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-   -   Earthquake in Murcia (https://britishexpats.com/forum/spain-75/earthquake-murcia-716640/)

Fred James May 12th 2011 4:47 pm

Re: Earthquake in Murcia
 

Originally Posted by houdini1 (Post 9360196)
Hi everybody. Terrible event for all concerned. Swiss newspapers featured it prominently this morning with pictures. I have a question : Does house insurance cover the poor people who lost or had their properties damaged ? Or is it simply force majeur and simply tough luck ?

In Spain natural disasters are excluded from insurance policies.

However every insurance premium includes a significant contribution to the "Consorcio" which is a centrally held fund to cover these "uninsured" losses.

By all accounts, especially after the major floods we had in Andalucia a few years ago, they pay out very efficiently.

Dick Dasterdly May 12th 2011 4:51 pm

Re: Earthquake in Murcia
 

Originally Posted by houdini1 (Post 9360196)
Hi everybody. Terrible event for all concerned. Swiss newspapers featured it prominently this morning with pictures. I have a question : Does house insurance cover the poor people who lost or had their properties damaged ? Or is it simply force majeur and simply tough luck ?

Wondered that myself after the Japanese tragedy, though can't imagine insurance companies even beginning to deal with something that bad.

As far as the structures are concerned, I think there must be a few question marks regarding the more recent building standards in Lorca.

jaks123 May 12th 2011 4:59 pm

Re: Earthquake in Murcia
 

Originally Posted by The4BellsLondon (Post 9359016)
OOOh - just saw this on Canadian News - my parents have a place in LA Manga but are back in the UK at present , so not sure if it was felt there- about 100k away.

hi my daughter lives in torreiveja and said they never felt anything i myself am in the uk (nothing here)x

Fred James May 12th 2011 5:00 pm

Re: Earthquake in Murcia
 

Originally Posted by Dick Dasterdly (Post 9360232)
As far as the structures are concerned, I think there must be a few question marks regarding the more recent building standards in Lorca.

We need to wait and see what the situation really is. Most of the casualties seem to have been from falling masonry after they went outside after the first shock.

I am pretty sure my house would survive such a quake but I would bet that the two chimneys would fall off.

agoreira May 12th 2011 5:20 pm

Re: Earthquake in Murcia
 

Originally Posted by Fred James (Post 9360222)
In Spain natural disasters are excluded from insurance policies.

However every insurance premium includes a significant contribution to the "Consorcio" which is a centrally held fund to cover these "uninsured" losses.

By all accounts, especially after the major floods we had in Andalucia a few years ago, they pay out very efficiently.

Good answer!:) I'd never heard of it, but a quick google says exactly that, and that they should pay out within 3 months.
http://www.abc.es/20110512/economia/...105121515.html

jackytoo May 12th 2011 5:40 pm

Re: Earthquake in Murcia
 
Seen some videos of many people sleeping out in the open. The authorities didn't provide blankets, camp beds or anything. Surely they could have arranged something, the Japanese did and that was a lot worse.

Some blocks of modern flats seem to have collapsed.

Rosemary May 12th 2011 6:38 pm

Re: Earthquake in Murcia
 

Originally Posted by jackytoo (Post 9360342)
Seen some videos of many people sleeping out in the open. The authorities didn't provide blankets, camp beds or anything. Surely they could have arranged something, the Japanese did and that was a lot worse.

Some blocks of modern flats seem to have collapsed.

I know that you live in the UK now so have not had the opportunity to see the Spanish news coverage. I can assure you that there were a large number of tents, camp beds, blankets and plenty of food and water set up for the people.

Rosemary

jackytoo May 12th 2011 9:00 pm

Re: Earthquake in Murcia
 
There is the internet you know:blink: It was a spanish video I watched and there was nothing except white plastic patio chairs last night. According to the spanish news the tents only arrived today!

Rosemary May 12th 2011 9:14 pm

Re: Earthquake in Murcia
 

Originally Posted by jackytoo (Post 9360750)
There is the internet you know:blink: It was a spanish video I watched and there was nothing except white plastic patio chairs last night. According to the spanish news the tents only arrived today!

