputation beyond reputeYosser has a reputation beyond reputeYosser has a reputation beyond reputeYosser has a reputation beyond reputeYosser has a reputation beyond repute
Default Re: Needy Generation...

Originally Posted by Perfumdiva1
Oh piss of you miserable git
How bloody charming that is....

I was only pointing out that the conversation you had going was about exciting as watching paint dry thats all!

Also you can PM people if you want, that way we don't have to read all your drivel.
Yosser is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off



Contact Us - Manage Preferences Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Your Privacy Choices -

Copyright © 2024 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.