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Search: Posts Made By: Peter Crawley
Showing results 1 to 25 of 26
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Forum: Middle East
Mar 22nd 2017, 5:18 pm
Replies: 10
Views: 943
Posted By Peter Crawley

Re: Another UAE QROPS firm has permissions suspended

I suspect that the reasoning behind this was to "kill" that part of the market where the individual retires in a different country to where the QROPS is based,though EU rules stopped this for the EU...
Forum: Middle East
Mar 22nd 2017, 6:16 am
Replies: 10
Views: 943
Posted By Peter Crawley

Re: Another UAE QROPS firm has permissions suspended

I had some similar comment made when I raised concerns about a New Zealand QROPS a few years back. That scheme was later removed by HMRC as it was a liberation scheme and hundreds of expats are...
Forum: Middle East
Mar 22nd 2017, 5:24 am
Replies: 10
Views: 943
Posted By Peter Crawley

Re: Another UAE QROPS firm has permissions suspended

I have been told that the UK FCA is now looking closely at the collusion between non-UK firms and UK firms where these pension trasnfers are arranged. My suspicions are, unless someone from the firm...
Forum: Middle East
Mar 21st 2017, 8:21 pm
Replies: 10
Views: 943
Posted By Peter Crawley

Another UAE QROPS firm has permissions suspended

There seems to be a lot going on in the overseas pension advice sector. Last week the UK Chancellor introduced a 25% tax charge for many expats that want to transfer a pension.

Now, another firm...
Forum: Spain
Jul 14th 2014, 6:24 am
Replies: 4
Views: 4,551
Posted By Peter Crawley

QROPS - Class Action

I used to contribute some comments on this site, but am now retired. It could not come soon enough, and have gone home.

But, I thought I would post this in case anyone over there is affected.

I...
Forum: Thailand
Mar 22nd 2013, 9:20 am
Replies: 15
Views: 8,830
Posted By Peter Crawley

Re: Anybody had any dealings with Abbey Financial Services

One of the minefields is the issue of Double Taxation Agreements. I have just "googled" Malta's and cannot find Thailand. So, if this is correct, Malta could deduct up to 35% income tax on the income...
Forum: Portugal
Nov 13th 2012, 1:21 pm
Replies: 62
Views: 9,691
Posted By Peter Crawley

Re: Pension from onother country and tax.

Clear as mud, I have never read so much tripe in my life.

There is no "fund" in your name in the Police Pension Scheme. If you opt out you are given a CETV (Cash Equivalent Transfer Value). At...
Forum: Cyprus
Aug 15th 2012, 7:32 am
Replies: 4
Views: 1,925
Posted By Peter Crawley

Cyprus removed from QROPS list

I noticed this story on an expat forum...

http://www.iexpats.com/2012/08/qrops-mystery-as-cyprus-disappears-from-hmrc-list/

Not sure if it affects anyone over there, but this may perhaps be of...
Forum: Europe
Jul 31st 2012, 1:54 pm
Replies: 12
Views: 2,286
Posted By Peter Crawley

Re: QROPS

I have read the rules on the Malta website.

I think Otto means that income won't be paid in year 2 of retirement, before the first tax return is completed and then the same issues will occur on an...
Forum: Europe
Apr 27th 2012, 12:15 pm
Replies: 12
Views: 2,286
Posted By Peter Crawley

Re: QROPS

Whilst not aimed specifically at QROPS, bearing in mind my comment above, I think this article from an FT newspaper is worth looking at. The FSA are cracking down on such transfers
...
Forum: Europe
Apr 25th 2012, 9:06 am
Replies: 12
Views: 2,286
Posted By Peter Crawley

Re: QROPS

Absolutely no idea.

