ITV failure
Jan 20th 2015 | 3:45 am
#1
Thread Starter
Forum Regular
Joined: Sep 2013
Posts: 96
From: Pizarra
Re: Plants
My car has failed it's IVA. Am I allowed to drive while it is being sorted ready for next IVA?
Jan 20th 2015 | 4:53 am
#2
Joined: Jun 2006
Posts: 11,231
From: Granada Costa
Re: ITV failure
No, the rules say that you can only drive it to a garage for repair and back to the ITV station for a retest.
It tells you that on the back of the ITV report they gave you.
It tells you that on the back of the ITV report they gave you.
Jan 20th 2015 | 7:02 am
#3
Thread Starter
Forum Regular
Joined: Sep 2013
Posts: 96
From: Pizarra
Re: ITV failure
Thank you for info sorry put in wrong 'topic' but not as cued up to comps as most of you being 75 years old. will try to get it right in future
Jan 21st 2015 | 1:22 am
#4
BE Enthusiast
Joined: Aug 2007
Posts: 858
From: Los Martinez
Re: ITV failure
I'm surprised at this, I thought no cars ever failed the ITV. At least in this part of Murcia there seems to be a great many mobile scrapyards. Jose from the farm up the track from us has a Ford Fiesta held together with meccano riveted to other body panels, when that lets go it gets a good dose of duct tape.
Jan 21st 2015 | 1:47 am
#5
Joined: Jun 2006
Posts: 11,231
From: Granada Costa
Re: ITV failure
They never fail because they are never tested.
The fine for not having an ITV is only €100 (after the prompt payment discount). No loss of points is involved so it is cheaper to take a chance than spend hundreds fixing the car.
The fine for not having an ITV is only €100 (after the prompt payment discount). No loss of points is involved so it is cheaper to take a chance than spend hundreds fixing the car.
Jan 21st 2015 | 2:07 am
#6
BE Forum Addict
Joined: Jul 2007
Posts: 3,569
From: Finally now living in Lo Marabu, Rojales, and it feels like home
Re: ITV failure
Or you buy a 'guaranteed pass' same as in the UK, cash is king
Jan 21st 2015 | 2:15 am
#7
Lost in BE Cyberspace
Joined: Apr 2009
Posts: 7,749
Re: ITV failure
Driving without insurance is pretty serious, and having an accident and hurting or killing someone with no insurance is a serious crime
Jan 21st 2015 | 3:36 am
#8
Joined: Jun 2006
Posts: 11,231
From: Granada Costa
Re: ITV failure
On what do you base that statement? Does your car insurance policy have a clause in it to that effect?
I am insured with Linea Directa and my policy does not contain any such clause.
In fact, as this issue has been raised so often on various forums I took the trouble to ask LD that specific question. Their answer, documented via email, was that my insurance policy WOULD NOT be invalidated if I did not have a valid ITV.
Their only proviso was that if I was stopped and fined for not having an ITV, my policy extension, which covers dealing and challenging fines (gestion de multas), would not apply.
For your information, if you have an insurance policy, the insurance company can, under no circustances, invalidate the third party element of the cover, even if you lied when you applied or if you were drunk at the time. They are obliged under EU law to pay out any third party claim.
That said, they can sue you for the costs of doing so, but your insurance is still valid in the eyes of the law and you cannot be charged with driving without insurance - that only applies if you never had a policy at all. It's the same with driving licences. There is a severe penalty for driving without a licence but that does not apply to driving with an out of date licence.
I am insured with Linea Directa and my policy does not contain any such clause.
In fact, as this issue has been raised so often on various forums I took the trouble to ask LD that specific question. Their answer, documented via email, was that my insurance policy WOULD NOT be invalidated if I did not have a valid ITV.
Their only proviso was that if I was stopped and fined for not having an ITV, my policy extension, which covers dealing and challenging fines (gestion de multas), would not apply.
For your information, if you have an insurance policy, the insurance company can, under no circustances, invalidate the third party element of the cover, even if you lied when you applied or if you were drunk at the time. They are obliged under EU law to pay out any third party claim.
That said, they can sue you for the costs of doing so, but your insurance is still valid in the eyes of the law and you cannot be charged with driving without insurance - that only applies if you never had a policy at all. It's the same with driving licences. There is a severe penalty for driving without a licence but that does not apply to driving with an out of date licence.
Jan 21st 2015 | 3:48 am
#9
Lost in BE Cyberspace
Joined: Apr 2009
Posts: 7,749
Re: ITV failure
On what do you base that statement? Does your car insurance policy have a clause in it to that effect?
I am insured with Linea Directa and my policy does not contain any such clause.
In fact, as this issue has been raised so often on various forums I took the trouble to ask LD that specific question. Their answer, documented via email, was that my insurance policy WOULD NOT be invalidated if I did not have a valid ITV.
Their only proviso was that if I was stopped and fined for not having an ITV, my policy extension, which covers dealing and challenging fines (gestion de multas), would not apply.
For your information, if you have an insurance policy, the insurance company can, under no circustances, invalidate the third party element of the cover, even if you lied when you applied or if you were drunk at the time. They are obliged under EU law to pay out any third party claim.
