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Hello and advice please

Hello and advice please

Old Jul 10th 2016, 9:25 am
  #1  
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Default Hello and advice please

Hi, my hubby and I are renting a property for two years near Competa. We are only really here a week or ten days a month due to commitments still in the UK. Really at the moment it's like a holiday home. We do have our NIE numbers (January 2016).
What we are struggling with is car insurance!
We want to bring my hubby X motorbike and a uk plate car over to leave here full time.

U.K. Won't insure for more than 90 days out of the UK.

Would we be able to insure with a Spanish insurance company? If so who?

Thank you so much for any advice or help you can give us.

Just wish we were here all year! One day 🤗
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Old Jul 10th 2016, 9:28 am
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Default Re: Hello and advice please

Hi and a warm welcome to the Spanish forum on BE. Myself and Fred James are the moderators for the Spanish forums whilst BEVS moderates Europe. Moderators are there to ensure that the site runs smoothly within the rules of BE. This is so that members gain the information that they are looking for and find their experiences on the forums to be friendly and worthwhile.

Problems and complaints should always be addressed to a moderator who will look into the matter and deal with it efficiently and fairly. Our members who post in the Spain Forums are usually friendly and helpful with a wealth of knowledge about the issues of living in Spain. I hope that you enjoy your time participating in the forums.

Please let me know if you need any further help.

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Old Jul 10th 2016, 9:34 am
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Default Re: Hello and advice please

Thank you Rosemary and Fred� ����
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Old Jul 10th 2016, 10:33 am
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Default Re: Hello and advice please

Spanish insurance companies won't want to insure a UK plated vehicle unless you are in the process of getting it changed to Spanish plates.

Remember that you have to take them back to UK each year to get MOT's etc.

Why not change them to Spanish plates and then get Spanish insurance?
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Old Jul 10th 2016, 11:38 am
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Default Re: Hello and advice please

Hola
Whilst there are companies that will (currently while the UK is in the EU) insure British registered cars, it is far better to either buy in Spain or re-register the vehicles onto Spanish plates.

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Old Jul 10th 2016, 5:36 pm
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Default Re: Hello and advice please

Some companies will insure UK vehicles and lack of MOT / tax is not an issue ...... until you want to make a claim.
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Old Jul 10th 2016, 6:00 pm
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Default Re: Hello and advice please

Or when the Guardia stop you and impound the vehicle as happened recently to someone I know.
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Old Jul 11th 2016, 7:37 am
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Default Re: Hello and advice please

Thank you so much for all the advice. Think we may just buy over here.

X
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Old Jul 11th 2016, 8:13 am
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Default Re: Hello and advice please

Hi Libbylj

Talk to Expat car insurance in Spain, motor, medical, travel, pet, holiday homes, marine insurance, Spain, Portugal, Gibraltar and explain your situation.

They should insure you but you must still remain within Spanish law
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Old Jul 13th 2016, 11:16 am
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Default Re: Hello and advice please

Hi, See Thread at.... http://britishexpats.com/forum/spain...-spain-867906/

If you are going to remain non resident in Spain then you can keep your UK registered car as long as you like in Spain, as long as it is street legal in the UK. This means that it needs to be MOT'd in the UK and insured while in Spain. (You cannot buy a Spanish registered car and drive it in the UK if you resident in the UK).
All this info is Pre Brexit, so this may change in the future.
HTH.

p.s. Checkout SAGA for long term vehicle insurance while in Spain.

Last edited by bolton wanderer; Jul 13th 2016 at 11:19 am.
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