British Expats - Search Results

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Forum: Moving back or to the UK

Dec 15th 2024, 7:57 am

Replies: 1

RRSP and returning to UK?

Views: 1,280

Posted By Kryten

RRSP and returning to UK?

Hi, I am a brit living in Canada and have been for quite some time, but I am considering moving back home to the UK for personal reasons. I have an RRSP with WealthSimple, which if I return back, I...

Forum: Canada

Apr 17th 2023, 6:42 am

Replies: 4

Expected tax refund but end up owing

Views: 1,128

Posted By Kryten

Re: Expected tax refund but end up owing

You can use online tax software to tell you what you might get (or have to pay), and you only pay when you file.

Forum: Canada

Mar 8th 2023, 6:07 am

Replies: 4

Tax on UK pension

Views: 1,236

Posted By Kryten

Re: Tax on UK pension

A follow up on this. I spoke with someone at the CRA today, and asked the question and the response I got was what we all expect, that it is taxable income in Canada. He said the UK tax free portion...

Forum: Canada

Mar 5th 2023, 4:53 am

Replies: 4

Tax on UK pension

Views: 1,236

Posted By Kryten

Tax on UK pension

Think I know the answer to this question and I think it has been asked too, but I couldn't find it in a search in the forums. My wife started to receive some income from a pension last year from her...

Forum: Canada

Feb 24th 2023, 12:17 pm

Replies: 9

Likely going to Canada

Views: 1,679

Posted By Kryten

Re: Likely going to Canada

No we had to sell it, because the agent was just lazy and didn't do anything to promote it. Because we still had a mortgage and we were renting it was killing us, so we sold. If you ever do sell...

Forum: Canada

Feb 24th 2023, 11:47 am

Replies: 9

Likely going to Canada

Views: 1,679

Posted By Kryten

Re: Likely going to Canada

Congratulations! Hope you have a great experience. Sounds like you have done some good research already. My tuppence (FWIW) as we did the same a little over 20 years ago now. Great idea to rent for...

Forum: Canada

Nov 13th 2022, 6:43 am

Replies: 8

UK Government Gateway - HMRC

Views: 4,016

Posted By Kryten

Re: UK Government Gateway - HMRC

Pretty sure they will text any number. I have just logged into my account OK, and I live in Canada and the SMS verification code is always sent to my Canadian cell phone with no issue.
OK re-reading...

Forum: Canada

Sep 12th 2022, 1:45 pm

Replies: 2

Iban or swift

Views: 996

Posted By Kryten

Re: Iban or swift

As a matter of fact I have been looking at this very thing tonight. From a web page on the TD website:
"Please note that TD Canada Trust does not have an IBAN (International Standard for Bank...

Forum: Canada

Mar 27th 2022, 6:02 am

Replies: 41

Nice places to live with a family in New Brunswick.

Views: 10,080

Posted By Kryten

Re: Nice places to live with a family in New Brunswick.

As it is said in Toronto, there are only two seasons: Winter and Construction :-)

Forum: Canada

Feb 22nd 2022, 1:46 am

Replies: 7

Opening a UK based SIPP

Views: 1,748

Posted By Kryten

Re: Opening a UK based SIPP

And Hargreaves Lansdown will allow non-UK residents to open a SIPP if they live in the EAA! BH! What is it with these companies?! I only want to consolidate some old pensions so that I can draw down...

Forum: Canada

Feb 21st 2022, 7:08 am

Replies: 14

National Insurance Top Up Contributions

Views: 2,791

Posted By Kryten

Re: National Insurance Top Up Contributions

If you can top up at the Class 2 rate then it really is worth it IMO, not so convinced about topping up at the Class 3 rate.

Forum: Canada

Jan 3rd 2022, 7:42 am

Replies: 6

EQ and NEO banks??

Views: 857

Posted By Kryten

Re: EQ and NEO banks??

I would concur about Tangerine. I moved all my accounts from TD last year and saved a lot on monthly fees. The only thing about Tangerine compared to TD is that I find their web banking and smart app...

Forum: Canada

Dec 30th 2021, 7:08 am

Replies: 7

Opening a UK based SIPP

Views: 1,748

Posted By Kryten

Re: Opening a UK based SIPP

Actually A J Bell will allow non-UK residents to open a SIPP, but not if you reside in Canada (see section 10.5 of their terms and conditions...

Forum: Canada

Dec 29th 2021, 12:24 pm

Replies: 7

Opening a UK based SIPP

Views: 1,748

Posted By Kryten

Opening a UK based SIPP

Hi, I have had a look through the threads here and whilst there is some info, it's not quite what I am after and perhaps a little out of date. My question is similar to a thread started at...

Forum: Canada

Dec 29th 2021, 3:20 am

Replies: 32

Transferring funds UK - Canada

Views: 5,804

Posted By Kryten

Re: Transferring funds UK - Canada

(My first post) apologies if this has been covered elsewhere, so does the panel think then Wise is a good way of transferring funds on a regular basis to Canada, like if one was receiving a pension...

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