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Seconds away... round three!

Seconds away... round three!

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Old May 1st 2010, 6:15 am
  #16  
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Default Re: Seconds away... round three!

Originally Posted by Englishtart
Strongbow cider?
WOO HOO!!! Works for me!!
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Old May 1st 2010, 6:52 am
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Default Re: Seconds away... round three!

Originally Posted by cindyabs
WOO HOO!!! Works for me!!
Me too!
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Old May 1st 2010, 9:06 am
  #18  
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Default Re: Seconds away... round three!

Originally Posted by Steve_I
They must have different rules in SC? I emailed the DMV and got a reply back saying we couldn't take our tests in a rental, but we could borrow one from friends or family. Luckily we'll have the money to just go and buy one when we get there, but I was wondering what the rules were for buying / insuring a car without a SC licence. I know it'll be damned expensive whatever they are!
Each state's DMV has it's own rules and if you move to live in a different state you need to get a new licence (yes you may need to take a written/practical test too)...and new plates for your car.

Think of each US state like a European country...they all have different laws. Not only from state to state but county to county and town to town...all very different...then there are federal laws.
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Old May 2nd 2010, 4:56 am
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Default Re: Seconds away... round three!

Originally Posted by Bob
Oh it does...international license knocks your rate up, if you can get it, through the roof.

But you only have to worry about that for the few weeks till you get your US license and can then get the rate adjusted, well you should be able to.
Oh OK - I should have looked into that at the time. It's going to be high anyway when you're new to the country though.
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Old May 2nd 2010, 7:36 am
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Default Re: Seconds away... round three!

I just got an online quote ready for our move, we have a 2010 Ford escape and a 97 dodge ram truck, the premium for both vehicles with both of us as named drivers was $105.91 a month. One of the questions was "what age did you become a licensed driver, US/Canada?" I'm guessing you won't be able to get a quote online, if you can't get past this question? Of course you could if you just get a quote for the Mrs.

We used Einsure, there is one called safeco, which was a bit cheaper (-$12 per month)

We also found out that there is a 'property tax' on vehicles, 6% of FMV(fair market value) for auto. It's a seperate tax to registration (reg' is every two years)
You have to pay that tax before you register the vehicle, has to be done (along with getting SC DL) within 45 days of moving into residence.
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Old May 2nd 2010, 7:42 am
  #21  
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Default Re: Seconds away... round three!

Originally Posted by Englishtart
We also found out that there is a 'property tax' on vehicles, 6% of FMV(fair market value) for auto. It's a seperate tax to registration (reg' is every two years)
You have to pay that tax before you register the vehicle, has to be done (along with getting SC DL) within 45 days of moving into residence.
Kentucky does that too.
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Old May 2nd 2010, 7:46 am
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Default Re: Seconds away... round three!

Originally Posted by Kaffy Mintcake
Kentucky does that too.
Has anyone told ABY?
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Old May 2nd 2010, 9:38 am
  #23  
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Default Re: Seconds away... round three!

Originally Posted by Englishtart
We also found out that there is a 'property tax' on vehicles, 6% of FMV(fair market value) for auto. It's a seperate tax to registration (reg' is every two years)
You have to pay that tax before you register the vehicle, has to be done (along with getting SC DL) within 45 days of moving into residence.
Bloody hell! I'm preparing myself already for being tipped upside down and shaken, but that takes the biscuit. Another $1200 on a $20K car before you even start looking for insurance. Mrs_I used to have hers with State Farm, so I'm thinking about contacting a local agent (we think we've decided on Summerville to live) and asking for a discount if we get renters insurance from them at the same time. Don't know if the fact she's dealt with them before will hold any weight....

Here's hoping the money from the house sale comes through before we move.... looks like we're going to spend our life savings on bleedin' transport!
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Old May 2nd 2010, 9:38 am
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Default Re: Seconds away... round three!

However, it can be deducted........
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Old May 2nd 2010, 9:48 am
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Default Re: Seconds away... round three!

Originally Posted by Steve_I
Here's hoping the money from the house sale comes through before we move.... looks like we're going to spend our life savings on bleedin' transport!
Forgot to mention..... I've moved on from a 3.0L Escape to a 4.0L Nissan Pathfinder... is that a bad thing? It'll change a dozen times before we move anyway!
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Old May 2nd 2010, 9:55 am
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Default Re: Seconds away... round three!

