You brought private before keith ?
My understanding so far is ,as long as you have the deeds checked and its done by a Natoro bloke its signed and you exchange money for the deeds etc. is this right ?

Yes, and I´m buying again privately now.

You need to carry out certain checks on the property which the Notary will not do for you. You should apply for a copy of the Nota Simple (9€ online) and this will give you some basic details about ownership, any debts against the property etc. Is it an old or new property? Would it benefit from a structural survey being carried out? You need to draw up a contract with the seller and probably pay a deposit. Pro forma contracts are available online and you can adapt them so that they are favourable to you (I wouldn´t let the seller do the contract if it were me). Don´t forget to apply for your mortgage if needed. Check with the land registry office if the property you are looking at matches what is on their records.

NIE? Bank account opened?

There are a few things to think about before just turning up at the Notary with a wad of cash.

Well so far you have said exactly what i have been told by the agent and confirmed by the Halifax B Society in Palma pheww thats good news

NIE is in hand as we type ..

Whats the last few things ?

Is it off-plan or resale?

If off-plan you could also ask for a copy of the bank guarantee.

Is it an older property that has been extended/pool added? Check that proper planning permission was obtained.

Its a resale sort of middle aged i guess , not old but not new if that makes sense
The old boy owner has lived there 20 years but now has had to retire back to Germany due to his wife having serious illness .. Should imagine the pool and terraces have been added some 10 years ago ..

So do you think i have much to worry over ? seems ok to me ,

And if it's an older property that has been extended make sure the new size of the property has been registered in Catastro.

Probably not. Despite what you might read on these forums, the vast majority of properties are perfectly legal. Have you done the land registry check? You can do this online too. It really is simple.

Nope i havent i assume Halifax would ? but be good to know and check myself keith have u a link ?

http://ovc.catastro.minhac.es/

Thanks keith will dig out the details and see what i can find out ..

Any other tips while i got you hot on the line so to speak

Hmmmmmmm 2 problems

1 its in Spanish

2 It needs member log in

So screwed on both counts ,

You don´t need to be a member to log in. Go to the left hand columnn and click the top "Aceptar".

This takes you to the page where you click on Localizacion and enter your address.

And yes, of course it´s in bloody Spanish!!!

If you still can´t do it, PM me the address of your house and I´ll do it for you and try to find some way of sending the results to you.

well couldnt they have made a English one , a tad inconsiderate of them

ok ta keith will do..

Hi keithwalters,

Thanks for that link. It is truly amazing how good the Spanish land sales, registration and Notarial system really is. If Englands systems were set up the same way and integrated in the same way you could do away with the conveyancing system and big solicitors bills and do it yourself just as you and I have done and feel safe by checking for yourself online.

The detail offered and the plans which can be scaled as you wish are powerful systems add that to the land registry Nota Simple system and the local tax system and you can get at all you want to.

Regards,

John.