pension
#1
pension
hi all,once the dust,s settles from the b word do you think i,ll live to get my pension,worried in spain
Last edited by el collado kid; Aug 28th 2019 at 11:48 am. Reason: b word
#2
BE Enthusiast
Joined: Aug 2012
Location: Andalucia Spain
Posts: 672
Re: pension
Is this a health question!
are you working and contributing towards a Spanish pension?
Are you referring just to UK state pension? You will still qualify for that given you meet the criteria and age. You can check the criteria on the government website. A think tank recently suggested raising the retirement age to a jaw dropping 75 . The age group affected was something like born between 1966 and 1972. There is a court case against the government for the rapid rise in age for women 60 to 65/67 ? One thing for certain is the age wont come down as a concept!
My suspicion for the last three years is “ leaving Europe” will give any future UK money saving government the idea of treating expats in Europe like those Commonwealth countries i.e. you get your pension but no future increases.
are you working and contributing towards a Spanish pension?
Are you referring just to UK state pension? You will still qualify for that given you meet the criteria and age. You can check the criteria on the government website. A think tank recently suggested raising the retirement age to a jaw dropping 75 . The age group affected was something like born between 1966 and 1972. There is a court case against the government for the rapid rise in age for women 60 to 65/67 ? One thing for certain is the age wont come down as a concept!
My suspicion for the last three years is “ leaving Europe” will give any future UK money saving government the idea of treating expats in Europe like those Commonwealth countries i.e. you get your pension but no future increases.
#3
BE Enthusiast
Joined: Jun 2017
Location: Alicante
Posts: 925
Re: pension
I'm convinced that the idea of raising of pensionable age to 75 is a calculated move to encourage, or should that be force, people to make their own pension provisions.
All very well for those who can afford it but tough titty for those who can't.
Assuming it's even possible by then It would certainly severely curtail emigration to Europe Spain if you have to wait until 75 for an S1 !
All very well for those who can afford it but tough titty for those who can't.
Assuming it's even possible by then It would certainly severely curtail emigration to Europe Spain if you have to wait until 75 for an S1 !
#4
Re: pension
Is this a health question!
are you working and contributing towards a Spanish pension?
Are you referring just to UK state pension? You will still qualify for that given you meet the criteria and age. You can check the criteria on the government website. A think tank recently suggested raising the retirement age to a jaw dropping 75 . The age group affected was something like born between 1966 and 1972. There is a court case against the government for the rapid rise in age for women 60 to 65/67 ? One thing for certain is the age wont come down as a concept!
My suspicion for the last three years is “ leaving Europe” will give any future UK money saving government the idea of treating expats in Europe like those Commonwealth countries i.e. you get your pension but no future increases.
are you working and contributing towards a Spanish pension?
Are you referring just to UK state pension? You will still qualify for that given you meet the criteria and age. You can check the criteria on the government website. A think tank recently suggested raising the retirement age to a jaw dropping 75 . The age group affected was something like born between 1966 and 1972. There is a court case against the government for the rapid rise in age for women 60 to 65/67 ? One thing for certain is the age wont come down as a concept!
My suspicion for the last three years is “ leaving Europe” will give any future UK money saving government the idea of treating expats in Europe like those Commonwealth countries i.e. you get your pension but no future increases.
#5
Re: pension
I'm convinced that the idea of raising of pensionable age to 75 is a calculated move to encourage, or should that be force, people to make their own pension provisions.
All very well for those who can afford it but tough titty for those who can't.
Assuming it's even possible by then It would certainly severely curtail emigration to Europe Spain if you have to wait until 75 for an S1 !
All very well for those who can afford it but tough titty for those who can't.
Assuming it's even possible by then It would certainly severely curtail emigration to Europe Spain if you have to wait until 75 for an S1 !
Last edited by el collado kid; Aug 28th 2019 at 3:22 pm. Reason: b word
#6
Re: pension
How did you manage to get on the Spanish NHS as you are not of UK pensionable age? Are you autónomo or working on a contract?
#7
Lost in BE Cyberspace
Joined: Feb 2008
Posts: 5,615
Re: pension
They seemed to add 6 years onto my wife's pension easy enough at short notice!
#8
BE Enthusiast
Joined: Aug 2012
Location: Granada Province
Posts: 549
Re: pension
Hi, Fred! I am 62 and currently on Spanish NHS. Live in Andalucia and was paying into the Convenio Especial which was then suspended in July last year, and we were put on Universal Healthcare with 40% off prescriptions! Didn't ASK, just had a letter confirming and a refund of that months payment. Do not know what the future holds, but that's what happened in Andalucia to the Convenio people. I am early retired by the way.
#9
Re: pension
hi fred.wife is autonomo and i piggy back her.the health care here in spain private or nhs is very very good and happy with all the care i,ve had
#11
BE Forum Addict
Joined: Aug 2005
Location: Beckenham, London borough Bromley
Posts: 1,617
Re: pension
Hi, Fred! I am 62 and currently on Spanish NHS. Live in Andalucia and was paying into the Convenio Especial which was then suspended in July last year, and we were put on Universal Healthcare with 40% off prescriptions! Didn't ASK, just had a letter confirming and a refund of that months payment. Do not know what the future holds, but that's what happened in Andalucia to the Convenio people. I am early retired by the way.
The Convenio especial has been reinstated. As for the age you retire at - I've heard Spain is talking about 85 in the future as we tend to live longer these days
Davexf,