Insurance for immigrants
#1
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Insurance for immigrants
I have not used these people, but others have recommended it. It is HIPAA creditable coverage, which is very important imo. It is designed to cover new immigrants, especially the gap before getting a job. If you have a pre-existing medical condition, maintaining HIPAA coverage is important. I am investigating, but I believe the NHS counts towards HIPAA.
http://www.nriol.net/nriol/insurance...ce-compare.asp
Just in case it's helpful.
http://www.nriol.net/nriol/insurance...ce-compare.asp
Just in case it's helpful.
#2
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Re: Insurance for immigrants
One more specific part - this part does cover pre-existing conditions:
http://www.nriol.net/nriol/insurance/global-citizen.asp
http://www.nriol.net/nriol/insurance/global-citizen.asp
#3
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Re: Insurance for immigrants
Tracy, I had looked into this, and found through Google quite a few who weren't happy. It seems for something like a long term serious condition (cancer) they would repatriate the patient for treatment. Perhaps more like a kind of travel insurance. The policy I looked at was "Inbound Immigrant". The "Global Citizen" one I think excludes a lot for US permanant residents, it seems more like for those travelling through. That's just IMHO.
#4
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Re: Insurance for immigrants
Tracy, I had looked into this, and found through Google quite a few who weren't happy. It seems for something like a long term serious condition (cancer) they would repatriate the patient for treatment. Perhaps more like a kind of travel insurance. The policy I looked at was "Inbound Immigrant". The "Global Citizen" one I think excludes a lot for US permanant residents, it seems more like for those travelling through. That's just IMHO.
The Global Citizen one was the one I meant to reference. I don't think it's meant to be permanent - maybe for the first year or something like that. On the surface it looked ok - what are you saying they exclude?
#5
Re: Insurance for immigrants
I'll have to check more. Travel insurance for sure, they would repatriate the person I'm sure, they pretty much all do.
The Global Citizen one was the one I meant to reference. I don't think it's meant to be permanent - maybe for the first year or something like that. On the surface it looked ok - what are you saying they exclude?
The Global Citizen one was the one I meant to reference. I don't think it's meant to be permanent - maybe for the first year or something like that. On the surface it looked ok - what are you saying they exclude?
#6
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Re: Insurance for immigrants
I think.
I'm still checking into it, just thought I'd put the info up, so anyone interested could check also. And of course, if anyone's used them, I'd be happy to hear about it.
#7
Re: Insurance for immigrants
No I don't think it is travel insurance. It is intended for immigrants, and people with visas.
I think.
I'm still checking into it, just thought I'd put the info up, so anyone interested could check also. And of course, if anyone's used them, I'd be happy to hear about it.
I think.
I'm still checking into it, just thought I'd put the info up, so anyone interested could check also. And of course, if anyone's used them, I'd be happy to hear about it.
#8
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Re: Insurance for immigrants
https://apps.tdi.state.tx.us/pcci/pc...p?tdiNum=93704
#9
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Re: Insurance for immigrants
I'll have to check more. Travel insurance for sure, they would repatriate the person I'm sure, they pretty much all do.
The Global Citizen one was the one I meant to reference. I don't think it's meant to be permanent - maybe for the first year or something like that. On the surface it looked ok - what are you saying they exclude?
The Global Citizen one was the one I meant to reference. I don't think it's meant to be permanent - maybe for the first year or something like that. On the surface it looked ok - what are you saying they exclude?
N.B. - U.S. Benefits do not apply to the Global Citizen Insurance EXP plan.
Part of the problem is, the company's descriptions are......"fuzzy", and not terribly clear on what's what. When I researched it last year, I think you do not get a copy of the actual policy wording until you have applied, paid, and been accepted. Then, when you get the actual policy document, you have a certain length of time to cancel the policy.
#10
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Re: Insurance for immigrants
Tracy, the Global Citizen one on the link you provided says in bold print -
N.B. - U.S. Benefits do not apply to the Global Citizen Insurance EXP plan.
Part of the problem is, the company's descriptions are......"fuzzy", and not terribly clear on what's what. When I researched it last year, I think you do not get a copy of the actual policy wording until you have applied, paid, and been accepted. Then, when you get the actual policy document, you have a certain length of time to cancel the policy.
N.B. - U.S. Benefits do not apply to the Global Citizen Insurance EXP plan.
Part of the problem is, the company's descriptions are......"fuzzy", and not terribly clear on what's what. When I researched it last year, I think you do not get a copy of the actual policy wording until you have applied, paid, and been accepted. Then, when you get the actual policy document, you have a certain length of time to cancel the policy.
Well may not work out then - it seemed worth looking into though.
#11
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Re: Insurance for immigrants
The only catch is, have to be a resident to be eligible. A person immigrating through a POE and getting the "GC stamp" and making a home in Oregon means they are eligible from day one as far as the Oregon Pool is considered.
