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Old Mar 3rd 2016, 5:12 am
  #5116  
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Default Re: 2016 Election

Originally Posted by tuxedocat
Apart from Bush the other GOP leaders get far by scapegoating the poor. For example it was hatred of poor families that won Newt the house and senate.
No worries. Trump loves the "poorly educated" He also "loves Muslims and Hispanics" He just doesn't want them here though
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Old Mar 3rd 2016, 5:14 am
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Default Re: 2016 Election

Originally Posted by dc koop
We're all okay though. Trump loves the "poorly educated" He also "loves Muslims and Hispanics" He just doesn't want them here though
Make America White Again.
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Old Mar 3rd 2016, 5:15 am
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Default Re: 2016 Election

Originally Posted by SultanOfSwing
That's how your deductible works. That's how it worked pre-ACA as well. If you were previously on a plan with a $200.00 deductible (and if that was also your max out-of-pocket after the deductible), your premiums must have been astronomical.
Yeah, maxed out the deductible but $200 is nothing. Premiums aren't too bad, work covers most of it. The mrs and I are registered at one of the big hospitals in Chicago so that comes with a premium but there's no waiting around for blood tests, scans etc., which are done on the spot

My point is, Obamacare had made health insurance vastly more expensive for those of us who already had it, that's undeniable. The argument that it's justified so the less well off can get on the insurance ladder is fine, and as someone who grew on a council estate myself, I know all about being poor but Obamacare went about it the wrong way

You don't ram something as controversial as that down people's throats and then arrogantly laugh off criticism of it as self serving Republicans playing politics. Had Obamacare been subjected to a referendum, there is not a hope in hell it would've gotten voted for. I don't know anyone who likes it and I have a vast bunch of in laws who live all over America and mates from many walks of life
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Old Mar 3rd 2016, 5:15 am
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Default Re: 2016 Election

Originally Posted by tuxedocat
He could have pushed a single payer initially with some exceptions for abortion, contraception, and religious objectors so the blue dogs could have vote for it. It was disappointing when they had the chance they did not use it.
A missed opportunity, indeed. That being said, it was better than nothing.

Though group plans did suffer, I won't lie. Because of increased cost, unless your employer is willing to pay more, you'll end up with a plan that wasn't quite as good as the pre-ACA one. Or, at least, that's what happened to me. Copays doubled and out-of-pocket maximum increased, but at least my generic prescription costs went down
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Old Mar 3rd 2016, 5:17 am
  #5120  
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Default Re: 2016 Election

Originally Posted by tuxedocat
What is crazy is Bush did the biggest expansion of Medicare with Part D & huge expansion of Medicaid/CHIP but there was never a peep about socialism or socialized medicine. I'm socially conservative too but it's like people are brainwashed.
He also tried unsuccessfully to partially privatize either Social Security or Medicare. One of the two
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Old Mar 3rd 2016, 5:20 am
  #5121  
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Default Re: 2016 Election

Originally Posted by tuxedocat
What is crazy is Bush did the biggest expansion of Medicare with Part D & huge expansion of Medicaid/CHIP but there was never a peep about socialism or socialized medicine. I'm socially conservative too but it's like people are brainwashed.
The further expansion of Medicaid under the ACA has actually been one of the biggest success stories. Even the insurance companies like it.
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Old Mar 3rd 2016, 5:23 am
  #5122  
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Default Re: 2016 Election

Originally Posted by themadpooper
Yeah, maxed out the deductible but $200 is nothing. Premiums aren't too bad, work covers most of it. The mrs and I are registered at one of the big hospitals in Chicago so that comes with a premium but there's no waiting around for blood tests, scans etc., which are done on the spot

My point is, Obamacare had made health insurance vastly more expensive for those of us who already had it, that's undeniable. The argument that it's justified so the less well off can get on the insurance ladder is fine, and as someone who grew on a council estate myself, I know all about being poor but Obamacare went about it the wrong way

You don't ram something as controversial as that down people's throats and then arrogantly laugh off criticism of it as self serving Republicans playing politics. Had Obamacare been subjected to a referendum, there is not a hope in hell it would've gotten voted for. I don't know anyone who likes it and I have a vast bunch of in laws who live all over America and mates from many walks of life
If I'm not mistaken, pre-ACA your insurer could have decided that you were just too expensive to insure with your conditions and treatments and kicked you to the curb. Many had problems getting insurance and treatment in the first place due to 'pre-existing conditions'.
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Old Mar 3rd 2016, 5:25 am
  #5123  
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Default Re: 2016 Election

Originally Posted by themadpooper
Yeah, maxed out the deductible but $200 is nothing. Premiums aren't too bad, work covers most of it. The mrs and I are registered at one of the big hospitals in Chicago so that comes with a premium but there's no waiting around for blood tests, scans etc., which are done on the spot

My point is, Obamacare had made health insurance vastly more expensive for those of us who already had it, that's undeniable. The argument that it's justified so the less well off can get on the insurance ladder is fine, and as someone who grew on a council estate myself, I know all about being poor but Obamacare went about it the wrong way

You don't ram something as controversial as that down people's throats and then arrogantly laugh off criticism of it as self serving Republicans playing politics. Had Obamacare been subjected to a referendum, there is not a hope in hell it would've gotten voted for. I don't know anyone who likes it and I have a vast bunch of in laws who live all over America and mates from many walks of life
What about the 20 million or so who had no health care of any kind before?
Do they like it?

