Insuring UK plated cars in Spain
#1
Insuring UK plated cars in Spain
I find it ammusing that there are insurance brokers on the Spanish costas selling 12 month policy`s for UK registerd cars, they are valid as I`ve had them and made two claims and both times I was paid out, where as people (gestors looking for work I guess) on this forum keep reminding us we are illegal after 3/6 months.
I once asked a broker for confirmation in writing that my policy was valid if the vehicle had no UK tax or MOT, they would not provide this but as I mentioned before they do pay out , and on every occaision I`ve been stopped (proberly 10)by traffico it`s been accepted which of course is the all important issue.
Rgds
Rotor
I once asked a broker for confirmation in writing that my policy was valid if the vehicle had no UK tax or MOT, they would not provide this but as I mentioned before they do pay out , and on every occaision I`ve been stopped (proberly 10)by traffico it`s been accepted which of course is the all important issue.
Rgds
Rotor
#2
Account Closed
Joined: Apr 2008
Posts: 1,002
Re: Insuring UK plated cars in Spain
Even more bizarre Rotor is that they accept or even require a Spanish ITV in some cases yet ignore the fact that the car is most likely not taxed at all in the UK so presumably SORNed.
#3
Re: Insuring UK plated cars in Spain
I find it ammusing that there are insurance brokers on the Spanish costas selling 12 month policy`s for UK registerd cars, they are valid as I`ve had them and made two claims and both times I was paid out, where as people (gestors looking for work I guess) on this forum keep reminding us we are illegal after 3/6 months.I once asked a broker for confirmation in writing that my policy was valid if the vehicle had no UK tax or MOT, they would not provide this but as I mentioned before they do pay out , and on every occaision I`ve been stopped (proberly 10)by traffico it`s been accepted which of course is the all important issue.
Rgds
Rotor
Rgds
Rotor
#4
Re: Insuring UK plated cars in Spain
I once made a total loss claim ,the car was washed out to sea!!, all they required was proof in the form of reciepts that the car was regulary serviced,
#5
Re: Insuring UK plated cars in Spain
Rgds
Rotor
#6
Account Closed
Joined: Apr 2008
Posts: 1,002
Re: Insuring UK plated cars in Spain
Hearing how many Spanish drivers have been driving around with absolutely no licence for years (and the news item of the fire engine driver in Japan who was using his father's licence) makes me far more worried as a road user.
#7
Re: Insuring UK plated cars in Spain
The illegal part is that you must be a resident of the UK and drive the car no more than up to six months of the year in Spain.
I still dispute the fact that they can insure something that is in the country illegally.
I spoke to the top dog at one of the companies that do insure them, and he said it`s not our fault if they don`t tell us they live here and not the UK.
Also if it is not taxed in the UK then it can be crushed, see the road tax ad. ;-))
Also if it has not been exported from the UK it is still on their books and liable to tax payments so you could also get a knock on the door from a guy with a bill and fines from DVLA, and possibly Spanish C and E for not importing it into Spain.
Just read driving your car outside of the UK on DVLA site and all your dreams will turn to reality. lol
I still dispute the fact that they can insure something that is in the country illegally.
I spoke to the top dog at one of the companies that do insure them, and he said it`s not our fault if they don`t tell us they live here and not the UK.
Also if it is not taxed in the UK then it can be crushed, see the road tax ad. ;-))
Also if it has not been exported from the UK it is still on their books and liable to tax payments so you could also get a knock on the door from a guy with a bill and fines from DVLA, and possibly Spanish C and E for not importing it into Spain.
Just read driving your car outside of the UK on DVLA site and all your dreams will turn to reality. lol
#8
Account Closed
Joined: Apr 2008
Posts: 1,002
Re: Insuring UK plated cars in Spain
That will be a duck with a hat on jdr, Ducks have been reading the "time gentlemen please" threads and are taking precautions these days
You're right of course that if you haven't SORNed or exported or scrapped your car in the UK you will be mounting debts there.
