Go Back  British Expats > Living & Moving Abroad > USA
Reload this Page >

Jase2022's questions about car finance for new immigrant

Jase2022's questions about car finance for new immigrant

Old Jun 30th 2022, 11:13 am
  #1  
Just Joined
Thread Starter
 
Joined: Jun 2022
Posts: 3
Jase2022 is an unknown quantity at this point
Default Jase2022's questions about car finance for new immigrant

How can i buy a car in USA without any Credit score history
Jase2022 is offline  
Old Jun 30th 2022, 11:44 am
  #2  
Concierge
 
Rete's Avatar
 
Joined: Apr 2001
Posts: 45,603
Rete has a reputation beyond reputeRete has a reputation beyond reputeRete has a reputation beyond reputeRete has a reputation beyond reputeRete has a reputation beyond reputeRete has a reputation beyond reputeRete has a reputation beyond reputeRete has a reputation beyond reputeRete has a reputation beyond reputeRete has a reputation beyond reputeRete has a reputation beyond repute
Default Jase2022's questions about car finance for new immigrant

Originally Posted by Jase2022 View Post
How can i buy a car in USA without any Credit score history

Did you read the 17 posts before you added your post? Lots of information there.
Rete is offline  
Old Jun 30th 2022, 12:23 pm
  #3  
Just Joined
Thread Starter
 
Joined: Jun 2022
Posts: 3
Jase2022 is an unknown quantity at this point
Default Jase2022's questions about car finance for new immigrant

Yes i did but since I'm doing immigration process i want to know the specific Agencies who can start the process whilst I'm still here besides Autosource and Expataride since these have indicated that the specific car I'm looking for they don't have it due to shortages in supply. I'm looking for a 7 seater SUV
Jase2022 is offline  
Old Jun 30th 2022, 1:24 pm
  #4  
tht
DE-UK-NZ-IE-US... the TYP
 
Joined: Mar 2010
Posts: 2,396
tht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond repute
Default Jase2022's questions about car finance for new immigrant

Originally Posted by Jase2022 View Post
Yes i did but since I'm doing immigration process i want to know the specific Agencies who can start the process whilst I'm still here besides Autosource and Expataride since these have indicated that the specific car I'm looking for they don't have it due to shortages in supply. I'm looking for a 7 seater SUV
good luck, be prepared to pay over MSRP… I am buying the similar right now and the car is currently on a ROLO from Asia stuck at Anchor waiting to get in to the port. I had to look at 20+ dealerships a lot further than my local one to find one that had a car that had the color and features I would settle for.
tht is offline  
Old Jun 30th 2022, 1:38 pm
  #5  
Austin. TX.
 
petitefrancaise's Avatar
 
Joined: Sep 2013
Posts: 5,902
petitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond repute
Default Jase2022's questions about car finance for new immigrant

Advancial.org are doing auto loans/credit cards for new expats.
city national bank are great with new arrivals as well. Ask for the cross border banking team https://www.cnb.com/personal-banking.html
Both of these will set you up with bank accounts/credit cards once you have your visa in hand and before you leave the UK. My preference with my clients is city national bank.
petitefrancaise is offline  
Old Jun 30th 2022, 1:53 pm
  #6  
Just Joined
Thread Starter
 
Joined: Jun 2022
Posts: 3
Jase2022 is an unknown quantity at this point
Default Jase2022's questions about car finance for new immigrant

Originally Posted by tht View Post
good luck, be prepared to pay over MSRP… I am buying the similar right now and the car is currently on a ROLO from Asia stuck at Anchor waiting to get in to the port. I had to look at 20+ dealerships a lot further than my local one to find one that had a car that had the color and features I would settle for.
Ok fine, who financed your car?
Jase2022 is offline  
Old Jun 30th 2022, 1:58 pm
  #7  
tht
DE-UK-NZ-IE-US... the TYP
 
Joined: Mar 2010
Posts: 2,396
tht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond repute
Default Jase2022's questions about car finance for new immigrant

Originally Posted by Jase2022 View Post
Ok fine, who financed your car?
I am a USC now with established credit so it won’t be relevant to you.

The car is sitting on a ship, the part I will finance to “maintain” my credit will be done at the dealership when it’s on the lot to collect so no idea who yet.
tht is offline  
Old Jun 30th 2022, 1:59 pm
  #8  
Austin. TX.
 
petitefrancaise's Avatar
 
Joined: Sep 2013
Posts: 5,902
petitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond repute
Default Jase2022's questions about car finance for new immigrant

I am also hearing of 3+ month delays at the dealership for delivery but not necessarily over the MSRP and some dealers won't even sell you anything unless it is in stock.
petitefrancaise is offline  
Old Jun 30th 2022, 2:07 pm
  #9  
tht
DE-UK-NZ-IE-US... the TYP
 
Joined: Mar 2010
Posts: 2,396
tht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond reputetht has a reputation beyond repute
Default Jase2022's questions about car finance for new immigrant