An interesting question then - what does a person coming in on a fiance visa do for health insurance? Travel insurance may not be valid if it came to a disputed claim - The Ins. Co. could say the claimant wasn't just travelling.
It makes the case for a spouse visa look better if there is health insurance to consider. Then the immigrating spouse could just be added to the USC's health insurance?
Last edited by farmerwife; May 15th 2007 at 4:39 am. Reason: sp.
#12
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Re: Insurance for immigrants
Also it says the "Global Citizen" policy covers pre-existing - but, only if coming from a HIPAA cerditable prior policy. AFAIK, in IMHO, NHS does not qualify as one of those. I had been looking for my parents. Finally settled on the Oregon insurance pool. Perhaps your State has one of those?
The only catch is, have to be a resident to be eligible. A person immigrating through a POE and getting the "GC stamp" and making a home in Oregon means they are eligible from day one as far as the Oregon Pool is considered.
An interesting question then - what does a person coming in on a fiance visa do for health insurance? Travel insurance may not be valid if it came to a disputed claim - The Ins. Co. could say the claimant wasn't just travelling.
It makes the case for a spouse visa look better if there is health insurance to consider. Then the immigrating spouse could just be added to the USC's health insurance?
The only catch is, have to be a resident to be eligible. A person immigrating through a POE and getting the "GC stamp" and making a home in Oregon means they are eligible from day one as far as the Oregon Pool is considered.
An interesting question then - what does a person coming in on a fiance visa do for health insurance? Travel insurance may not be valid if it came to a disputed claim - The Ins. Co. could say the claimant wasn't just travelling.
It makes the case for a spouse visa look better if there is health insurance to consider. Then the immigrating spouse could just be added to the USC's health insurance?
#13
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Re: Insurance for immigrants
Also it says the "Global Citizen" policy covers pre-existing - but, only if coming from a HIPAA cerditable prior policy. AFAIK, in IMHO, NHS does not qualify as one of those. I had been looking for my parents. Finally settled on the Oregon insurance pool. Perhaps your State has one of those?
The only catch is, have to be a resident to be eligible. A person immigrating through a POE and getting the "GC stamp" and making a home in Oregon means they are eligible from day one as far as the Oregon Pool is considered.
An interesting question then - what does a person coming in on a fiance visa do for health insurance? Travel insurance may not be valid if it came to a disputed claim - The Ins. Co. could say the claimant wasn't just travelling.
It makes the case for a spouse visa look better if there is health insurance to consider. Then the immigrating spouse could just be added to the USC's health insurance?
The only catch is, have to be a resident to be eligible. A person immigrating through a POE and getting the "GC stamp" and making a home in Oregon means they are eligible from day one as far as the Oregon Pool is considered.
An interesting question then - what does a person coming in on a fiance visa do for health insurance? Travel insurance may not be valid if it came to a disputed claim - The Ins. Co. could say the claimant wasn't just travelling.
It makes the case for a spouse visa look better if there is health insurance to consider. Then the immigrating spouse could just be added to the USC's health insurance?
If I ever get an answer, I'll post it.
#14
Re: Insurance for immigrants
An interesting question then - what does a person coming in on a fiance visa do for health insurance? Travel insurance may not be valid if it came to a disputed claim - The Ins. Co. could say the claimant wasn't just travelling.
It makes the case for a spouse visa look better if there is health insurance to consider. Then the immigrating spouse could just be added to the USC's health insurance?
#15
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Re: Insurance for immigrants
Also it says the "Global Citizen" policy covers pre-existing - but, only if coming from a HIPAA creditable prior policy. AFAIK, in IMHO, NHS does not qualify as one of those. I had been looking for my parents. Finally settled on the Oregon insurance pool. Perhaps your State has one of those?
The only catch is, have to be a resident to be eligible. A person immigrating through a POE and getting the "GC stamp" and making a home in Oregon means they are eligible from day one as far as the Oregon Pool is considered.
An interesting question then - what does a person coming in on a fiance visa do for health insurance? Travel insurance may not be valid if it came to a disputed claim - The Ins. Co. could say the claimant wasn't just travelling.
It makes the case for a spouse visa look better if there is health insurance to consider. Then the immigrating spouse could just be added to the USC's health insurance?
The only catch is, have to be a resident to be eligible. A person immigrating through a POE and getting the "GC stamp" and making a home in Oregon means they are eligible from day one as far as the Oregon Pool is considered.
An interesting question then - what does a person coming in on a fiance visa do for health insurance? Travel insurance may not be valid if it came to a disputed claim - The Ins. Co. could say the claimant wasn't just travelling.
It makes the case for a spouse visa look better if there is health insurance to consider. Then the immigrating spouse could just be added to the USC's health insurance?
I came on fiance visa in May 2002.
Couldnt get on husbands insurance. Had to be here 6 months before Blue cross would take me.And would not cover a kidney stone that had been pre existing 1 week before leaving Uk ,for the next 4 years.
Luckily i was not ill in that 6 month time frame.