Cash a U.K. cheque in Spain
 

Hello there,
Someone know the best way to cash a U.K. cheque in Spain.

Re: Cash a U.K. cheque in Spain
 

Pay it into your Spanish bank account and wait until it clears - possibly up to 2 weeks and they will probably charge commission.

Re: Cash a U.K. cheque in Spain
 

Hello,

Thanks for the answer.
i checked that with my spanish bank this morning Openbank (internet bank of Santander) and they told me
that in Santander only accept cheques in euros and nationals.

Re: Cash a U.K. cheque in Spain
 

'probably charge commission.' Probably? I think it is a racing certainty....

Re: Cash a U.K. cheque in Spain
 

Better to ask somebody going back to UK to pay it in for you or if you don't have a UK bank A/C give you the equivalent Euros and pay it into their own.

Re: Cash a U.K. cheque in Spain
 

And when it bounces - what then!!

Re: Cash a U.K. cheque in Spain
 

I have, in the past, posted sterling cheques to my bank in the UK (First Direct) with a completed paying-in slip and a covering letter asking for them to be paid into my account. Usually it has worked well, but on the last occasion the letter went missing in the post and I had to ask for a replacement cheque (from HMRC for a tax refund, it took almost 2 months for the replacement to be issued) so there can be problems. You could also post it to a relative or friend in the UK and ask them to pay it in for you, but again you run the risk of postal problems.

Re: Cash a U.K. cheque in Spain
 

Simple, effective and very little money would be to post it "certificado international"

Re: Cash a U.K. cheque in Spain
 

I did the same with my bank in Scotland ( Clydesdale) Just printed off a copy of my last statement and cut top off with my details. posted it off to them together with cheque no problems. I had previously contacted the telephone banking number and they said it was fine to do it that way.
Pete.

Re: Cash a U.K. cheque in Spain
 

By the way,, for how long is valid a U.K. cheque to cash it?

Re: Cash a U.K. cheque in Spain
 

Six months from the date of issue.

Re: Cash a U.K. cheque in Spain
 

Do behave, clearly I meant somebody you know and trust but in any case if it's from a business or an official body then it's not going to bounce, few other entities would send a cheque these days or at least not without prior arrangement.

HMRC for instance still send tax refund cheques to overseas residents, had one myself not so long ago.

Glad I'm not the pessimist you seem to be!

Re: Cash a U.K. cheque in Spain
 

I didn't think it was possible for someone to pay a cheque into their account which isn't made payable to them, any more - not since all cheques started having A/c payee only printed on them. Many years ago, I know the payee could countersign the cheque to allow it to be paid into someone else's account

http://www.bankaccountadvice.co.uk/c...o-account.html

Re: Cash a U.K. cheque in Spain
 

It used to be very common to write a "portador" cheque. Basically, that instructs your bank to pay the bearer. These were almost like currency, tradespeople used to pass them around to settle their accounts and you most likely had no idea who eventually cashed it. I doubt you can do that now!

Re: Cash a U.K. cheque in Spain
 

Have you asked your bank for advice?