Even North Korea has a universal health care program of some kind to cover everyone., If we stopped wasting trillions on military hardware and aid to countries that hate us then everyone could have a decent affordable health care system

I have the best health care coverage possible through the Senior Advantage program. It costs me almost nothing so you could say I'm alright Jack but that doesn't mean to say I have no feeling for the poor buggers on minimum wage who have no coverage at all
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Old Mar 3rd 2016, 5:28 am
  #5124  
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Default Re: 2016 Election

If by some idiotic fluke...Trump won the general....we might see the electoral college play the roll that was intended for it.
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Old Mar 3rd 2016, 5:31 am
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Default Re: 2016 Election

Originally Posted by dakota44
If by some idiotic fluke...Trump won the general....we might see the electoral college play the roll that was intended for it.
Given the mentality of Trump supporters that could turn very ugly if it came to that.
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Old Mar 3rd 2016, 5:33 am
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Default Re: 2016 Election

Originally Posted by zargof
Given the mentality of Trump supporters that could turn very ugly if it came to that.
It could. It could also turn ugly if he just loses.
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Old Mar 3rd 2016, 5:41 am
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Default Re: 2016 Election

Originally Posted by themadpooper
I pay 20 bucks for appointments

I've had issues with acid reflux and am probably going to need a colonoscopy to determine whether I have colitis. The fees associated with the various appointments and meds so far have been $100s and the colonoscopy will probably be a grand
FYI the coverage for a colonoscopy depends on how the visit is 'coded'. I'm about to get my '5-year' colonoscopy and I found out that if it is coded as a 'preventive' procedure, it's covered by insurance without having to meet any out of pocket limits. But if it is coded as part of a 'procedure' (sorry, I'm not getting the right terms), it is no longer 'preventive' and has to be covered differently. This is not related to ACA at all.

More generally, ACA is highly misunderstood. First of all, the vast majority of Americans are covered by Group Health coverage through their employers, and are somewhat shielded from any ACA impacts. Where ACA really comes in to play is on individual plans, which only a relatively small number of people are even candidates for. Prior to ACA, insurance companies were able to refuse coverage based on pre-existing conditions, or set astronomical rates for said coverage (for private plans only). ACA made the rates standard regardless of prior history, and are based only on age and location.

My g/f had cancer 5 years ago (now fully clear). She's 62 and about to lose group coverage through her employer. Without ACA, it would be almost impossible for her to find private insurance for the 3 years until she reaches 65, due to her pre-existing condition.

I had a brief period 10 years ago when I thought I was going to be unemployed. I started looking around for private insurance, and the bast*rds wanted to jack up my rates to an astronomical level because I had had a hernia operation! Luckily I ended up getting another job right away.

I'm currently self-employed, and getting a plan that was ACA compliant was a piece of cake. The 'bureaucracy' you speak of (that gets all the airtime) is only if you want a subsidy.

Last edited by Steerpike; Mar 3rd 2016 at 5:56 am.
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Old Mar 3rd 2016, 5:45 am
  #5128  
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Default Re: 2016 Election

Originally Posted by dc koop
What about the 20 million or so who had no health care of any kind before?
Do they like it?

Even North Korea has a universal health care program of some kind to cover everyone., If we stopped wasting trillions on military hardware and aid to countries that hate us then everyone could have a decent affordable health care system

I have the best health care coverage possible through the Senior Advantage program. It costs me almost nothing so you could say I'm alright Jack but that doesn't mean to say I have no feeling for the poor buggers on minimum wage who have no coverage at all
As I said earlier, I don't begrudge the poor getting insurance. I grew in extreme poverty in England in a 1 parent family, even my school meals were subsided so I have a deep appreciation for those living in poverty, but you don't help these people by penalising everyone else to the degree Obamacare has

Car insurance is a good example of what I mean, should mine and your premiums go up because of reckless drivers?
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Old Mar 3rd 2016, 5:45 am
  #5129  
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Default Re: 2016 Election

Originally Posted by tuxedocat
What is crazy is Bush did the biggest expansion of Medicare with Part D & huge expansion of Medicaid/CHIP but there was never a peep about socialism or socialized medicine. I'm socially conservative too but it's like people are brainwashed.
Well wasn't it the 'big spending' of Bush that spawned the Tea Party? They didn't like the fact that he actually did something helpful to people.
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Old Mar 3rd 2016, 5:47 am
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Default Re: 2016 Election

Originally Posted by dc koop
What about the 20 million or so who had no health care of any kind before?
Do they like it?

Even North Korea has a universal health care program of some kind to cover everyone., If we stopped wasting trillions on military hardware and aid to countries that hate us then everyone could have a decent affordable health care system

I have the best health care coverage possible through the Senior Advantage program. It costs me almost nothing so you could say I'm alright Jack but that doesn't mean to say I have no feeling for the poor buggers on minimum wage who have no coverage at all

Didn't you know only suburbanite teens work low paying jobs with no benefits.
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