You're right of course that if you haven't SORNed or exported or scrapped your car in the UK you will be mounting debts there.
#9
Re: Insuring UK plated cars in Spain
The illegal part is that you must be a resident of the UK and drive the car no more than up to six months of the year in Spain.
I still dispute the fact that they can insure something that is in the country illegally.
I spoke to the top dog at one of the companies that do insure them, and he said it`s not our fault if they don`t tell us they live here and not the UK.
Also if it is not taxed in the UK then it can be crushed, see the road tax ad. ;-))
Also if it has not been exported from the UK it is still on their books and liable to tax payments so you could also get a knock on the door from a guy with a bill and fines from DVLA, and possibly Spanish C and E for not importing it into Spain.
Just read driving your car outside of the UK on DVLA site and all your dreams will turn to reality. lol
I still dispute the fact that they can insure something that is in the country illegally.
I spoke to the top dog at one of the companies that do insure them, and he said it`s not our fault if they don`t tell us they live here and not the UK.
Also if it is not taxed in the UK then it can be crushed, see the road tax ad. ;-))
Also if it has not been exported from the UK it is still on their books and liable to tax payments so you could also get a knock on the door from a guy with a bill and fines from DVLA, and possibly Spanish C and E for not importing it into Spain.
Just read driving your car outside of the UK on DVLA site and all your dreams will turn to reality. lol
Rgds
Rotor
#10
Forum Regular
Joined: Jul 2008
Posts: 153
Re: Insuring UK plated cars in Spain
No one has an argument with properly licensed, taxed, tested and insured vehicles from whatever country. Put it another way, you could hardly flag yourself up more than by buying a property or sending kids to school. So what is the advantage in not complying fully with the motoring rules?
#11
Re: Insuring UK plated cars in Spain
No one has an argument with properly licensed, taxed, tested and insured vehicles from whatever country. Put it another way, you could hardly flag yourself up more than by buying a property or sending kids to school. So what is the advantage in not complying fully with the motoring rules?
Rgds
Rotor
#12
Re: Insuring UK plated cars in Spain
The bottom line is that what you are doing is illegal here. I've come to Spain and I do all I can to do everything properly. I am, as we all are at the end of the day, guests in this country.
If you want to brag about the illegality of your car then fine my friend, but I'd very much appreciate it if you didn't do it here as it is against forum rule 3 and must cause much confusion for newbies here who aren't sure what the correct course of action is
Many thanks for your cooperation
#13
Forum Regular
Joined: Jul 2008
Posts: 153
Re: Insuring UK plated cars in Spain
Fair enough, but you want it all ways. You are not prepared to pay your dues in the UK nor Spain. If and when the Spanish police decide to enforce the rules what you are doing will not stand scrutiny. I just can't see it is worth it.
#14
Re: Insuring UK plated cars in Spain
Much better that than having your car seized eventually when you run out of luck!!!
The bottom line is that what you are doing is illegal here. I've come to Spain and I do all I can to do everything properly. I am, as we all are at the end of the day, guests in this country.
If you want to brag about the illegality of your car then fine my friend, but I'd very much appreciate it if you didn't do it here as it is against forum rule 3 and must cause much confusion for newbies here who aren't sure what the correct course of action is
Many thanks for your cooperation
The bottom line is that what you are doing is illegal here. I've come to Spain and I do all I can to do everything properly. I am, as we all are at the end of the day, guests in this country.
If you want to brag about the illegality of your car then fine my friend, but I'd very much appreciate it if you didn't do it here as it is against forum rule 3 and must cause much confusion for newbies here who aren't sure what the correct course of action is
Many thanks for your cooperation
Rgds
Rotor
#15
Forum Regular
Joined: Jul 2008
Posts: 153
Re: Insuring UK plated cars in Spain
So, how is it this car is still being used? Or do you have a number of "dodgy" cars at your disposal. Personally I am sick of all the clever ruses from my fellow country men. The designed for Canada (hence LHD) on UK plates or the imported from Belgium etc etc. Just go and buy a car from your local garage.