Originally Posted by petitefrancaise View Post
I am also hearing of 3+ month delays at the dealership for delivery but not necessarily over the MSRP and some dealers won't even sell you anything unless it is in stock.
Correct, they can’t “sell” me something they don’t have yet, they just have a $2k deposit from me to “reserve” that car that’s on the ship so no one else can buy it.
tht is offline  
Old Jul 1st 2022, 9:01 am
  #10  
Often not so civil...
 
civilservant's Avatar
 
Joined: Apr 2010
Location: The Boonies, GA
Posts: 9,483
civilservant has a reputation beyond reputecivilservant has a reputation beyond reputecivilservant has a reputation beyond reputecivilservant has a reputation beyond reputecivilservant has a reputation beyond reputecivilservant has a reputation beyond reputecivilservant has a reputation beyond reputecivilservant has a reputation beyond reputecivilservant has a reputation beyond reputecivilservant has a reputation beyond reputecivilservant has a reputation beyond repute
Default Jase2022's questions about car finance for new immigrant

Originally Posted by petitefrancaise View Post
I am also hearing of 3+ month delays at the dealership for delivery but not necessarily over the MSRP and some dealers won't even sell you anything unless it is in stock.
They haven't ever sold cars they didn't have.

You can order and place a deposit to reserve it, but you haven't bought it and can still bail from the transaction.
civilservant is offline  
Old Jul 1st 2022, 9:44 am
  #11  
SUPER MODERATOR
 
christmasoompa's Avatar
 
Joined: Oct 2007
Location: In a darkened room somewhere.............
Posts: 32,569
christmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond reputechristmasoompa has a reputation beyond repute
Default Re: Jase2022's questions about car finance for new immigrant

Just as a note, I've moved Jase2022's question and the responses in to a new thread, as it had been tagged on to a thread that was over a year old.
christmasoompa is offline  
Old Jul 1st 2022, 1:40 pm
  #12  
BE Enthusiast
 
Joined: Jan 2016
Posts: 753
PetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond repute
Default Re: Jase2022's questions about car finance for new immigrant

Cash, cash is King
PetrifiedExPat is offline  
Old Jul 1st 2022, 1:53 pm
  #13  
Austin. TX.
 
petitefrancaise's Avatar
 
Joined: Sep 2013
Posts: 5,902
petitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond reputepetitefrancaise has a reputation beyond repute
Default Re: Jase2022's questions about car finance for new immigrant

Originally Posted by civilservant View Post
They haven't ever sold cars they didn't have.

You can order and place a deposit to reserve it, but you haven't bought it and can still bail from the transaction.
You're right - I meant that they won't even order a car for you since delivery is so uncertain.
petitefrancaise is offline  
Old Jul 1st 2022, 5:57 pm
  #14  
 
Pulaski's Avatar
 
Joined: Dec 2001
Location: Dixie, ex UK
Posts: 50,657
Pulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond reputePulaski has a reputation beyond repute
Default Re: Jase2022's questions about car finance for new immigrant

Originally Posted by PetrifiedExPat View Post
Cash, cash is King
Actual "cash" at a car dealer can cause problems, so I assume you mean "funds in your account", not carrying a holdall of folding-stuff to the dealership?

A neighbour of mine did pay actual cash for a car last year, and not a cheap one, though I would have warned him against the idea if he had asked me. Well he sat in the dealership finance office while the cash was counted, and recounted until everyone was happy. He signed off on the purchase paperwork and dealer signed and handed him a receipt. A few days later the dealer called him to notify him that by the time the cash reached the bank several $thousands had disappeared! My neighbours attitude was, quite rightly, "I have a receipt for the full amount, what do you expect me to do about it? "

Apparently the dealer had already decided that they were no longer going to accept cash, at least not above a certain level.
Pulaski is offline  
Old Jul 5th 2022, 3:35 pm
  #15  
BE Enthusiast
 
Joined: Jan 2016
Posts: 753
PetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond reputePetrifiedExPat has a reputation beyond repute
Default Re: Jase2022's questions about car finance for new immigrant

Originally Posted by Pulaski View Post
Actual "cash" at a car dealer can cause problems, so I assume you mean "funds in your account", not carrying a holdall of folding-stuff to the dealership?

A neighbour of mine did pay actual cash for a car last year, and not a cheap one, though I would have warned him against the idea if he had asked me. Well he sat in the dealership finance office while the cash was counted, and recounted until everyone was happy. He signed off on the purchase paperwork and dealer signed and handed him a receipt. A few days later the dealer called him to notify him that by the time the cash reached the bank several $thousands had disappeared! My neighbours attitude was, quite rightly, "I have a receipt for the full amount, what do you expect me to do about it? "

Apparently the dealer had already decided that they were no longer going to accept cash, at least not above a certain level.
OK OK, bankers draft or cashiers cheque
PetrifiedExPat is offline  

Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information -

Copyright © 2021 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.