busters mum

insure a car registered in someone elses name ?

bxpuser24710519

Yes, well Linea Directa do.

jdr

You can probably pay the dues, but I would think the policy would be in the owners name, otherwise you would get pulled by the onboard police camera
as vehicle uninsured.

busters mum

It's the vehicle i want to insure, but for any driver.

Casa Santo Estevo

Why not get the owner to insure it for any driver?

busters mum

Because the owner has no credit card or bank account over here.

jdr

That`s what I mean, it looks up the owners details and insurance policy etc, if it`s not in the right names they will stop you.

Casa Santo Estevo

so go to an agent/Gestoría and pay by cash.

I would have thought they would have had to pay taxes for their house and road tax for the car via a bank account; no?

busters mum

I would have thought they would have had to pay taxes for their house and road tax for the car via a bank account; no?[/QUOTE]

No, house is rented so the don't pay house tax, car bills come by post, they take cash to the bank and pay, i do this for my road tax.

HBG

I pay car insurance, with Linea Directa, through my bank, for a car not registered in my name. The yearly certificate comes out with the owner's name, but the bank payment details are in my name, I've just checked.

busters mum

Perfect, can you post a link so i could do it in English

Casa Santo Estevo

I see life is complicated then.

busters mum

Not really, i don't like to pay with direct debit unless unavoidable, reason being, we once had an electric bill in the uk for just under 5,000 pounds, and paid by direct debit !!!
The guy that read the bill had read the first digit wrong the bill should have been 68 pounds. It took bloody ages to get the money refunded.

whitelinen

So assuming these people are in Spain, why dont they get the payment details from the insurance company and go and pay it in a bank themselves.

Also if they have cash to pay rent etc I assume they are withdrawing it from ATM´s so why not pay with that card?

avocados

It's normal in Spain for Mummy and Daddy to own the car and for son or daughter to be insured on the vehicle, much cheaper.

Policy will be in the name of the person that takes out the policy. Ownership isn't an issue.

My OH carries a copy of the owner's DNI with him, in the car.

Police won't care so long as the ins policy payment details are for the car (correct registration on payment slip).

Edit: being a relative shouldn't matter, as the surnames for parent and child will be different anyway and therefore not recognisible as relatives.