Morning all,
Does anyone have any indication or experience of arranging a policy that covers you for a simple cremation (no wistles and bells) that is valid in both Spain and the UK. One without hidden costs and that is secure and fully transferable should i ever return to the UK.

Many thanks,
Owen

Ive not heard of one that does both countries - I´d say a savings account or an investment account would be the best bet, and you are looking at around €3500 here in spain for a simple one.

We discussed and researched the same topic within the family and came to the same conclusion that a separate savings account was the best option.

It is not only about the money but having the service organised and ready to go especially for someone like me who lives alone and my only family are in the UK.

We considered a funeral plan but came to the decision we would just keep an amount in savings to cover the cost when the time comes. I do though understand where you are coming from especially being on your own. When we looked into it both Avalon and Golden Leaves offered plans that covered both Spain and the uk. Both had basic through to more extensive plans. They aren't cheap but would give peace of mind.

You can get a simple no frills cremation, which includes coffin hearse, all relevant procedures, paperwork, collection and transfer in Andalusia (Malaga was used) for €1,210.

Fully understand that but having a plan that covers both countries (which is what the OP asked ) is not easy to achieve within a reasonable budget.

I was going to say much the same - here in Valencia it was just 1500€ for a very basic cremation. Don't know why people are quoting such high figures if they only want a basic one.

Hola,
Companies quote higher figures to make more profit !!!

Davexf

Ha, ha.

I meant why are people accepting such high figures when there are much cheaper options out there.

I suppose funeral plans are being marketed as a way to buy peace of mind. It's tricky and confusing enough to arrange a funeral in UK, especially for the first time or first time in years. For expats in Spain, it's a way of taking the worry out of those left behind having to go through all legal channels to register death, notify the embassy, arranging funeral (which is usually done for the day or two after death), flowers and service (if desired), all in a country with very different rules and customs. Yes, it's a lot cheaper to arrange a simple funeral but a funeral plan is a way of lessening the worry for those left behind, either your spouse/partner in Spain (with minimum of Spanish) or relatives back in England for whom the whole procedure is completely alien. Also fees are payable straight after the funeral, in euro.

But the funeral director can do all of that for you (within the price in my experience).

I agree about the language issues especially if there is no one in Spain to assist.

Obviously it depends on your personal preferences about a funeral/ memorial service, and if you have a preference at to where your remains will be placed, but if you have no family and/ or are concerned about cost then you should explore the possibility of donating your body to a medical school.

Excellent post. For a few years I've been telling my loved ones to dispose of me the easiest, cheapest and fastest way possible. I assumed this to be cremation and dispose of the ashes wherever they see fit. I never considered being more useful dead than alive.

Medical schools don't accept every body donated for research, and you won't know until after you have died. Many funeral plans refund your money if your body is accepted.