That said, they can sue you for the costs of doing so, but your insurance is still valid in the eyes of the law and you cannot be charged with driving without insurance - that only applies if you never had a policy at all. It's the same with driving licences. There is a severe penalty for driving without a licence but that does not apply to driving with an out of date licence.
I am insured with Linea Directa and my policy does not contain any such clause.
In fact, as this issue has been raised so often on various forums I took the trouble to ask LD that specific question. Their answer, documented via email, was that my insurance policy WOULD NOT be invalidated if I did not have a valid ITV.
Their only proviso was that if I was stopped and fined for not having an ITV, my policy extension, which covers dealing and challenging fines (gestion de multas), would not apply.
For your information, if you have an insurance policy, the insurance company can, under no circustances, invalidate the third party element of the cover, even if you lied when you applied or if you were drunk at the time. They are obliged under EU law to pay out any third party claim.
That said, they can sue you for the costs of doing so, but your insurance is still valid in the eyes of the law and you cannot be charged with driving without insurance - that only applies if you never had a policy at all. It's the same with driving licences. There is a severe penalty for driving without a licence but that does not apply to driving with an out of date licence.
Jan 21st 2015 | 7:14 am
#10
Lost in BE Cyberspace
Joined: Jun 2005
Posts: 6,912
From: Puente Esuri
Re: ITV failure
On what do you base that statement? Does your car insurance policy have a clause in it to that effect?
I am insured with Linea Directa and my policy does not contain any such clause.
In fact, as this issue has been raised so often on various forums I took the trouble to ask LD that specific question. Their answer, documented via email, was that my insurance policy WOULD NOT be invalidated if I did not have a valid ITV.
Their only proviso was that if I was stopped and fined for not having an ITV, my policy extension, which covers dealing and challenging fines (gestion de multas), would not apply.
For your information, if you have an insurance policy, the insurance company can, under no circustances, invalidate the third party element of the cover, even if you lied when you applied or if you were drunk at the time. They are obliged under EU law to pay out any third party claim.
That said, they can sue you for the costs of doing so, but your insurance is still valid in the eyes of the law and you cannot be charged with driving without insurance - that only applies if you never had a policy at all. It's the same with driving licences. There is a severe penalty for driving without a licence but that does not apply to driving with an out of date licence.
I am insured with Linea Directa and my policy does not contain any such clause.
In fact, as this issue has been raised so often on various forums I took the trouble to ask LD that specific question. Their answer, documented via email, was that my insurance policy WOULD NOT be invalidated if I did not have a valid ITV.
Their only proviso was that if I was stopped and fined for not having an ITV, my policy extension, which covers dealing and challenging fines (gestion de multas), would not apply.
For your information, if you have an insurance policy, the insurance company can, under no circustances, invalidate the third party element of the cover, even if you lied when you applied or if you were drunk at the time. They are obliged under EU law to pay out any third party claim.
That said, they can sue you for the costs of doing so, but your insurance is still valid in the eyes of the law and you cannot be charged with driving without insurance - that only applies if you never had a policy at all. It's the same with driving licences. There is a severe penalty for driving without a licence but that does not apply to driving with an out of date licence.
Jan 21st 2015 | 8:12 am
#11
Banned
Joined: Oct 2012
Posts: 26,724
Re: ITV failure
I subscribe to the Monty Python view of insurance. Which is of course you are covered against almost everything until such time as you come to make a claim. Almost every motor insurance document I have seen has the get out clause that the vehicle must conform to the rules of the country in which it is being driven. Ie If the car should Not be on the road then the insurer has no more liability than the mandatory third party cover. Anything else . Monty python rules apply.
Jan 21st 2015 | 9:14 am
#12
BE Forum Addict
Joined: Jun 2009
Posts: 1,217
From: Valencia area
Re: ITV failure
And 3rd party is what Fred is referring to.
Now your own losses are another matter.
Now your own losses are another matter.
Jan 21st 2015 | 9:20 am
#13
Joined: Jun 2006
Posts: 11,231
From: Granada Costa
Re: ITV failure
The policy holder will get no compensation for any loss of his car or personal injury and will ultimately be responsible in law for the costs paid out by the company but the third party will be paid.
Also, in Spain if the third party in insured and the other driver has no insurance at all then the insurance Consorcio will cover the costs of the claim. Every insurance policy includes a small charge to cover this.
Last edited by Fred James; Jan 21st 2015 at 9:26 am.
Jan 21st 2015 | 10:19 am
#14
On the road again.
Joined: Aug 2008
Posts: 17,507
From: On Top of the World
Re: ITV failure
I presume by "costs" you mean that the policy holder is still ultimately responsible for the total amount paid out to the third party as a result of the claim ?
Jan 21st 2015 | 6:49 pm
#15
Joined: Jun 2006
Posts: 11,231
From: Granada Costa
Re: ITV failure
That's my understanding, but clearly it would depend on each individual case. If the culprit was not insured at all and the other vehicle was, then the Consorcio picks up the tab.
