British Expats

British Expats (https://britishexpats.com/forum/)
-   USA (https://britishexpats.com/forum/usa-57/)
-   -   Honours Student Loans (https://britishexpats.com/forum/usa-57/honours-student-loans-713280/)

Torres55 Apr 13th 2011 12:18 pm
Honours Student Loans
 
Hi - I have a few of the old mortgage style loans from pre-98 or so. I am in permanent dispute with Honours student loans about how much etc. Bottom-line: They cannot provide any adequate paperwork, records (different amounts, they keep changing how much) and so on (and lack ability to arrange the booze-up in the brewery). I am sick of them and have long since stopped paying and told them no more $$$ until I get adequate paperwork and explanations. Is there anything they can do about this? I don't live in the UK so they can't get a CCJ right? What else can they do? They keep threatening me but have yet to bite.

Thanks in advance.

ian-mstm Apr 14th 2011 2:43 am
Re: Honours Student Loans
 
Originally Posted by Torres55 (Post 9303910)
Is there anything they can do about this?
Yes, they can sue you for repayment.


I don't live in the UK so they can't get a CCJ right?
Wrong... they most certainly can get a CCJ. Further, it's possible for them to get a US court to uphold their decision.


They keep threatening me but have yet to bite.
What's your risk/reward tolerance? Will they bite? Who knows. Can they bite? Yes.

Ian

pcuz Apr 15th 2011 9:59 am
Re: Honours Student Loans
 
Originally Posted by ian-mstm (Post 9304976)
Yes, they can sue you for repayment.



Wrong... they most certainly can get a CCJ. Further, it's possible for them to get a US court to uphold their decision.



What's your risk/reward tolerance? Will they bite? Who knows. Can they bite? Yes.

Ian
So as far as I know you have to be resident in the UK for them to serve you with a CCJ. Also depending on the wording on the agreement i.e. if it is subject to british credit laws then it might not hold up in a US court.

Obviously route 1 is the pay the debt.... route 2 is to get a good lawyer if they come after you! ;)

steve100100 Apr 15th 2011 3:15 pm
Re: Honours Student Loans
 
Originally Posted by Torres55 (Post 9303910)
Hi - I have a few of the old mortgage style loans from pre-98 or so. I am in permanent dispute with Honours student loans about how much etc. Bottom-line: They cannot provide any adequate paperwork, records (different amounts, they keep changing how much) and so on (and lack ability to arrange the booze-up in the brewery). I am sick of them and have long since stopped paying and told them no more $$$ until I get adequate paperwork and explanations. Is there anything they can do about this? I don't live in the UK so they can't get a CCJ right? What else can they do? They keep threatening me but have yet to bite.

Thanks in advance.
They cannot get a ccj if you are no longer resident in the UK. They may try to do so, but it will be set aside.

Can they sue you in the US? Yes. I don't think govt student loans have a statute.

Jerseygirl Apr 16th 2011 12:29 am
Re: Honours Student Loans
 
Originally Posted by Torres55 (Post 9303910)
Hi - I have a few of the old mortgage style loans from pre-98 or so. I am in permanent dispute with Honours student loans about how much etc. Bottom-line: They cannot provide any adequate paperwork, records (different amounts, they keep changing how much) and so on (and lack ability to arrange the booze-up in the brewery). I am sick of them and have long since stopped paying and told them no more $$$ until I get adequate paperwork and explanations. Is there anything they can do about this? I don't live in the UK so they can't get a CCJ right? What else can they do? They keep threatening me but have yet to bite.

Thanks in advance.
We have had members who have posted that their elderley parent's have received a visit in a bid to recover debts. Something to think about if you have aged parents still in the UK.

ian-mstm Apr 16th 2011 3:12 pm
Re: Honours Student Loans
 
Originally Posted by pcuz (Post 9307889)
So as far as I know you have to be resident in the UK for them to serve you with a CCJ.
Respectfully, the question wasn't about being served.

Ian

ian-mstm Apr 16th 2011 3:13 pm
Re: Honours Student Loans
 
Originally Posted by steve100100 (Post 9308166)
They cannot get a ccj if you are no longer resident in the UK.
Interesting... I distinctly remember a post a few months ago to the contrary.

Ian

steve100100 Apr 16th 2011 3:17 pm
Re: Honours Student Loans
 
Originally Posted by ian-mstm (Post 9309549)
Interesting... I distinctly remember a post a few months ago to the contrary.

Ian
I would be interested to see the post. OP may be better advised on a specialist forum.


All times are GMT -12. The time now is 11:55 am.

Powered by vBulletin: ©2000 - 2026, Jelsoft Enterprises Ltd.
Copyright © 2026 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.