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Old May 3rd 2011 | 11:18 pm
  #1  
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Default Can I,

insure a car registered in someone elses name ?
 
Old May 3rd 2011 | 11:30 pm
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Default Re: Can I,

Yes, well Linea Directa do.
 
Old May 3rd 2011 | 11:37 pm
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Default Re: Can I,

You can probably pay the dues, but I would think the policy would be in the owners name, otherwise you would get pulled by the onboard police camera
as vehicle uninsured.
 
Old May 3rd 2011 | 11:48 pm
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Default Re: Can I,

Originally Posted by jdr
You can probably pay the dues, but I would think the policy would be in the owners name, otherwise you would get pulled by the onboard police camera
as vehicle uninsured.
It's the vehicle i want to insure, but for any driver.
 
Old May 4th 2011 | 12:13 am
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Default Re: Can I,

Why not get the owner to insure it for any driver?
 
Old May 4th 2011 | 12:30 am
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Default Re: Can I,

Originally Posted by Casa Santo Estevo
Why not get the owner to insure it for any driver?
Because the owner has no credit card or bank account over here.
 
Old May 4th 2011 | 1:10 am
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Default Re: Can I,

Originally Posted by busters mum
It's the vehicle i want to insure, but for any driver.
That`s what I mean, it looks up the owners details and insurance policy etc, if it`s not in the right names they will stop you.
 
Old May 4th 2011 | 1:17 am
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Default Re: Can I,

so go to an agent/Gestoría and pay by cash.

I would have thought they would have had to pay taxes for their house and road tax for the car via a bank account; no?
 
Old May 4th 2011 | 1:31 am
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Default Re: Can I,

I would have thought they would have had to pay taxes for their house and road tax for the car via a bank account; no?[/QUOTE]

No, house is rented so the don't pay house tax, car bills come by post, they take cash to the bank and pay, i do this for my road tax.
 
Old May 4th 2011 | 1:41 am
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Default Re: Can I,

I pay car insurance, with Linea Directa, through my bank, for a car not registered in my name. The yearly certificate comes out with the owner's name, but the bank payment details are in my name, I've just checked.
 
Old May 4th 2011 | 1:54 am
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Default Re: Can I,

Originally Posted by HBG
I pay car insurance, with Linea Directa, through my bank, for a car not registered in my name. The yearly certificate comes out with the owner's name, but the bank payment details are in my name, I've just checked.
Perfect, can you post a link so i could do it in English
 
Old May 4th 2011 | 1:55 am
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Default Re: Can I,

Originally Posted by busters mum
I would have thought they would have had to pay taxes for their house and road tax for the car via a bank account; no?

No, house is rented so the don't pay house tax, car bills come by post, they take cash to the bank and pay, i do this for my road tax.

I see life is complicated then.
 
Old May 4th 2011 | 2:01 am
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Default Re: Can I,

Originally Posted by Casa Santo Estevo
I see life is complicated then.
Not really, i don't like to pay with direct debit unless unavoidable, reason being, we once had an electric bill in the uk for just under 5,000 pounds, and paid by direct debit !!!
The guy that read the bill had read the first digit wrong the bill should have been 68 pounds. It took bloody ages to get the money refunded.
 
Old May 4th 2011 | 2:22 am
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Default Re: Can I,

Originally Posted by busters mum

No, house is rented so the don't pay house tax, car bills come by post, they take cash to the bank and pay, i do this for my road tax.
So assuming these people are in Spain, why dont they get the payment details from the insurance company and go and pay it in a bank themselves.

Also if they have cash to pay rent etc I assume they are withdrawing it from ATM´s so why not pay with that card?
 
Old May 4th 2011 | 2:31 am
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Default Re: Can I,

It's normal in Spain for Mummy and Daddy to own the car and for son or daughter to be insured on the vehicle, much cheaper.

Policy will be in the name of the person that takes out the policy. Ownership isn't an issue.

My OH carries a copy of the owner's DNI with him, in the car.

Police won't care so long as the ins policy payment details are for the car (correct registration on payment slip).

Edit: being a relative shouldn't matter, as the surnames for parent and child will be different anyway and therefore not recognisible as relatives.

Last edited by avocados; May 4th 2011 at 2:34 am.
 


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