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Re: Plants
My car has failed it's IVA. Am I allowed to drive while it is being sorted ready for next IVA?
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Re: ITV failure
No, the rules say that you can only drive it to a garage for repair and back to the ITV station for a retest.
It tells you that on the back of the ITV report they gave you. |
Re: ITV failure
Thank you for info sorry put in wrong 'topic' but not as cued up to comps as most of you being 75 years old. will try to get it right in future:ohmy::fingerscrossed:;)
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Re: ITV failure
I'm surprised at this, I thought no cars ever failed the ITV. At least in this part of Murcia there seems to be a great many mobile scrapyards. Jose from the farm up the track from us has a Ford Fiesta held together with meccano riveted to other body panels, when that lets go it gets a good dose of duct tape.
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Re: ITV failure
They never fail because they are never tested.
The fine for not having an ITV is only €100 (after the prompt payment discount). No loss of points is involved so it is cheaper to take a chance than spend hundreds fixing the car. |
Re: ITV failure
Originally Posted by Fred James
(Post 11540264)
They never fail because they are never tested.
The fine for not having an ITV is only €100 (after the prompt payment discount). No loss of points is involved so it is cheaper to take a chance than spend hundreds fixing the car. |
Re: ITV failure
Originally Posted by Fred James
(Post 11540264)
They never fail because they are never tested.
The fine for not having an ITV is only €100 (after the prompt payment discount). No loss of points is involved so it is cheaper to take a chance than spend hundreds fixing the car. Driving without insurance is pretty serious, and having an accident and hurting or killing someone with no insurance is a serious crime |
Re: ITV failure
On what do you base that statement? Does your car insurance policy have a clause in it to that effect?
I am insured with Linea Directa and my policy does not contain any such clause. In fact, as this issue has been raised so often on various forums I took the trouble to ask LD that specific question. Their answer, documented via email, was that my insurance policy WOULD NOT be invalidated if I did not have a valid ITV. Their only proviso was that if I was stopped and fined for not having an ITV, my policy extension, which covers dealing and challenging fines (gestion de multas), would not apply. For your information, if you have an insurance policy, the insurance company can, under no circustances, invalidate the third party element of the cover, even if you lied when you applied or if you were drunk at the time. They are obliged under EU law to pay out any third party claim. That said, they can sue you for the costs of doing so, but your insurance is still valid in the eyes of the law and you cannot be charged with driving without insurance - that only applies if you never had a policy at all. It's the same with driving licences. There is a severe penalty for driving without a licence but that does not apply to driving with an out of date licence. |
Re: ITV failure
Originally Posted by Fred James
(Post 11540381)
On what do you base that statement? Does your car insurance policy have a clause in it to that effect?
I am insured with Linea Directa and my policy does not contain any such clause. In fact, as this issue has been raised so often on various forums I took the trouble to ask LD that specific question. Their answer, documented via email, was that my insurance policy WOULD NOT be invalidated if I did not have a valid ITV. Their only proviso was that if I was stopped and fined for not having an ITV, my policy extension, which covers dealing and challenging fines (gestion de multas), would not apply. For your information, if you have an insurance policy, the insurance company can, under no circustances, invalidate the third party element of the cover, even if you lied when you applied or if you were drunk at the time. They are obliged under EU law to pay out any third party claim. That said, they can sue you for the costs of doing so, but your insurance is still valid in the eyes of the law and you cannot be charged with driving without insurance - that only applies if you never had a policy at all. It's the same with driving licences. There is a severe penalty for driving without a licence but that does not apply to driving with an out of date licence. |
Re: ITV failure
Originally Posted by Fred James
(Post 11540381)
On what do you base that statement? Does your car insurance policy have a clause in it to that effect?
I am insured with Linea Directa and my policy does not contain any such clause. In fact, as this issue has been raised so often on various forums I took the trouble to ask LD that specific question. Their answer, documented via email, was that my insurance policy WOULD NOT be invalidated if I did not have a valid ITV. Their only proviso was that if I was stopped and fined for not having an ITV, my policy extension, which covers dealing and challenging fines (gestion de multas), would not apply. For your information, if you have an insurance policy, the insurance company can, under no circustances, invalidate the third party element of the cover, even if you lied when you applied or if you were drunk at the time. They are obliged under EU law to pay out any third party claim. That said, they can sue you for the costs of doing so, but your insurance is still valid in the eyes of the law and you cannot be charged with driving without insurance - that only applies if you never had a policy at all. It's the same with driving licences. There is a severe penalty for driving without a licence but that does not apply to driving with an out of date licence. |
Re: ITV failure
I subscribe to the Monty Python view of insurance. Which is of course you are covered against almost everything until such time as you come to make a claim. Almost every motor insurance document I have seen has the get out clause that the vehicle must conform to the rules of the country in which it is being driven. Ie If the car should Not be on the road then the insurer has no more liability than the mandatory third party cover. Anything else . Monty python rules apply.
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Re: ITV failure
And 3rd party is what Fred is referring to.
Now your own losses are another matter. ;) |
Re: ITV failure
Originally Posted by EMR
(Post 11540775)
If the car should Not be on the road then the insurer has no more liability than the mandatory third party cover.
The policy holder will get no compensation for any loss of his car or personal injury and will ultimately be responsible in law for the costs paid out by the company but the third party will be paid. Also, in Spain if the third party in insured and the other driver has no insurance at all then the insurance Consorcio will cover the costs of the claim. Every insurance policy includes a small charge to cover this. |
Re: ITV failure
Originally Posted by Fred James
(Post 11540878)
The policy holder will get no compensation for any loss of his car or personal injury and will ultimately be responsible in law for the costs paid out by the company but the third party will be paid.
I presume by "costs" you mean that the policy holder is still ultimately responsible for the total amount paid out to the third party as a result of the claim ? |
Re: ITV failure
That's my understanding, but clearly it would depend on each individual case. If the culprit was not insured at all and the other vehicle was, then the Consorcio picks up the tab.
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