Originally Posted by Englishtart
We also found out that there is a 'property tax' on vehicles, 6% of FMV(fair market value) for auto. It's a seperate tax to registration (reg' is every two years) You have to pay that tax before you register the vehicle, has to be done (along with getting SC DL) within 45 days of moving into residence.
SC want the $$$ upfront in advance. They are very into property taxes here. Supposedly it saves them having to have higher state taxes If you believe that I've a bridge to sell you in AZ. My county here has sales tax varying between 2.5 - 9% It used to be 5% overall. Guess what, most items are set at the higher end.

If you don't want to pay high property taxes on your car, get an older model with high mileage. They will adjust the rate accordingly. That's why you'll see plenty of old gas guzzler trucks and SUVs here. Think of all that extra pollution. Ah well, I forgot, few believe in the concept of Global Warming here. It's all a lie by those radical Liberal scientists.

However, fair's fair. SC does have the lowest cost of gas in the country right now. Hovering around the $2.70 mark:

http://www.consumeraffairs.com/news0...prices430.html
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Old May 2nd 2010, 12:21 pm
  #27  
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Default Re: Seconds away... round three!

Originally Posted by Englishtart
We also found out that there is a 'property tax' on vehicles, 6% of FMV(fair market value) for auto. It's a seperate tax to registration (reg' is every two years)
You have to pay that tax before you register the vehicle, has to be done (along with getting SC DL) within 45 days of moving into residence.
MA does something similar too, it's $25 per every $1K value of the car...their value of the car which in my case hasn't depreciated a penny in the 4 years we've owned it...if only that were the case
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Old May 3rd 2010, 12:37 am
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Default Re: Seconds away... round three!

Originally Posted by Steve_I
Bloody hell! I'm preparing myself already for being tipped upside down and shaken, but that takes the biscuit. Another $1200 on a $20K car before you even start looking for insurance. Mrs_I used to have hers with State Farm, so I'm thinking about contacting a local agent (we think we've decided on Summerville to live) and asking for a discount if we get renters insurance from them at the same time. Don't know if the fact she's dealt with them before will hold any weight....

Here's hoping the money from the house sale comes through before we move.... looks like we're going to spend our life savings on bleedin' transport!
Cindy is right. It can be reduced if you have an older vehicle, or if you can prove that you will have a 'high gas mileage'. Other deductions too, though from reading them, unless you are disabled, are a medal of homor recipient or are active duty (with out of State residency) you probably won't be able to get them!

Hubby talked to a guy at work there this morning, he said he has never paid more than $250 per year in taxes on his car, not sure how he does that, but we will find out

We would probably have chosen Summerville to live, if it wasn't for the high school in Mt.P, that's one of the reasons for us only signing a 1 year lease though, after our Son is finished with high school in 2011, we can move, if we want too Good luck with getting your house sale money before you move, I guess the best thing is to just be prepared for unexpected expenses and if they don't happen, you will have extra money

Have you got help in SC, from someone looking for a place for you? I am hearing that rentals in Summerville and Mt.P, are being snapped up pretty quickly, by the Boeing employees moving into those areas, might be an idea for you guys to get on that 'bandwagon' quick like!
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Old May 3rd 2010, 1:06 am
  #29  
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Default Re: Seconds away... round three!

Originally Posted by Englishtart
We also found out that there is a 'property tax' on vehicles, 6% of FMV(fair market value) for auto. It's a seperate tax to registration (reg' is every two years)
You have to pay that tax before you register the vehicle, has to be done (along with getting SC DL) within 45 days of moving into residence.
Is that a one off or annual
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Old May 3rd 2010, 1:40 am
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Default Re: Seconds away... round three!

Originally Posted by Englishtart
Have you got help in SC, from someone looking for a place for you? I am hearing that rentals in Summerville and Mt.P, are being snapped up pretty quickly, by the Boeing employees moving into those areas, might be an idea for you guys to get on that 'bandwagon' quick like!
We had already looked around a few places when we were there for thanksgiving last year. We really liked this place so have an application in there now and just waiting for a response. We had to fill an international application form and send proof of ID and assets, but it's taking a bit longer than expected The leasing person on site says we have 'no worries' but I'm not so sure!

I think we found the car too, but it's not going to do us any favours in the property tax department!
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