spanish healthcare system help!
#1
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Joined: Mar 2006
Posts: 3
spanish healthcare system help!
hey there,
My Fiancee and I are planning on moving out to spain in august.I'm really and totaly confused on the healthcare system out there!
My Fiancee is spanish, and therefore won't have a problem, becuase he'll be going straight into work, i will be applying for residencia but i won't be working until i know some spanish and depending on the family situation.
does this mean i won't qualify for free healthcare?
just to complicate matters further, we're trying for a baby, and so if i have to get private healthcare, am i going to be able to find cover if i'm already pregnant?
if anyone can give me any information at all it would be greatly appreciated! i'm so confused about it all!!
Ams xx
My Fiancee and I are planning on moving out to spain in august.I'm really and totaly confused on the healthcare system out there!
My Fiancee is spanish, and therefore won't have a problem, becuase he'll be going straight into work, i will be applying for residencia but i won't be working until i know some spanish and depending on the family situation.
does this mean i won't qualify for free healthcare?
just to complicate matters further, we're trying for a baby, and so if i have to get private healthcare, am i going to be able to find cover if i'm already pregnant?
if anyone can give me any information at all it would be greatly appreciated! i'm so confused about it all!!
Ams xx
#3
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Joined: Nov 2003
Location: Cartama, Malaga
Posts: 1,168
Re: spanish healthcare system help!
i´m not sure that you will be covered because you are not married ? you will probably have to go "private" until you are working and paying "stamp" into the spanish system?
perhaps with the new e111 cards there is a difference and that is sufficient, i´m not quite sure, obviously i´ve not been in this situation
perhaps with the new e111 cards there is a difference and that is sufficient, i´m not quite sure, obviously i´ve not been in this situation
#4
Forum Regular
Joined: Oct 2005
Location: Marbella
Posts: 223
Re: spanish healthcare system help!
[Im not to sure either if you will get nhs through your partner working.
However, I have Asisa private health care. Once your policy has been inforce for 10 months then you are covered.
So if you are already pregnant then you wont be covered. If you get pregnant once you have had the insurance for say 4 months then you may be covered for the end of your pregancy.
I think with Sanitas you can pay extra to be covered.
Hope this helps
Jo
However, I have Asisa private health care. Once your policy has been inforce for 10 months then you are covered.
So if you are already pregnant then you wont be covered. If you get pregnant once you have had the insurance for say 4 months then you may be covered for the end of your pregancy.
I think with Sanitas you can pay extra to be covered.
Hope this helps
Jo
#5
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Joined: Jan 2006
Posts: 394
Re: spanish healthcare system help!
Originally Posted by Amelie1477
hey there,
My Fiancee and I are planning on moving out to spain in august.I'm really and totaly confused on the healthcare system out there!
My Fiancee is spanish, and therefore won't have a problem, becuase he'll be going straight into work, i will be applying for residencia but i won't be working until i know some spanish and depending on the family situation.
does this mean i won't qualify for free healthcare?
just to complicate matters further, we're trying for a baby, and so if i have to get private healthcare, am i going to be able to find cover if i'm already pregnant?
if anyone can give me any information at all it would be greatly appreciated! i'm so confused about it all!!
Ams xx
My Fiancee and I are planning on moving out to spain in august.I'm really and totaly confused on the healthcare system out there!
My Fiancee is spanish, and therefore won't have a problem, becuase he'll be going straight into work, i will be applying for residencia but i won't be working until i know some spanish and depending on the family situation.
does this mean i won't qualify for free healthcare?
just to complicate matters further, we're trying for a baby, and so if i have to get private healthcare, am i going to be able to find cover if i'm already pregnant?
if anyone can give me any information at all it would be greatly appreciated! i'm so confused about it all!!
Ams xx
That having been said, if you can be declared as a dependant of your fiance, then you'd be covered under his contributions.
In any case, pregnant woman and their unborn children are covered for emergency treatment only, by law, for whatever reason, or time, they are in Spain.
You should not have any problem getting private health care insurance, even if you are pregnant, unless you have a history of medical problems that may be pertinent for "the event". You will obviously have to reveal that you are pregnant (assuming you are) and they may charge a premium for this.
Obviously, if you are expecting problems, then emergency care alone, will be unsatisfactory. Either get married, take out private health care, or get yourself declared as a dependant of your (working) other half You may have to jump through some hoops to effect the latter option.
Last edited by Unexpat; Mar 21st 2006 at 2:30 pm.
#6
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Joined: Mar 2006
Posts: 3
Re: spanish healthcare system help!
Originally Posted by Unexpat
In Spain unmarried partners have far less rights than those that are married. Honestly, best advice would be to tie the knot
That having been said, if you can be declared as a dependant of your fiance, then you'd be covered under his contributions.
In any case, pregnant woman and their unborn children are covered for emergency treatment only, by law, for whatever reason, or time, they are in Spain.
You should not have any problem getting private health care insurance, even if you are pregnant, unless you have a history of medical problems that may be pertinent for "the event". You will obviously have to reveal that you are pregnant (assuming you are) and they may charge a premium for this.
Obviously, if you are expecting problems, then emergency care alone, will be unsatisfactory. Either get married, take out private health care, or get yourself declared as a dependant of your (working) other half You may have to jump through some hoops to effect the latter option.
That having been said, if you can be declared as a dependant of your fiance, then you'd be covered under his contributions.
In any case, pregnant woman and their unborn children are covered for emergency treatment only, by law, for whatever reason, or time, they are in Spain.
You should not have any problem getting private health care insurance, even if you are pregnant, unless you have a history of medical problems that may be pertinent for "the event". You will obviously have to reveal that you are pregnant (assuming you are) and they may charge a premium for this.
Obviously, if you are expecting problems, then emergency care alone, will be unsatisfactory. Either get married, take out private health care, or get yourself declared as a dependant of your (working) other half You may have to jump through some hoops to effect the latter option.
I wasn't sure it was possible to be a dependant if we weren't married? it would be amazingly handy if i could...
I'd really like to get married it'd make life so much easier... but i want it to be a proper wedding rather than a 'quick lets pay £30 and get it done at the registry office' kind of wedding LOL
I'm not expecting any problems, but its better to be safe than sorry and i just won't be taking any risks when it comes to healthcare and stuff...
but at the end of the day it will be okay as long as the health insurance will take me on if i'm pregnant
thank you so much for putting my mind at rest!!
Ams xx
#7
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Joined: Nov 2003
Location: Chiclana
Posts: 3,327
Re: spanish healthcare system help!
If you were working in the UK and paying N.I, apply for your E106 and you will be covered for up to two years.
#8
Re: spanish healthcare system help!
You don't say what nationality you are. If you are British and have been paying NI in the UK up until you leave you will get up to 2 years' health cover in Spain using E106.
http://www.dwp.gov.uk/international/sa29/medical_06.asp
http://www.dwp.gov.uk/international/sa29/medical_06.asp
#9
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Joined: Mar 2006
Posts: 3
Re: spanish healthcare system help!
Originally Posted by Hillybilly
You don't say what nationality you are. If you are British and have been paying NI in the UK up until you leave you will get up to 2 years' health cover in Spain using E106.
http://www.dwp.gov.uk/international/sa29/medical_06.asp
http://www.dwp.gov.uk/international/sa29/medical_06.asp
#10
Not Junior but not Senior
Joined: Oct 2005
Posts: 1,052
Re: spanish healthcare system help!
Originally Posted by Amelie1477
I'm British, but currently a student so havent worked for two years (or ever really..!) so no E106 form for me!