Go Back  British Expats > Living & Moving Abroad > USA
Reload this Page >

Car insurance after returning home

Car insurance after returning home

Old Jun 4th 2013, 7:01 am
  #1  
Just Joined
Thread Starter
 
Joined: Feb 2013
Posts: 11
tom_123 is an unknown quantity at this point
Default Car insurance after returning home

Hi

I was wondering if anyone can recommend insurance companies for new UK residents.

I have spent the last 6 years abroad and will be shortly be returning home. I will need to get a car soon after my return but am having a hard time finding insurance companies that will insure me.

The ones I have looked require being a resident for 1/3/5 years.

I've not owned a car during my time abroad so have no no claims bonus, but I did drive in the UK prior to moving abroad.

Thanks in advance

Tom

Last edited by tom_123; Jun 4th 2013 at 7:04 am.
tom_123 is offline  
Old Jun 4th 2013, 7:21 am
  #2  
lf1
BE Forum Addict
 
lf1's Avatar
 
Joined: Jul 2010
Location: Scotland, just!
Posts: 2,042
lf1 has a reputation beyond reputelf1 has a reputation beyond reputelf1 has a reputation beyond reputelf1 has a reputation beyond reputelf1 has a reputation beyond reputelf1 has a reputation beyond reputelf1 has a reputation beyond reputelf1 has a reputation beyond reputelf1 has a reputation beyond reputelf1 has a reputation beyond reputelf1 has a reputation beyond repute
Default Re: Car insurance after returning home

My circumstances were a bit different to yours, but I found National Farmers Mutual (NFU) very good to deal with and their price was much better than what I was quoted on the Internet. I was able to speak with a representative, explain my situation and they accepted my Cdn driving record and claims history, which I realise you don't have. They were also one of the few insurers who would accept me without a UK Licence, which may not be a concern for you.

Good luck with your move.
lf1 is offline  
Old Jun 4th 2013, 2:34 pm
  #3  
Lost in BE Cyberspace
 
quoll's Avatar
 
Joined: Sep 2007
Location: Canberra
Posts: 8,218
quoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond reputequoll has a reputation beyond repute
Default Re: Car insurance after returning home

I found the Co-op to be quite good - actually talking with a rep rather than just going through a wizard questionnaire. I was disappointed that none of them wanted to consider my Aus NCB (although, granted I didnt have a letter in hand but I could have got one if they had requested it). Aviva advertised great things but I was disappointed by them
quoll is offline  
Old Jun 4th 2013, 4:11 pm
  #4  
Forum Regular
 
Joined: Mar 2012
Location: UK
Posts: 56
Paws3 is an unknown quantity at this point
Default Re: Car insurance after returning home

I agree re NFU, they took my Canadian NCB and were very nice and helpful (especially when an idiot ran into the back of me). We also get 10% off with a second car.
Paws3 is offline  
Old Jun 4th 2013, 5:30 pm
  #5  
UK
 
Joined: Sep 2012
Location: Herefordshire, UK
Posts: 56
RJB123 is an unknown quantity at this point
Default Re: Car insurance after returning home

I am in a similar situation to you and will be returning to the UK at the end of this month. As a result of advice on here I have been in contact with NFU over the past few days and they have confirmed that they are willing to insure me and they will also accept my Bahrain no claims discount. Hopefully they will also cover you.
RJB123 is offline  
Old Jun 5th 2013, 3:31 am
  #6  
Forum Regular
 
Joined: Mar 2012
Posts: 102
kampaicharger will become famous soon enough
Default Re: Car insurance after returning home

Initially I went directly to the insurance companies and got quotes between 1400 and 9500 pounds for the same car.

I then contacted an insurance broker and with proof of prior insurance/no claims bonus got it down to 995 pounds.
kampaicharger is offline  
Old Jun 5th 2013, 4:38 am
  #7  
UK
 
Joined: Sep 2012
Location: Herefordshire, UK
Posts: 56
RJB123 is an unknown quantity at this point
Default Re: Car insurance after returning home

Originally Posted by kampaicharger View Post
Initially I went directly to the insurance companies and got quotes between 1400 and 9500 pounds for the same car.

I then contacted an insurance broker and with proof of prior insurance/no claims bonus got it down to 995 pounds.
Still sounds like a lot of money but I am not up to date with UK prices. I am looking at a 2litre estate, possibly Passat or Mondeo. Anyone any idea what I should expect to pay on this as someone in their 50's with a clean record and 4 years of no claims discount?
RJB123 is offline  
Old Jun 5th 2013, 7:45 am
  #8  
BE Forum Addict
 
Tockalosh's Avatar
 
Joined: Jan 2009
Location: Up on the Ranches not down on the Springs
Posts: 2,109
Tockalosh has a reputation beyond reputeTockalosh has a reputation beyond reputeTockalosh has a reputation beyond reputeTockalosh has a reputation beyond reputeTockalosh has a reputation beyond reputeTockalosh has a reputation beyond reputeTockalosh has a reputation beyond reputeTockalosh has a reputation beyond reputeTockalosh has a reputation beyond reputeTockalosh has a reputation beyond reputeTockalosh has a reputation beyond repute
Default Re: Car insurance after returning home

Originally Posted by RJB123 View Post
Still sounds like a lot of money but I am not up to date with UK prices. I am looking at a 2litre estate, possibly Passat or Mondeo. Anyone any idea what I should expect to pay on this as someone in their 50's with a clean record and 4 years of no claims discount?
Around 500 gbp fully comprehensive. 48year old 2 liter mondeo diesel station wagon 10000 miles per year, wife and mother in law named drivers, parked on the road, no additional alarms
Tockalosh is offline  
Old Jun 5th 2013, 11:36 am
  #9  
UK
 
Joined: Sep 2012
Location: Herefordshire, UK
Posts: 56
RJB123 is an unknown quantity at this point
Default Re: Car insurance after returning home

Originally Posted by Tockalosh View Post
Around 500 gbp fully comprehensive. 48year old 2 liter mondeo diesel station wagon 10000 miles per year, wife and mother in law named drivers, parked on the road, no additional alarms
Thanks. Just the answer I was looking for. Much appreciated.
RJB123 is offline  
Old Jun 6th 2013, 11:01 am
  #10  
BE Forum Addict
 
Joined: Nov 2010
Posts: 4,100
windsong has a reputation beyond reputewindsong has a reputation beyond reputewindsong has a reputation beyond reputewindsong has a reputation beyond reputewindsong has a reputation beyond reputewindsong has a reputation beyond reputewindsong has a reputation beyond reputewindsong has a reputation beyond reputewindsong has a reputation beyond reputewindsong has a reputation beyond reputewindsong has a reputation beyond repute
Default Re: Car insurance after returning home

Perhaps I am fortunate that my significant other will add me to his car insurance, although I expect the rate to rise significantly because I will be newly in the UK, even though I drove there years ago.
windsong is offline  

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Contact Us - Archive - Advertising - Cookie Policy - Privacy Statement - Terms of Service - Do Not Sell My Personal Information -

Copyright © 2018 MH Sub I, LLC dba Internet Brands. All rights reserved. Use of this site indicates your consent to the Terms of Use.