I think that you saw the sports ground of the local college. All told there were 30000 people outside last night, I doubt that anywhere could tent that amount of people in what would have been six or seven hours. Quoting the internet, "tens of thousands of residents slept outside in makeshift camps or on the streets." quote p.a.press.net
It is always strange that we see different things isnĀ“t it. Watching the TVE news this morning there were many people in tents and it was still dark.

Graham

agoreira May 12th 2011 9:22 pm

Re: Earthquake in Murcia
 

Originally Posted by jackytoo (Post 9360750)
There is the internet you know:blink: It was a spanish video I watched and there was nothing except white plastic patio chairs last night. According to the spanish news the tents only arrived today!

Yep, the world is a small place, you can watch Spanish tv, read Spanish papers anywhere in the world, that's how I normally keep up to date!;) TVE A La Carta, no need to miss anything.

mikelincs May 13th 2011 6:53 am

Re: Earthquake in Murcia
 

Originally Posted by The Oddities (Post 9360488)
I know that you live in the UK now so have not had the opportunity to see the Spanish news coverage. I can assure you that there were a large number of tents, camp beds, blankets and plenty of food and water set up for the people.

Rosemary

The BBC news showed that as well..

Rosemary May 13th 2011 7:56 am

Re: Earthquake in Murcia
 

Originally Posted by mikelincs (Post 9361524)
The BBC news showed that as well..

So no reason for anyone to think that the authorities have not reacted appropriately. I have nothing but admiration for their endeavours. Watched hours and hours of footage and seen some very distressing sights but also the warmth and helpfulness of the rescuers is very evident. Dealing with 30,000 displaced people is daunting, army personnel were sent immediately and I saw that the Red Cross were on the scene before the second quake.

A very sad business, we should all be congratulating them for their coping skills not knocking them.

Rosemary

jackytoo May 13th 2011 8:49 am

Re: Earthquake in Murcia
 
FGS...whatever. I make one post on what I saw and some have to turn it into an issue:thumbdown:

Relampago May 13th 2011 11:55 am

Re: Earthquake in Murcia
 

Originally Posted by Dick Dasterdly (Post 9359566)
Having seen the remnants of some previously affected occurrences, I would never even consider buying a property in a high risk area myself.

Dick

I'm from Murcia. Do you know how many eartquakes I have suffered in Murcia in all my life? One earthquake! On February 99 and 3.5 of Richter. And it was not of my area

The most seismic zone of Spain is the southeast, Murcia belongs to the southeast Spain, and in Murcia, one of the most seismic areas is Lorca, Mula, etc. And however, earthquakes are rare, so in generations never had consciousness or culture of earthquake. And this happens even in the most seismic country of Europe, Italy, or New Zealand in the "Pacific Ring of Fire"

Dick Dasterdly May 13th 2011 4:49 pm

Re: Earthquake in Murcia
 

Originally Posted by Relampago (Post 9361924)
Dick

I'm from Murcia. Do you know how many eartquakes I have suffered in Murcia in all my life? One earthquake! On February 99 and 3.5 of Richter. And it was not of my area

The most seismic zone of Spain is the southeast, Murcia belongs to the southeast Spain, and in Murcia, one of the most seismic areas is Lorca, Mula, etc. And however, earthquakes are rare, so in generations never had consciousness or culture of earthquake. And this happens even in the most seismic country of Europe, Italy, or New Zealand in the "Pacific Ring of Fire"

Probably only the one that you were aware off.
Minor tremors occur quite often in those high risk areas.
It's only a couple of weeks back that the Spanish news showed the collapsed frontal areas of some cave houses as a result of a minor tremor.
Having been around S.W. Spain a fair bit,I have seen quite a lot of old properties which have been deserted for similar reasons.
Whilst the risk of death or serious injury may not be great, I would think the risk of damage to the foundations of old properties out in the sticks is probably a factor worth considering.
Therefore not being a townie myself,I would definitely count those areas out in any property search.
Apart from that I don't much like the climate there either.


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