LisaP

We're planning to return at the end of this year.

The one thing in my research that I'm stuck on is how much car insurance would be. My husband has been insured claim-free for 30 years, does anyone know if this data can be transferred to british insurers, so they would then offer no-claims-discount? Or do you have to start again?

Many thanks

Tr1boy

Mine was, just needed written confirmation of my Australian NCB. Took a copy of my policy statement in and that was it. I did go through a broker though as my wife doesn't have a UK licence so I needed them to ask some questions. Cost 15pounds extra but well worth it to get everything sorted, and I got a bottle of champagne for not going online.

dunroving

Be careful. Some companies will say they'll give you 100% NCB, but it will be a discount on a ramped premium the first year or two, because of "lack of recent driving experience in the UK". I found myself in that situation twice when returning to the UK - the phone handlers quite happily confirm they will honour no claims evidence from other countries (and they're not lying), but they don't explain the other bit. I figure if I managed to drive in the US without an accident for all those years, with the way people drive over there, I must be a pretty safe driver!

Jan n Neil

The sad thing about the UK is that if they can overcharge they will as above they will probably honour the NCB but they will load it as you havn,t driven there for a long time

Neil