Health Insurance: HMO vs PPO?
Aug 20th 2003, 3:30 pm
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Joined: Apr 2003
Location: San Jose, CA
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Health Insurance: HMO vs PPO?
I get to the US in 2 weeks on an intracompany transfer (L-1A). On my first day in the new office I have to choose between various health plans.
Now, I understand the basics of HMO (you're limited to treatment within the insurer's network) and PPO (you can choose a physician/specialist), but what are the differences in practical terms. Any big reasons to choose one over the other?
Cheers,
Pat
Now, I understand the basics of HMO (you're limited to treatment within the insurer's network) and PPO (you can choose a physician/specialist), but what are the differences in practical terms. Any big reasons to choose one over the other?
Cheers,
Pat
