Moving to Chiclana
Jul 6th 2016, 5:50 am
#1
Just Joined
Thread Starter
Joined: May 2016
Posts: 15
Moving to Chiclana
Hi all
I know this is a difficult one to answer but with a property paid for and about 70k behind us is an income of 15k a year sufficent to live on ? Thanks in advance for your replies . Your comments are always very helpful .
I know this is a difficult one to answer but with a property paid for and about 70k behind us is an income of 15k a year sufficent to live on ? Thanks in advance for your replies . Your comments are always very helpful .
Jul 6th 2016, 6:23 am
#2
BE Forum Addict
Joined: Aug 2005
Location: Beckenham, London borough Bromley
Posts: 1,617
Re: Moving to Chiclana
Hola
Yes it is possible - but there are so many variables that it makes it impossible to say that you can.
Davexf
Yes it is possible - but there are so many variables that it makes it impossible to say that you can.
Davexf
Jul 6th 2016, 9:13 pm
#3
Forum Regular
Joined: Nov 2005
Location: Cadiz Province, Spain
Posts: 231
Re: Moving to Chiclana
As Dave says, there are so many variables.
Doing a rough budget is always helpful, including such things as electricity, gas bottles, rubbish collection, community fees if on an urbanisation, property tax (IBI). There's road tax, insurance, MOT and petrol if you run a car, heating a house in winter and cooling it down in summer can run up large bills.
Are you entitled to State health care, as a pensioner for example, or will you have to take out health insurance and pay extra for specialist treatment at any time. These are questions you need to be considering.
And all this before you think of food and fun.
Much will depend on your chosen life style. I think the budget you suggest could mean living frugally.....it all depends.
I expect there are others in this area who could provide more information but p.m. me if you want personal, solid figures as a guide. I wish you well.
Doing a rough budget is always helpful, including such things as electricity, gas bottles, rubbish collection, community fees if on an urbanisation, property tax (IBI). There's road tax, insurance, MOT and petrol if you run a car, heating a house in winter and cooling it down in summer can run up large bills.
Are you entitled to State health care, as a pensioner for example, or will you have to take out health insurance and pay extra for specialist treatment at any time. These are questions you need to be considering.
And all this before you think of food and fun.
Much will depend on your chosen life style. I think the budget you suggest could mean living frugally.....it all depends.
I expect there are others in this area who could provide more information but p.m. me if you want personal, solid figures as a guide. I wish you well.
Jul 8th 2016, 12:00 pm
#4
Just Joined
Joined: Jul 2016
Posts: 5
Re: Moving to Chiclana
Hi there, 15k in sterling I assume ?
On today's rates that's about 1200 give or take a month.
300 a week. It's possible for sure. So locally when converted - Say an average for the rest of the year around 400 euros a week.
Here is a breakdown for the area as we experience it, hope it helps.
I assume you have a property,no mortgage with all you need already purchased.
Electricity average 80 - 120 euros a month, a pool is considered here.
Council Tax ( as such ) 40
Bottled gas 30
House insurance 55 buildings and contents.
Pool maintenance 40
Food ( 2 persons ) 250 - 400, we buy fresh from markets where possible although there are loads of local supermarkets. I've inc the odd medicinal vino here.
Centro Medico access for basic ailments, Dr etc. 50
Private health plan 70, for consultant access for more major ailments, operations.
Dental 30
Prescriptions 20
Car all things considered 80 ( assuming you have one already )
Securitas Alarm 35
Wifi 25
TV 20 ( options here if you are tech savvy re Kodi etc )
Pet 30
General maintenance 50
Gym 60
Days out, general travel, R&R 150
Our total is approx 1200 euros a month, give or take.
A whole lot cheaper than the UK, people will have other things to pay for and may well have some other guidance for you. Don't forget you may need a small fund for solicitors fees if you need a basic tax return or register for residencies, self employed etc. Of course if you do find work and pay tax access to medical matters can be reduced. First 6-12 months you can use your EHIC for basics. But it isn't a given in certain places, regardless of what they should do, you need to check.
Hope this helps.
On today's rates that's about 1200 give or take a month.
300 a week. It's possible for sure. So locally when converted - Say an average for the rest of the year around 400 euros a week.
Here is a breakdown for the area as we experience it, hope it helps.
I assume you have a property,no mortgage with all you need already purchased.
Electricity average 80 - 120 euros a month, a pool is considered here.
Council Tax ( as such ) 40
Bottled gas 30
House insurance 55 buildings and contents.
Pool maintenance 40
Food ( 2 persons ) 250 - 400, we buy fresh from markets where possible although there are loads of local supermarkets. I've inc the odd medicinal vino here.
Centro Medico access for basic ailments, Dr etc. 50
Private health plan 70, for consultant access for more major ailments, operations.
