Car Insurance in North Carolina
#1
Forum Regular
Thread Starter
Joined: Dec 2007
Location: Brackley. UK
Posts: 77
Car Insurance in North Carolina
Hi everyone i'm looking at buying a car in the new year and was wondering if anyone out there can tell me if there are any Car Insurance companies in North Carolina that will accept my UK no-claims bonus i've rung around a few but they all say no, It's getting bloody cold riding to work on my bike everyday plus I really do get some funny looks, It was ok in the summer but don't think I can last the winter out!!
Cheers Rick
Cheers Rick
#2
Forum Regular
Joined: Sep 2007
Location: from Yorkshire, via Hampshire and Surrey to NC Triangle
Posts: 76
Re: Car Insurance in North Carolina
AIG did ours, but that was through our relocation programme.
HTH
HTH
#3
Forum Regular
Thread Starter
Joined: Dec 2007
Location: Brackley. UK
Posts: 77
Re: Car Insurance in North Carolina
Hi there
So did they take your no-claims for the car into account from the UK or did they just offer you a good deal on insurance because you were using them for everything else?
Cheers Rick
So did they take your no-claims for the car into account from the UK or did they just offer you a good deal on insurance because you were using them for everything else?
Cheers Rick
#4
Forum Regular
Joined: Sep 2007
Location: from Yorkshire, via Hampshire and Surrey to NC Triangle
Posts: 76
Re: Car Insurance in North Carolina
They took into account we had no claims in England, but we were put in touch with them through the relocation company
FWIW my husband still thought it was expensive until he tried elsewhere LOL
worth a punt maybe
FWIW my husband still thought it was expensive until he tried elsewhere LOL
worth a punt maybe
#5
Re: Car Insurance in North Carolina
I would have thought driving in the UK means 'diddly squat' in the US and since you're driving on the other side of the road you're more likely to be disorientated with the road system and hence more of a liability to other road users?
I'd be pretty amazed if you found anyone that would recognise your careful driving in the UK.
Buy some long-johns from walmart!
Darren
I'd be pretty amazed if you found anyone that would recognise your careful driving in the UK.
Buy some long-johns from walmart!
Darren
Last edited by YankeeDaz; Dec 23rd 2007 at 11:13 pm.
#6
Re: Car Insurance in North Carolina
You basically start again .... some we say your getting a deal ...
don't believe everything ..but get your US licence first
don't believe everything ..but get your US licence first
#7
Homebody
Joined: Jan 2005
Location: HOME
Posts: 23,179
Re: Car Insurance in North Carolina
I would have thought driving in the UK means 'diddly squat' in the US and since you're driving on the other side of the road you're more likely to be disorientated with the road system and hence more of a liability to other road users?
I'd be pretty amazed if you found anyone that would recognise your careful driving in the UK.
Buy some long-johns from walmart!
Darren
I'd be pretty amazed if you found anyone that would recognise your careful driving in the UK.
Buy some long-johns from walmart!
Darren
Seeing that *we* have to pass a PROPER driving test - as opposed to just driving round a car park - I would have thought that US insurers ought to be keen to sign up UK drivers with no claims bonuses...
#8
Re: Car Insurance in North Carolina
We log far more miles per year, but I doubt very much that a UK insurer would care about our accident rate per mile.
What I'm saying is that certain things are very specific to the Rome you happen to be living in.
#9
Re: Car Insurance in North Carolina
Hi everyone i'm looking at buying a car in the new year and was wondering if anyone out there can tell me if there are any Car Insurance companies in North Carolina that will accept my UK no-claims bonus i've rung around a few but they all say no, It's getting bloody cold riding to work on my bike everyday plus I really do get some funny looks, It was ok in the summer but don't think I can last the winter out!!
Cheers Rick
Cheers Rick
When I first moved to NC, I had auto insurance with Nationwide. I didn't like my agent and she did try to rip me off so I moved to GEICO and I'm happy with that. I've never had to make a claim though which is really when one finds out if one has good auto insurance.
#10
BE Enthusiast
Joined: Nov 2007
Location: Carson City, NV
Posts: 789
Re: Car Insurance in North Carolina
As usual, insurance is about quantifiable risk; Insurances can quantify the risk of the locals hitting things but it's a lot harder for them to quantify the risk involved with supposedly good drivers from abroad. And of course "a lot harder" translates into "mo' money out of your pocket"...
#11
BE Enthusiast
Joined: Nov 2007
Location: Carson City, NV
Posts: 789
Re: Car Insurance in North Carolina
My wife's been with Geico for a few years now and recently had to make a claim. From what she told me, they seem to be very good about it. Of course we don't know how much they'll load the premium by...
#12
BE Forum Addict
Joined: Oct 2004
Location: The Big Apple
Posts: 1,834
Re: Car Insurance in North Carolina
There have been lots of threads on this already worth doing a search.
For the record you are starting again - rightly or wrongly they dont take into account your history. For some reason Allstate did for us when we first came over but i think that was an admin error on their part as they refused to do so for some friends who came out from the UK after us. Its also linked to your credit score - as you are unlikely to have one then that will go against you too.
Someone mentioned AIG - you pay to join their club and then you get prefernential rates which do take into account your UK driving record.
Bank on paying a fair whack though - from what I have heard 1000 - 1500 bux per 6 months.
Good luck!
For the record you are starting again - rightly or wrongly they dont take into account your history. For some reason Allstate did for us when we first came over but i think that was an admin error on their part as they refused to do so for some friends who came out from the UK after us. Its also linked to your credit score - as you are unlikely to have one then that will go against you too.
Someone mentioned AIG - you pay to join their club and then you get prefernential rates which do take into account your UK driving record.
Bank on paying a fair whack though - from what I have heard 1000 - 1500 bux per 6 months.
Good luck!
#13
Just Joined
Joined: Jan 2008
Location: Leicester / Chicago
Posts: 3
Re: Car Insurance in North Carolina
Hi,
I'm new here but having the same insurance dilema.
I have been offered insurance through AIG if I join some sort of one off club for $400 I can get car insurance for $600/6 months, considering I was paying £350/year in the UK for a similar size car & engine I thought they made a mistake with the 6month thing and meant 12 months!
Do all insurers do 6 month policies rather than the UK 12 month norm?
Forum's a great read folks, keep it up.
I'm new here but having the same insurance dilema.
I have been offered insurance through AIG if I join some sort of one off club for $400 I can get car insurance for $600/6 months, considering I was paying £350/year in the UK for a similar size car & engine I thought they made a mistake with the 6month thing and meant 12 months!
Do all insurers do 6 month policies rather than the UK 12 month norm?
Forum's a great read folks, keep it up.
#15
Re: Car Insurance in North Carolina
When my kids (and I) took our test, we had to drive in the city where the bureau was...usually the county seat. The kids did practice their parking skills in a car park.