Mind you, if everyman and his dog is now moving their pensions to one location that seems to have only a few QROPS providers I would be worried about a severe admin failure.
...
Forum: Europe
Apr 17th 2012, 5:53 am
Replies: 12
Views: 2,286
Posted By Peter Crawley

Re: QROPS

My opinion, for what it is worth, is the HMRC have decided that QROPS will be run the way HMRC want them to be run and will not accept any loose interpretations of the rules. HMRC seemed to take a...
Forum: Europe
Apr 16th 2012, 7:10 am
Replies: 12
Views: 2,286
Posted By Peter Crawley

Re: QROPS

Do you have any reference to this possibilty? I am not suggesting that this will not happen, but is it possible that HMRC have drawn a line under the past with the change of rules to stop access to...
Forum: Europe
Apr 10th 2012, 6:57 am
Replies: 12
Views: 2,286
Posted By Peter Crawley

Re: QROPS

Someone has just pointed out to me that HMRC have taken down the list of recognised QROPS, the suggestion being that there will be a considerable number of changes.
...
Forum: Europe
Feb 28th 2012, 8:40 am
Replies: 1
Views: 1,098
Posted By Peter Crawley

Re: Pension Unlocking ( Reciprocation) Schemes

Things have moved on a bit since this was posted. Over the weekend, The Pensions Regulator in the UK issued a joint warning with The Financial Services Authority and HMRC on releasing cash from...
Forum: Germany
Dec 13th 2011, 7:39 am
Replies: 1
Views: 1,790
Posted By Peter Crawley

Re: Pension transfer

This is the link to the UK Inland Revenue QROPS list http://www.hmrc.gov.uk/pensionschemes/qrops.pdf

You will see that Germany has a number of firms that offer this. Try contacting them directly....
Forum: Europe
Dec 8th 2011, 6:59 am
Replies: 91
Views: 20,499
Posted By Peter Crawley

Re: QROPS

This is the only time that I have seen a constructive discussion about this subject on a forum. It would be useful if people could put up credible links to updates on the progress of these reforms.
Forum: Europe
Dec 7th 2011, 10:34 am
Replies: 91
Views: 20,499
Posted By Peter Crawley

Re: QROPS

The new proposals make a lot of the discussions about QROPS and cashing in pensions redundant.

For ordinary QROPS holders there is the Devil in the detail. Scheme managers must tax non-residents...
Forum: Europe
Dec 5th 2011, 6:58 am
Replies: 91
Views: 20,499
Posted By Peter Crawley

Re: QROPS

I sometimes wonder if HMRC script their rules in the Tower of Babel. There are so many different opinions from people, all of whom think they are right.

If HMRC are targetting QROPS, what are they...
Forum: Europe
Dec 2nd 2011, 6:49 am
Replies: 91
Views: 20,499
Posted By Peter Crawley

Re: QROPS

Having thought about it, I think you are right. It would get swamped with advertising of one sort or another. No one wants to get mugged :blink:
Forum: Europe
Dec 1st 2011, 10:05 am
Replies: 91
Views: 20,499
Posted By Peter Crawley

Re: QROPS

Due to the complex nature of the advice that is needed, I am sure some people will be of the same opinion. However, as this is potentially a useful financial planning tool, UK expats do need clear...
Forum: Europe
Dec 1st 2011, 6:03 am
Replies: 91
Views: 20,499
Posted By Peter Crawley

Re: QROPS

I cannot argue with that. Hence my comment " as best you can".

I suppose the ónly analagy I can use is something like " You cannot guarantee that you car won't be stolen, but if you lock it, park...
Forum: Europe
Nov 30th 2011, 12:09 pm
Replies: 91
Views: 20,499
Posted By Peter Crawley

Re: QROPS

If you read the HMRC page, where it lists the recognised QROPS, it mentions that if a scheme is on the list that, for want of a better phrase, turns out not to be following the rules then it can be...
Forum: Europe
Nov 29th 2011, 9:10 am
Replies: 91
Views: 20,499
Posted By Peter Crawley

Re: QROPS

I think careful consideration should be given to where you believe you will be living when you start to draw the pension benefits.

Whilst ensuring your QROPS is good value for money and taking...
Forum: Portugal
Nov 18th 2011, 5:57 am
Replies: 12
Views: 8,412
Posted By Peter Crawley

Re: Cashing in forgotten UK pensions

Sue,

I originally said that I would make one comment, but your question is a fair one. I was simply looking for UK expat forums/websites and found this one.
Having found it, I noticed the heading...
Showing results 1 to 25 of 26
 
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