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Old Feb 25th 2013 | 6:12 am
  #31  
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Default Re: moving to marbella

Pablo, I am happy for you that you have a little smile on your face every day when you remember that you own a freehold. I have a bigger smile on my face knowing I don’t own one.
 
Old Feb 25th 2013 | 6:16 am
  #32  
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Default Re: moving to marbella

Originally Posted by la mancha
Pablo, I am happy for you that you have a little smile on your face every day when you remember that you own a freehold. I have a bigger smile on my face knowing I don’t own one.
er...great, thats good news for you...I think???
 
Old Feb 25th 2013 | 6:17 am
  #33  
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Default Re: moving to marbella

Originally Posted by la mancha
Pablo, I am happy for you that you have a little smile on your face every day when you remember that you own a freehold. I have a bigger smile on my face knowing I don’t own one.
Good post
 
Old Feb 25th 2013 | 6:22 am
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Default Re: moving to marbella

Originally Posted by Pablo the sailor
Goodness me, do I have to go through my complete private life???? I own 3 properties in Spain plus 2 in london, 3 are rented out at the moment and a 4th will be once we move onto the boat, I wish to travel due to passing my sailing exams, so, I wish to off load one property in Spain to finance my boat purchase with a cash purchase (not mortgage)......thats it, we do have a solid business plan re our sailing adventure!!
Dont forget to declare the rental income and your assets to hacienda by the end of April.
 
Old Feb 25th 2013 | 7:10 am
  #35  
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Default Re: moving to marbella

Originally Posted by cricketman
Maybe you should do a comparison on how much a freehold cost 21 years ago, and how much one would cost now
More important is how much will it be worth in another 5 / 10 or 20 years.

Impossible to know but at present I would guess a lot less if you could ever off load it
 
Old Feb 25th 2013 | 8:10 am
  #36  
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Default Re: moving to marbella

Originally Posted by Fredbargate
More important is how much will it be worth in another 5 / 10 or 20 years.

Impossible to know but at present I would guess a lot less if you could ever off load it
crikey, its a bit doom and gloomy here is it not?
 
Old Feb 25th 2013 | 10:31 pm
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Default Re: moving to marbella

Originally Posted by natalia84
Hi everyone. Just wondering if anyone can give me any advice.

My parents are selling their property in UK and buying in marbella area. Should be over there looking in a few months. My partner and I are going to move with them too. My parents will be retiring however my partner and I want to work.
He is 28 and a structural engineer/piling operative/house foundations by trade. I work as a veterinary receptionist but have many years of admin, receptions and working in the travel industry. I am 29yrs. My partner is keen on poss starting our own business over there, small bar possibly.
Does anyone have any websites or info on getting started over there? for basic things like doctors, dentists, tax, work etc?
any info would be much appreciated :-)

Many Thanks
the biggest problem will be the language.
most vets here only speak Spanish, but then it is Spain.
we are lucky to have one that speaks reasonable English, having been to Cambridge Vet College for a year or so, although his partner is Spanish only. The receptionist speaks her native Swedish, Spanish and English.
Very few Spaniards in the Andalusia region speak English, although they do like to throw in their couple of words occasionally. This is the long term legacy of Franco and generations have only the one language - like most of the UK.

I know a Spaniard architect who cannot find work and is pumping petrol at weekends whilst improving his English and studying to get more certificates that may prove useless.

the biggest problem is that Spain has something not seen too much in the UK - the temporary contract. A bit like the UK's trial period but there is a tendency now to use that as a way of getting staff and then ditching them before the requirement to start them permanent.

Marbella is a high price area, pandering to those who have oodles of money. Perhaps once you are out there you can find a niche that isnt taken and make a good living out of it. But Andalusia has the highest unemployed of Spain, especially in your age group, and is seen as a drag on the rest of Spain in turning themselves round.

So, perhaps both of you for a time at least, could consider living somewhere like Madrid, Barcelona, where there may be more need for your current skills.
Suggest you look at Google for jobs and see how many agencies there are, but few jobs are down south and as most companies are owned by Spaniards then they will employ a Spaniard before you.