Dental 30
Prescriptions 20
Car all things considered 80 ( assuming you have one already )
Securitas Alarm 35
Wifi 25
TV 20 ( options here if you are tech savvy re Kodi etc )
Pet 30
General maintenance 50
Gym 60
Days out, general travel, R&R 150
Our total is approx 1200 euros a month, give or take.
A whole lot cheaper than the UK, people will have other things to pay for and may well have some other guidance for you. Don't forget you may need a small fund for solicitors fees if you need a basic tax return or register for residencies, self employed etc. Of course if you do find work and pay tax access to medical matters can be reduced. First 6-12 months you can use your EHIC for basics. But it isn't a given in certain places, regardless of what they should do, you need to check.
Hope this helps.
Last edited by CadizJack; Jul 8th 2016 at 12:07 pm.
Jul 8th 2016, 2:18 pm
#5
Just Joined
Thread Starter
Joined: May 2016
Posts: 15
Re: Moving to Chiclana
Thanks to everyone . X
Jul 11th 2016, 3:11 am
#6
Just Joined
Joined: Jul 2016
Posts: 5
Re: Moving to Chiclana
Hi Celtic foot, as a new poster I am restricted in answering messages, maybe this one will free my shackles !
Jul 13th 2016, 9:25 am
#7
Just Joined
Joined: Aug 2011
Location: Hampshire UK
Posts: 4
Re: Moving to Chiclana
Hi there, 15k in sterling I assume ?
On today's rates that's about 1200 give or take a month.
300 a week. It's possible for sure. So locally when converted - Say an average for the rest of the year around 400 euros a week.
Here is a breakdown for the area as we experience it, hope it helps.
I assume you have a property,no mortgage with all you need already purchased.
Electricity average 80 - 120 euros a month, a pool is considered here.
Council Tax ( as such ) 40
Bottled gas 30
House insurance 55 buildings and contents.
Pool maintenance 40
Food ( 2 persons ) 250 - 400, we buy fresh from markets where possible although there are loads of local supermarkets. I've inc the odd medicinal vino here.
Centro Medico access for basic ailments, Dr etc. 50
Private health plan 70, for consultant access for more major ailments, operations.
Dental 30
Prescriptions 20
Car all things considered 80 ( assuming you have one already )
Securitas Alarm 35
Wifi 25
TV 20 ( options here if you are tech savvy re Kodi etc )
Pet 30
General maintenance 50
Gym 60
Days out, general travel, R&R 150
Our total is approx 1200 euros a month, give or take.
A whole lot cheaper than the UK, people will have other things to pay for and may well have some other guidance for you. Don't forget you may need a small fund for solicitors fees if you need a basic tax return or register for residencies, self employed etc. Of course if you do find work and pay tax access to medical matters can be reduced. First 6-12 months you can use your EHIC for basics. But it isn't a given in certain places, regardless of what they should do, you need to check.
Hope this helps.
On today's rates that's about 1200 give or take a month.
300 a week. It's possible for sure. So locally when converted - Say an average for the rest of the year around 400 euros a week.
Here is a breakdown for the area as we experience it, hope it helps.
I assume you have a property,no mortgage with all you need already purchased.
Electricity average 80 - 120 euros a month, a pool is considered here.
Council Tax ( as such ) 40
Bottled gas 30
House insurance 55 buildings and contents.
Pool maintenance 40
Food ( 2 persons ) 250 - 400, we buy fresh from markets where possible although there are loads of local supermarkets. I've inc the odd medicinal vino here.
Centro Medico access for basic ailments, Dr etc. 50
Private health plan 70, for consultant access for more major ailments, operations.
Dental 30
Prescriptions 20
Car all things considered 80 ( assuming you have one already )
Securitas Alarm 35
Wifi 25
TV 20 ( options here if you are tech savvy re Kodi etc )
Pet 30
General maintenance 50
Gym 60
Days out, general travel, R&R 150
Our total is approx 1200 euros a month, give or take.
A whole lot cheaper than the UK, people will have other things to pay for and may well have some other guidance for you. Don't forget you may need a small fund for solicitors fees if you need a basic tax return or register for residencies, self employed etc. Of course if you do find work and pay tax access to medical matters can be reduced. First 6-12 months you can use your EHIC for basics. But it isn't a given in certain places, regardless of what they should do, you need to check.
Hope this helps.
Jul 13th 2016, 10:21 am
#8
Just Joined
Joined: Jul 2016
Posts: 5
Re: Moving to Chiclana
Yes, if you are electric this for us is enough as a pro rata. However logs and a nice fire cant be beaten. Again for us, logs can be purchased, or indeed you can spend a day out walking and come back with some great logs for the fire.
