I've just received my bank statement & have been charged 12Euros, i know its not alot but i just need to know why, the statement reads:

"Cuota Tarjeta El Monte 12,00 E"

Thanks steve

Hi Steve,

"Tarjeta", is credit card so either you withdrew on it or it is the annual service charge!

Regards,

John.

Most banks I've come accross make an annual charge for both a credit and debit card. They charge for the main card and a lesser amount for any additional cards. Not usually a huge amount. Often they make an annual account charge also.

Yes, we found a charge like that and wondered what it was, then I translated it, and realised it was for bank charges.

On average, the Spaniards (and us too if we live here) pay up to 170€ annually in bank charges. Now that is just not fair !!!

Cheers Guys yeah thought it was along them lines must be bank charges as we dont own credit cards yet!!!
Ben will require your services next month will contact you then

cheers all steve

hi try complaining about the bank charges or a charge,if you keep at it they may either reduce them or remove one?,i complained about a bank transfer charge banesto made of 130 euros they credited me back with 70 euros,i thanked them but told them if they done it again i would close by account and move to another bank faster than a ferret down a hole!,good luck,do not be a fraid of complaining or moaning about charges they are the bain of complaints.

paris

Banks in Spain are notorious for charging for almost every service.

The local manager has a considerable amout of room for negotiation. If you want a better deal - go ask!

One rather odd thing I've heard about getting refunds for things paid through a credit card is that someone I know was sent a refund, it wasn't put back into his account, but the man from the postal service came to the house and gave him the money, in cash, which he hsd to sign for.