CREDIT CARD PAYMENT
#16
Re: CREDIT CARD PAYMENT
Consumer Reports apparently just did an article reviewing credit cards. Maybe worth checking out? If anyone here has a US military connection - see if you qualify for USAA ... they're quite good.
#17
Re: CREDIT CARD PAYMENT
One nice thing about Chase is that they allow you to set online preferences to automatically pay your bill, ON TIME, with your choice of paying the balance, the minimum payment, or a fixed amount. Once set, it does this until you cancel it. No other card that I've found will allow you to do this; you have to log in and do it every month.
I *do* check my charges to make sure that there is no fraud or error but it's nice to know that I will never have a late fee with Chase. Yes, I think that in every other way they are probably a bureaucratic customer-screwing megabank, but this one feature keeps me around.
I *do* check my charges to make sure that there is no fraud or error but it's nice to know that I will never have a late fee with Chase. Yes, I think that in every other way they are probably a bureaucratic customer-screwing megabank, but this one feature keeps me around.
#18
Re: CREDIT CARD PAYMENT
One nice thing about Chase is that they allow you to set online preferences to automatically pay your bill, ON TIME, with your choice of paying the balance, the minimum payment, or a fixed amount. Once set, it does this until you cancel it. No other card that I've found will allow you to do this; you have to log in and do it every month.
#19
Re: CREDIT CARD PAYMENT
We've got Credit cards from Membersource, Wells Fargo, Chase and 2 from Citi (we dont use them all at the same time!), and we've got them all on autopay... in fact the only bill we dont have on autopay is our water bill that charges a premium if you want to set up an autopay..there can only be one possible reason for that - to deter people from doing it so at some point down the line they incur late charges....:curse:
#20
Re: CREDIT CARD PAYMENT
I've not got my Citi on autopay, haven't found the option to do that. Under the Make A Payment bar you can select "Pay Credit Card Online" but I haven't found any option that will automatically debit my checking account to pay Citi, every month, for the balance, minimum or set amount.
Last edited by Jerseygirl; Sep 4th 2007 at 4:25 am.
#21
Re: CREDIT CARD PAYMENT
Do you have the Blue Cash card from Amex, y'all, cos it has the highest cash rewards I've been able to find (and I've looked) -- of course, if you're into getting airline mileage etc, it wouldn't be for you. But it's great for cash rewards.
Another thing is Costco's Amex -- 3% cashback on dining out. Best I've seen in that category.
#22
Re: CREDIT CARD PAYMENT
Ah. Of course, if I call them I get to go through support line hell! And to revoke it would be similar. I like the fact that with Chase, you can invoke and revoke it online, more-or-less instantaneously.
Do you have the Blue Cash card from Amex, y'all, cos it has the highest cash rewards I've been able to find (and I've looked) -- of course, if you're into getting airline mileage etc, it wouldn't be for you. But it's great for cash rewards.
Another thing is Costco's Amex -- 3% cashback on dining out. Best I've seen in that category.
Do you have the Blue Cash card from Amex, y'all, cos it has the highest cash rewards I've been able to find (and I've looked) -- of course, if you're into getting airline mileage etc, it wouldn't be for you. But it's great for cash rewards.
Another thing is Costco's Amex -- 3% cashback on dining out. Best I've seen in that category.
I have the Costco Amex card.
#23
Re: CREDIT CARD PAYMENT
Oh if they ever screw me I'll never do business with them again. Sprint falls into that category, they tried to screw me over during my university years and I'll have absolutely nothing to do with them. And I'll tell the entire world (well, anyone who'll listen about my experiences).
But I also think it's good to share *good* experiences.
But I also think it's good to share *good* experiences.
#24
Homebody
Joined: Jan 2005
Location: HOME
Posts: 23,181
Re: CREDIT CARD PAYMENT
My BoA online banking has an automatic alert system which sends me an email to warn me of the big bills that are due each month.
And they only debit my account on the day the bill is actually due.
And they only debit my account on the day the bill is actually due.
#25
Homebody
Joined: Jan 2005
Location: HOME
Posts: 23,181
Re: CREDIT CARD PAYMENT
Not sure I'd want to do this - DD in the US does not offer the same sort of protection as in the UK. You are basically signing an open warrant for them to help themselves to your money.
#26
Re: CREDIT CARD PAYMENT
I use citicards.com, and there, on the account summary screeen, under the account there are 3 tabs - see statement, unbilled activity and autopay preferences. Click the last and you can add a bank account, change a bank account or cancel the autopay....isn't that what you want?
#27
Re: CREDIT CARD PAYMENT
This is a useful link if you want to avoid all the button pushing on the automatic voice systems - it tells you the quickest way to get to a "human" operator - doesn't help if they connect you to a drone of course.
#29
Re vera, potas bene.
Joined: Jun 2005
Location: Cape Cod MA..Davenport FL
Posts: 2,405
Re: CREDIT CARD PAYMENT
This is a useful link if you want to avoid all the button pushing on the automatic voice systems - it tells you the quickest way to get to a "human" operator - doesn't help if they connect you to a drone of course.