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jmood's Medicare questions

jmood's Medicare questions

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Old Aug 25th 2011, 3:14 pm
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Default jmood's Medicare questions

Originally Posted by SanDiegogirl
You could petition for your mother to join you in the US once YOU become a US citizen.

She then needs to be prepared to pay out a LOT of money for health cover because she won't be eligible for Medicare for at least 5 years after her immigration (dependent on whether she is over 65 or not) and private health insurance is going to cost a fortune.
I'm in a similar situation with my father. Regarding above post - does medicare cover those that are over age 65 as soon as they become green card holders? Or how does it work?
Thanks
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Old Aug 25th 2011, 3:56 pm
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Default Re: Bringing my mother to the USA

Originally Posted by jmood
I'm in a similar situation with my father. Regarding above post - does medicare cover those that are over age 65 as soon as they become green card holders? Or how does it work?
Thanks
No

5 years and then they can buy in.
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Old Aug 25th 2011, 3:59 pm
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Default Re: Bringing my mother to the USA

What do you mean by "buy"?
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Old Aug 25th 2011, 5:01 pm
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Default Re: Bringing my mother to the USA

Originally Posted by jmood
What do you mean by "buy"?

Pay a monthly premium. Higher premium than an eligible person pays who is entitled to social security benefits.
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Old Aug 25th 2011, 6:20 pm
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Default Re: jmood's Medicare questions

A retiree needs 40 quarters of working and paying medicare tax to get medicare for the $96 per month. If the number of quarters worked is less than 40 quarters, then you can buy in where the premium will depend on the number of quarters worked.
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Old Aug 25th 2011, 6:27 pm
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Default Re: Bringing my mother to the USA

Originally Posted by jmood
What do you mean by "buy"?
You might find this link useful.
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Old Aug 25th 2011, 6:35 pm
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Default Re: jmood's Medicare questions

Wow, thanks!

If one is self employed, does the taxes filed each year contribute towards those "medicare covered employment"?

I was an employee when I first came to the US and have been self employed (working as an independent contractor) for the last few years and had never thought about these things for the future. I guess I should be thinking not only about what happens when I bring my father here, but also for myself for the future.
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Old Aug 25th 2011, 7:08 pm
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Default Re: jmood's Medicare questions

Originally Posted by jmood
Wow, thanks!

If one is self employed, does the taxes filed each year contribute towards those "medicare covered employment"?

I was an employee when I first came to the US and have been self employed (working as an independent contractor) for the last few years and had never thought about these things for the future. I guess I should be thinking not only about what happens when I bring my father here, but also for myself for the future.
Yes, if you are paying self employment tax (same as FICA but the self employed pays both the employers as well as the employees share of the tax).

Also a spouse can be covered by the other spouses work credits (so a spouse does not necessarily have to work to get medicare for $96 per month). The same is true for social security but spousal social security monthly benefits are reduced if using the other spouses work credits. Maximum social security benefits are based on the amount contributed each year for 35 years.

http://ssa-custhelp.ssa.gov/app/answ...xable-earnings

Last edited by Michael; Aug 25th 2011 at 7:25 pm.
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