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Honours Student Loans

Honours Student Loans

Old Apr 14th 2011, 12:18 am
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Default Honours Student Loans

Hi - I have a few of the old mortgage style loans from pre-98 or so. I am in permanent dispute with Honours student loans about how much etc. Bottom-line: They cannot provide any adequate paperwork, records (different amounts, they keep changing how much) and so on (and lack ability to arrange the booze-up in the brewery). I am sick of them and have long since stopped paying and told them no more $$$ until I get adequate paperwork and explanations. Is there anything they can do about this? I don't live in the UK so they can't get a CCJ right? What else can they do? They keep threatening me but have yet to bite.

Thanks in advance.
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Old Apr 14th 2011, 2:43 pm
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Default Re: Honours Student Loans

Originally Posted by Torres55 View Post
Is there anything they can do about this?
Yes, they can sue you for repayment.


I don't live in the UK so they can't get a CCJ right?
Wrong... they most certainly can get a CCJ. Further, it's possible for them to get a US court to uphold their decision.


They keep threatening me but have yet to bite.
What's your risk/reward tolerance? Will they bite? Who knows. Can they bite? Yes.

Ian
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Old Apr 15th 2011, 9:59 pm
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Default Re: Honours Student Loans

Originally Posted by ian-mstm View Post
Yes, they can sue you for repayment.



Wrong... they most certainly can get a CCJ. Further, it's possible for them to get a US court to uphold their decision.



What's your risk/reward tolerance? Will they bite? Who knows. Can they bite? Yes.

Ian
So as far as I know you have to be resident in the UK for them to serve you with a CCJ. Also depending on the wording on the agreement i.e. if it is subject to british credit laws then it might not hold up in a US court.

Obviously route 1 is the pay the debt.... route 2 is to get a good lawyer if they come after you!
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Old Apr 16th 2011, 3:15 am
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Default Re: Honours Student Loans

Originally Posted by Torres55 View Post
Hi - I have a few of the old mortgage style loans from pre-98 or so. I am in permanent dispute with Honours student loans about how much etc. Bottom-line: They cannot provide any adequate paperwork, records (different amounts, they keep changing how much) and so on (and lack ability to arrange the booze-up in the brewery). I am sick of them and have long since stopped paying and told them no more $$$ until I get adequate paperwork and explanations. Is there anything they can do about this? I don't live in the UK so they can't get a CCJ right? What else can they do? They keep threatening me but have yet to bite.

Thanks in advance.
They cannot get a ccj if you are no longer resident in the UK. They may try to do so, but it will be set aside.

Can they sue you in the US? Yes. I don't think govt student loans have a statute.
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Old Apr 16th 2011, 12:29 pm
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Default Re: Honours Student Loans

Originally Posted by Torres55 View Post
Hi - I have a few of the old mortgage style loans from pre-98 or so. I am in permanent dispute with Honours student loans about how much etc. Bottom-line: They cannot provide any adequate paperwork, records (different amounts, they keep changing how much) and so on (and lack ability to arrange the booze-up in the brewery). I am sick of them and have long since stopped paying and told them no more $$$ until I get adequate paperwork and explanations. Is there anything they can do about this? I don't live in the UK so they can't get a CCJ right? What else can they do? They keep threatening me but have yet to bite.

Thanks in advance.
We have had members who have posted that their elderley parent's have received a visit in a bid to recover debts. Something to think about if you have aged parents still in the UK.
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Old Apr 17th 2011, 3:12 am
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Default Re: Honours Student Loans

Originally Posted by pcuz View Post
So as far as I know you have to be resident in the UK for them to serve you with a CCJ.
Respectfully, the question wasn't about being served.

Ian
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Old Apr 17th 2011, 3:13 am
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Default Re: Honours Student Loans

Originally Posted by steve100100 View Post
They cannot get a ccj if you are no longer resident in the UK.
Interesting... I distinctly remember a post a few months ago to the contrary.

Ian
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Old Apr 17th 2011, 3:17 am
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Default Re: Honours Student Loans

Originally Posted by ian-mstm View Post
Interesting... I distinctly remember a post a few months ago to the contrary.

Ian
I would be interested to see the post. OP may be better advised on a specialist forum.
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