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Search: Posts Made By: dibyrne
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Forum: Spain
Jun 3rd 2016, 11:33 pm
Replies: 49
Views: 6,928
Posted By dibyrne

Re: Underestimated costs

One of the biggest considerations for us is our ages. I'm in my early forties and my husband his early fifties. We're now not so sure about retireing at our age - could we fill our days. We both...
Forum: Spain
Jun 3rd 2016, 8:40 am
Replies: 49
Views: 6,928
Posted By dibyrne

Re: Underestimated costs

Thanks for the tip, although we're now rethinking our whole strategy of moving to Spain. Our last recce raised some questions we need to work out.
Forum: Spain
Jun 1st 2016, 10:56 pm
Replies: 49
Views: 6,928
Posted By dibyrne

Re: Underestimated costs

Management fees - 10% 2000
Boiler maintenance and gas certs - 200
Maintenance 1% of value - 2500
Void - typically about 5% - 1000

Total = 5,700
20k - circa 6k = 14k. And I'd get even less if...
Forum: Spain
Jun 1st 2016, 10:33 pm
Replies: 49
Views: 6,928
Posted By dibyrne

Re: Underestimated costs

Depends where you go and what you invest in. We have a few dotted around the south of the UK and i agree you'd be lucky to get 5%. For example, I have one in Exeter worth 250k and its only making...
Forum: Spain
Jun 1st 2016, 10:35 am
Replies: 49
Views: 6,928
Posted By dibyrne

Re: Underestimated costs

Thanks for your ideas, so places I am not familiar with, so will do some research. We did look at Moraira, but it was a little out of the way for the school, but also not much sub-€300k which was not...
Forum: Spain
Jun 1st 2016, 8:41 am
Replies: 49
Views: 6,928
Posted By dibyrne

Re: Underestimated costs

I'm open to other prospects, but it's the mixture of beautiful mountainous area that, in contrast to some of the cheaper areas, is not too overbuilt and does not look like a wastelcnd, locals and...
Forum: Spain
May 31st 2016, 6:50 pm
Replies: 49
Views: 6,928
Posted By dibyrne

Re: Underestimated costs

For us the consideration is how to best use the cash - buy in Spain or use the money to buy a cash generating asset. We use BTL as it's what we know. With BTL I can get 8% yield, so £250k in UK...
Forum: Spain
May 31st 2016, 6:38 pm
Replies: 49
Views: 6,928
Posted By dibyrne

Re: Underestimated costs

Xabia International College.
Forum: Spain
May 30th 2016, 5:07 pm
Replies: 49
Views: 6,928
Posted By dibyrne

Re: Underestimated costs

The issue is there really is not much to rent. If there is it is usually winter lets, and the market is a bit on the volatile side here, so tenure is a bit unstable, and we don't want to be moving...
Forum: Spain
May 30th 2016, 4:03 pm
Replies: 49
Views: 6,928
Posted By dibyrne

Underestimated costs

We're having to rework our budget as we underestimated the cost of property. The initial plan was to just rent, but rentals are far more expensive than we first thought and also hard to come by...
Forum: Spain
May 27th 2016, 6:38 pm
Replies: 17
Views: 4,470
Posted By dibyrne

Re: Javea property prices

I agree it is a good spot, and we did look at the area at the back of the road to Jesus Pobre. Did not see anything for sale. Does that area have a name (other than the area behind the Jesus Pobre...
Forum: Spain
May 26th 2016, 11:38 am
Replies: 17
Views: 4,470
Posted By dibyrne

Re: Javea property prices

When you say dreadful urbs, do you mean places like Pinosol and Rafalet, or the surrounding towns. Most of what is on offer is in the surrounding urbanisations. Unless you have 600k to spend on a...
Forum: Spain
May 25th 2016, 8:47 pm
Replies: 17
Views: 4,470
Posted By dibyrne

Re: Javea property prices

My son will be going to XIC, so anywhere within a 20 min radius.
Forum: Spain
May 25th 2016, 1:50 pm
Replies: 17
Views: 4,470
Posted By dibyrne

Re: Javea property prices

Thanks for the feedback. Interestingly, after viewing a number of properties and talking to agents, there seems to be a fair bit more wriggle room in the asking price when they think you are about to...
Forum: Spain
May 23rd 2016, 9:40 pm
Replies: 17
Views: 4,470
Posted By dibyrne

Re: Javea property prices

We are looking at a couple of villas tomorrow in Moraira, but not so sure. We were told it's a bit of a ghost town in the winter. Are they right?
Forum: Spain
May 23rd 2016, 8:52 am
Replies: 17
Views: 4,470
Posted By dibyrne

Re: Javea property prices

How do you determine what is overpriced? We're casting a fairly wide net, but still want to be no more than 20 mins from Javea for school. If the prices being asked are achieved then presumably this...
Forum: Spain
May 23rd 2016, 7:20 am
Replies: 17
Views: 4,470
Posted By dibyrne

Javea property prices

We're in Javea at the moment looking at options for houses. The agents are insisting the market is on the rise and villas in Javea and surrounding villages, such as Jesus Pobre, are achieving close...
Forum: Spain
Apr 21st 2016, 9:40 am
Replies: 16
Views: 6,200
Posted By dibyrne

Re: I hate Spain (bullying)

We're planning on the costa blanca, inland a little from Javea. We're going for a look-see in three weeks and will visit some of the schools in the area.
Forum: Spain
Apr 20th 2016, 1:01 pm
Replies: 16
Views: 6,200
Posted By dibyrne

I hate Spain (bullying)

I came across the following post:

I Hate Spain - I Hate Living in Spain & The Spanish... (http://www.spainmadesimple.com/moving-to-spain/i-hate-spain/)

Amongst some of the responses I came...
Forum: Spain
Apr 19th 2016, 3:46 pm
Replies: 3
Views: 751
Posted By dibyrne

Re: Rental Property in UK

Thanks. Funnily enough my husband did speak to Blevins Franks an hour ago. The nice man he spoke to gave us a bit of free advice Basically wrapping it in a company could be complex and a problem...
Forum: Spain
Apr 19th 2016, 8:29 am
Replies: 3
Views: 751
Posted By dibyrne

Rental Property in UK

Hoping someone could help or point me in the direction of an adviser. We're just about to buy some rental property in the UK (we are currently UK based and will be moving to Spain in about 6...
Forum: Spain
Nov 20th 2015, 6:06 pm
Replies: 10
Views: 1,088
Posted By dibyrne

Re: School for my son

Thanks for the advice. I think the next step for us is to have a bit of a reconnoiter in the spring and contact the schools directly.
Forum: Spain
Nov 15th 2015, 11:58 am
Replies: 10
Views: 1,088
Posted By dibyrne

Re: School for my son

Thanks. Yes, I did see that. I have also read fees can range from e100 per month to 1000.
Forum: Spain
Nov 15th 2015, 10:37 am
Replies: 10
Views: 1,088
Posted By dibyrne

Re: School for my son

Thank you for your replies.

I suppose my worries came from the odd anecdote here and there about bullying, aggression, problems fitting in, lack of support from the school when issues do arise...
Forum: Spain
Nov 14th 2015, 4:07 pm
Replies: 10
Views: 1,088
Posted By dibyrne

School for my son

Hi to you all.

I'm new to the forum, but have been visiting for a while now and most of the questions I had have already been answered in others' posts. Though I do have concerns over my son's...
Showing results 1 to 25 of 25


 
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