Re: moving to marbella
 

that bit I understand and I know it is alot more expensive than the costs in the UK, being charged from Day1 of the business project, but I have trawled the Spanish websites on Autonomo and still have one question that hasn't been answered -

If you retire and receive pension but then start a business - do you have to pay autonomo each month or is there no charge for pensioners ??

`

Re: moving to marbella
 

If you start a business then you are not retired. You can either be self-employed or retired

Re: moving to marbella
 

but autonomo is based on paying for social security - that individual is retired and therefore already in receipt of pension and SS.

Re: moving to marbella
 

...and so cannot be employed

Re: moving to marbella
 

that is a different take on the situation you stated earlier,

so now you are suggesting that once an individual reaches retirement age they are on the scrap heap - just like in the old days

remind me how big a problem there is with working on the black in Spain as I know a number of pensionista's who are working. so that must be cash in hand.

:huh:

Re: moving to marbella
 

As far as I know you cannot receive a pension from the state and also be working in Spain

This would be cheating the system, a little like receiving unemployment or disability benefit while still working

Re: moving to marbella
 

Isn't Gibraltar great :D

Re: moving to marbella
 

sorry cman, but your leapt in and started throwing answers around without any thought. Now it is "As far as I know" and that isnt an answer is it.
:p
what is there to cheat, you pay your dues for 40+ years, you reap the benefits, but you shouldn't be barred from working because of your age.
but why do you need to pay the full autonomo - if so you are actually paying a surcharge not cheating.
:eek:
I just cannot see why someone should have to stop work at 65 (or whatever).

although if all those senorita's with their broom, dustpan, mop and bucket were forced to retire then there would be more work available for the youngsters.

`

Re: moving to marbella
 

Its an interesting one this one, I have a spanish friend who has just reached retirement age here, he has closed his business to be able to collect his pension, I find it strange he is not allowed to work and collect his pension, he has paid for it over the past 40 odd years??? However, if you are collecting a pension from OUTSIDE of Spain this will not stop you from being alllowed to work here, you will of course have have to pay the monthly social which I think is close to 270 Euros?

Re: moving to marbella
 

yes, that is the sort of scenario that makes the whole question interesting.
the autonomo system is very inflexible - you start paying from Day 1 even if you are still in the set-up period, not advertised, no customers, no money coming in.
if you start a company i.e. S.L. then the first named director must pay autonomo.

the system is based around paying a) medical b) pension. there is no thought, especially with (even in Spain) where people are living longer, have longer useful working lives that for many reasons they may wish to work.
It isn't as if the individual wouldn't still be liable to pay Income Tax.
one scenario, as you are saying, could be that a guy owning a business could have to close the company with resultant loss of jobs.

although the UK system is much maligned they do not take National Insurance from a guy who carries on working after the State Pension Age.

perhaps some more digging is needed on this.

Re: moving to marbella
 

You do have the option to put your SL company on ¨hold¨ at any time you wish, this would stop your obligation to pay SS monthly until you reactivate the company, you would not be abale to work in the time the company is on ¨hold¨, it can be useful though, if you have a business that closes in the winter months for example!! Just to be clear regarding Spanish pension, you cant collect your spanish pension & work as well, its one....or the other!! If you are from another country and are at retirement age but want to work in Spain this is fine BUT you will be obliged to pay the monthly SS payment!