Cash a U.K. cheque in Spain
#1
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Cash a U.K. cheque in Spain
Hello there,
Someone know the best way to cash a U.K. cheque in Spain.
Someone know the best way to cash a U.K. cheque in Spain.
#2
Re: Cash a U.K. cheque in Spain
Pay it into your Spanish bank account and wait until it clears - possibly up to 2 weeks and they will probably charge commission.
#3
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Re: Cash a U.K. cheque in Spain
Hello,
Thanks for the answer.
i checked that with my spanish bank this morning Openbank (internet bank of Santander) and they told me
that in Santander only accept cheques in euros and nationals.
Thanks for the answer.
i checked that with my spanish bank this morning Openbank (internet bank of Santander) and they told me
that in Santander only accept cheques in euros and nationals.
#4
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Re: Cash a U.K. cheque in Spain
'probably charge commission.' Probably? I think it is a racing certainty....
#5
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Re: Cash a U.K. cheque in Spain
Better to ask somebody going back to UK to pay it in for you or if you don't have a UK bank A/C give you the equivalent Euros and pay it into their own.
#7
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Re: Cash a U.K. cheque in Spain
I have, in the past, posted sterling cheques to my bank in the UK (First Direct) with a completed paying-in slip and a covering letter asking for them to be paid into my account. Usually it has worked well, but on the last occasion the letter went missing in the post and I had to ask for a replacement cheque (from HMRC for a tax refund, it took almost 2 months for the replacement to be issued) so there can be problems. You could also post it to a relative or friend in the UK and ask them to pay it in for you, but again you run the risk of postal problems.
#8
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Re: Cash a U.K. cheque in Spain
I have, in the past, posted sterling cheques to my bank in the UK (First Direct) with a completed paying-in slip and a covering letter asking for them to be paid into my account. Usually it has worked well, but on the last occasion the letter went missing in the post and I had to ask for a replacement cheque (from HMRC for a tax refund, it took almost 2 months for the replacement to be issued) so there can be problems. You could also post it to a relative or friend in the UK and ask them to pay it in for you, but again you run the risk of postal problems.
#9
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Re: Cash a U.K. cheque in Spain
I have, in the past, posted sterling cheques to my bank in the UK (First Direct) with a completed paying-in slip and a covering letter asking for them to be paid into my account. Usually it has worked well, but on the last occasion the letter went missing in the post and I had to ask for a replacement cheque (from HMRC for a tax refund, it took almost 2 months for the replacement to be issued) so there can be problems. You could also post it to a relative or friend in the UK and ask them to pay it in for you, but again you run the risk of postal problems.
Pete.
Last edited by teuchterpete; Oct 31st 2019 at 10:01 pm.
#10
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Re: Cash a U.K. cheque in Spain
By the way,, for how long is valid a U.K. cheque to cash it?
#12
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Re: Cash a U.K. cheque in Spain
Do behave, clearly I meant somebody you know and trust but in any case if it's from a business or an official body then it's not going to bounce, few other entities would send a cheque these days or at least not without prior arrangement.
HMRC for instance still send tax refund cheques to overseas residents, had one myself not so long ago.
Glad I'm not the pessimist you seem to be!
HMRC for instance still send tax refund cheques to overseas residents, had one myself not so long ago.
Glad I'm not the pessimist you seem to be!
#13
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Re: Cash a U.K. cheque in Spain
I didn't think it was possible for someone to pay a cheque into their account which isn't made payable to them, any more - not since all cheques started having A/c payee only printed on them. Many years ago, I know the payee could countersign the cheque to allow it to be paid into someone else's account
http://www.bankaccountadvice.co.uk/c...o-account.html
http://www.bankaccountadvice.co.uk/c...o-account.html
#14
Re: Cash a U.K. cheque in Spain
It used to be very common to write a "portador" cheque. Basically, that instructs your bank to pay the bearer. These were almost like currency, tradespeople used to pass them around to settle their accounts and you most likely had no idea who eventually cashed it. I doubt you can do that now!