Sorry if it is bad news, but if you & partner and your parents can live for a while to enable you to see how things are then you will stand a good chance of making some go of it - but don't expect to walk into a job.

rgds

`
 
Old Feb 25th 2013 | 11:57 pm
  #38  
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Default Re: moving to marbella

Spain can be quite complex with social security, etc....many ex pats working here do so as self employed,this means you have to pay your own monthly social security! Its not easy for an ex pat to get a job in a bank, a supermarket or petrol station, thats why so many end up working ¨autonomo¨! As mentioned earlier in the thread, there are oportunities to make a go of it here, but you need to take your time,be careful, speak to as many people as possible (here on this forum is a start) find out how long those people have been in business and have in fact lived in Spain, then make up your own mind.......but dont be put off by all the doom and gloom merchants ...in fact, has the OP been frightened off already?
 
Old Feb 26th 2013 | 1:25 am
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Default Re: moving to marbella

Originally Posted by Pablo the sailor
Spain can be quite complex with social security, etc....many ex pats working here do so as self employed,this means you have to pay your own monthly social security! Its not easy for an ex pat to get a job in a bank, a supermarket or petrol station, thats why so many end up working ¨autonomo¨! As mentioned earlier in the thread, there are oportunities to make a go of it here, but you need to take your time,be careful, speak to as many people as possible (here on this forum is a start) find out how long those people have been in business and have in fact lived in Spain, then make up your own mind.......but dont be put off by all the doom and gloom merchants ...in fact, has the OP been frightened off already?
have you been doing the hornpipe again ??
 
Old Feb 26th 2013 | 5:36 am
  #40  
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Default Re: moving to marbella

Originally Posted by Domino
have you been doing the hornpipe again ??
Not me,my glass has always been half full
 
Old Feb 26th 2013 | 9:25 pm
  #41  
 
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Default Re: moving to marbella

Originally Posted by Pablo the sailor
Spain can be quite complex with social security, etc....many ex pats working here do so as self employed,this means you have to pay your own monthly social security! Its not easy for an ex pat to get a job in a bank, a supermarket or petrol station, thats why so many end up working ¨autonomo¨! As mentioned earlier in the thread, there are oportunities to make a go of it here, but you need to take your time,be careful, speak to as many people as possible (here on this forum is a start) find out how long those people have been in business and have in fact lived in Spain, then make up your own mind.......but dont be put off by all the doom and gloom merchants ...in fact, has the OP been frightened off already?
that bit I understand and I know it is alot more expensive than the costs in the UK, being charged from Day1 of the business project, but I have trawled the Spanish websites on Autonomo and still have one question that hasn't been answered -

If you retire and receive pension but then start a business - do you have to pay autonomo each month or is there no charge for pensioners ??

`
 
Old Feb 26th 2013 | 9:34 pm
  #42  
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Default Re: moving to marbella

Originally Posted by Domino

If you retire and receive pension but then start a business - do you have to pay autonomo each month or is there no charge for pensioners ??

`
If you start a business then you are not retired. You can either be self-employed or retired
 
Old Feb 27th 2013 | 1:56 am
  #43  
 
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Default Re: moving to marbella

Originally Posted by cricketman
If you start a business then you are not retired. You can either be self-employed or retired
but autonomo is based on paying for social security - that individual is retired and therefore already in receipt of pension and SS.
 
Old Feb 27th 2013 | 2:04 am
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Default Re: moving to marbella

Originally Posted by Domino
but autonomo is based on paying for social security - that individual is retired and therefore already in receipt of pension and SS.
...and so cannot be employed
 
Old Feb 27th 2013 | 2:48 am
  #45  
 
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Default Re: moving to marbella

Originally Posted by cricketman
...and so cannot be employed
that is a different take on the situation you stated earlier,

so now you are suggesting that once an individual reaches retirement age they are on the scrap heap - just like in the old days

remind me how big a problem there is with working on the black in Spain as I know a number of pensionista's who are working. so that must be cash in hand.

 


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