Car Insurance in North Carolina
Jan 5th 2008, 7:13 am
#31
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Joined: Oct 2004
Location: The Big Apple
Posts: 1,834
Re: Car Insurance in North Carolina
I'd be interested to learn those specs as well. Here just outside of New York City (by 10 miles) we pay over $1200 every 6 months to GEICO for insurance. We have one 2007 truck and one 2005 car and one motorcycle. Of course there is a surcharge of $250 on the insurance because of an accident I had in NJ three years ago so it will that way for another 2 years.
My Canuck was placed on the policy the moment he landed in the US even with his Canadian license. Probably differs because it was an existing policy and I've been a member of GEICO for over 35 years now.
My Canuck was placed on the policy the moment he landed in the US even with his Canadian license. Probably differs because it was an existing policy and I've been a member of GEICO for over 35 years now.
Jan 5th 2008, 7:15 am
#32
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Re: Car Insurance in North Carolina
Jan 5th 2008, 10:46 am
#33
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Posts: 2
Re: Car Insurance in North Carolina
Uninsured/Underinsured coverage is a completely different issue, sort of a first party, third party coverage. Eagle Star used to provide it in the UK years ago, no idea if Zurich followed.
Not sure I understand maxing out your coverage, usually that means blowing through your limits, all US policies are limited.
Jan 5th 2008, 11:01 am
#34
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Location: The Big Apple
Posts: 1,834
Re: Car Insurance in North Carolina
Generally the US system rates first on the worst driver in the household, sometimes you can specifically exclude a driver with a signed endorsement.
Uninsured/Underinsured coverage is a completely different issue, sort of a first party, third party coverage. Eagle Star used to provide it in the UK years ago, no idea if Zurich followed.
Not sure I understand maxing out your coverage, usually that means blowing through your limits, all US policies are limited.
Uninsured/Underinsured coverage is a completely different issue, sort of a first party, third party coverage. Eagle Star used to provide it in the UK years ago, no idea if Zurich followed.
Not sure I understand maxing out your coverage, usually that means blowing through your limits, all US policies are limited.
Jan 6th 2008, 4:46 am
#36
Queen of my house
Joined: Aug 2007
Location: Ohio
Posts: 5,043
Re: Car Insurance in North Carolina
Something you may want to think about is a type of rider(?) on your multi line coverage. If you have your home and autos insured with one company (& maybe some life insurance too) you can add an "umbrella" policy that covers you if you go over your liability limits in an accident AND it covers you for crazy things like slander, etc....usually for minimum cost. It helps you lower your limits (and cost) on auto insurance while at the same time protecting your life's assets. To better understand it, you should talk to an experienced agent. I did this when I was married to 1st husband.
Jan 6th 2008, 6:50 am
#37
Account Closed
Joined: Mar 2004
Posts: 2
Re: Car Insurance in North Carolina
Umbrela covers your liabilities.
Not related to Life Insurance, well remotely maybe if you take a hollistic approach..
Not related to Life Insurance, well remotely maybe if you take a hollistic approach..
Jan 6th 2008, 9:30 am
#38
Queen of my house
Joined: Aug 2007
Location: Ohio
Posts: 5,043
Re: Car Insurance in North Carolina
I know it is not related to life insurance. ("covers you if you go over your liability limits in an accident AND it covers you for crazy things like slander, etc....") What I meant was maybe you also have your life insurance through the same company as your auto and home insurance.
