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Search: Posts Made By: Joddle
Showing results 1 to 25 of 96
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Forum: Spain
Dec 19th 2022, 10:19 am
Replies: 123
Views: 11,985
Posted By Joddle

Re: UK banks closing accounts for no-residents

If that is going to be true then there is not point me changing all my direct debits and payments in from one UK bank to HSBC! In fact then how do I get me pensions etc paid to me? I have property...
Forum: Spain
Dec 18th 2022, 11:31 am
Replies: 123
Views: 11,985
Posted By Joddle

Re: UK banks closing accounts for no-residents

Now it is well past the deadline date set out in the email and the bank has not closed my account yet!!! - Meanwhile I have managed to register with HSBC as suggested and that is working fine so my...
Forum: Spain
Aug 18th 2022, 2:32 pm
Replies: 123
Views: 11,985
Posted By Joddle

Post Re: UK banks closing accounts for no-residents

I think you miss my point. That notice from 2020 is still correct - but any notice that has been received by clients since then obviously supersedes it - the facts are all still current and In the...
Forum: Spain
Aug 18th 2022, 11:10 am
Replies: 123
Views: 11,985
Posted By Joddle

Re: UK banks closing accounts for no-residents

I don't see how that is relevant. - That clearly was written before Dec 2020 - and quotes "If you live in a EU country, we’ll be in touch directly if there are any changes to the products and...
Forum: Spain
Aug 15th 2022, 7:07 pm
Replies: 123
Views: 11,985
Posted By Joddle

Re: UK banks closing accounts for no-residents

Hardly a rumour when I have a letter from Lloyds which states "EU Exit • If you are no longer a UK resident, we may have to close your account or offer a different level of service and have updated...
Forum: Spain
Aug 14th 2022, 4:47 pm
Replies: 123
Views: 11,985
Posted By Joddle

Re: UK banks closing accounts for no-residents

Many thanks - I may have to be in the UK before November so might try then if it does not work from here!
Forum: Spain
Aug 14th 2022, 4:36 pm
Replies: 123
Views: 11,985
Posted By Joddle

Re: UK banks closing accounts for no-residents

The DDs are not so important but the pension payments of course are!! So long as they get that right it sounds like a good plan :)
Forum: Spain
Aug 14th 2022, 4:18 pm
Replies: 123
Views: 11,985
Posted By Joddle

Re: UK banks closing accounts for no-residents

On the HSBC website they seem to have a way of simply transferring a bank account from another bank! - Maybe I can use that as they say they look after all the payments and DDs etc and there is...
Forum: Spain
Aug 14th 2022, 3:56 pm
Replies: 123
Views: 11,985
Posted By Joddle

Re: UK banks closing accounts for no-residents

Is your account with HSBC UK or with HSBC Expat ?
Forum: Spain
Aug 14th 2022, 2:49 pm
Replies: 123
Views: 11,985
Posted By Joddle

Re: UK banks closing accounts for no-residents

And the message is dated 10 August 2022 and is headed "We’re making some changes to our Terms and Conditions" then it states "The changes take effect on 1 November 2022"
Forum: Spain
Aug 14th 2022, 2:12 pm
Replies: 123
Views: 11,985
Posted By Joddle

Re: UK banks closing accounts for no-residents

In my message area it says
"EU Exit • If you are no longer a UK resident, we may have to close your account or offer a different level of service and have updated our conditions to reflect this. •...
Forum: Spain
Aug 14th 2022, 1:05 pm
Replies: 123
Views: 11,985
Posted By Joddle

Re: UK banks closing accounts for no-residents

I have not yet received a personal not saying my account will be closed BUT did get a message in the message area about changes of terms and conditions in which they seems to be saying they will be...
Forum: Spain
Aug 14th 2022, 12:02 pm
Replies: 123
Views: 11,985
Posted By Joddle

Re: UK banks closing accounts for non-residents

Many thanks for that - I will have to give that a whirl - if it works then that will be a very good solution for me.
Forum: Spain
Aug 14th 2022, 11:37 am
Replies: 123
Views: 11,985
Posted By Joddle

UK banks closing accounts for no-residents

My UK bank, Lloyds, has said it will be closing my current account as I am not a UK resident. The main issue is all my pensions etc are paid into that account as are some DDs for various things in...
Forum: Spain
May 1st 2016, 9:19 am
Replies: 19
Views: 3,542
Posted By Joddle

Re: Post Office Nightmare -where to complain!

My parents have a villa in Javea and post internal and from the UK is about 1 week on average - seldom longer - here it is so erratic - how can two letters both posted in the UK and both arriving on...
Forum: Spain
Apr 30th 2016, 5:29 pm
Replies: 19
Views: 3,542
Posted By Joddle

Re: Post Office Nightmare -where to complain!

The strange thing was that the latest post we supposed to be 48 hours ' and tracked ' the tracking said received on 15th April ' next entry was "delivered 27th"!!! Fantastic tracking service eh!
Forum: Spain
Apr 29th 2016, 5:32 pm
Replies: 19
Views: 3,542
Posted By Joddle

Post Office Nightmare -where to complain!

Having lived in Valencia for almost 15 years, I am finding the postal service going from bad to impossible. Mail always seems to take an age to arrive, not only from the UK but also from inside...
Forum: Spain
Jan 29th 2016, 6:12 pm
Replies: 15
Views: 1,437
Posted By Joddle

Re: Working after 65

I guessed it must be something like that - Thanks Fred!
Forum: Spain
Jan 29th 2016, 5:36 pm
Replies: 15
Views: 1,437
Posted By Joddle

Re: Working after 65

So how does all that fit alongside this advice given to me some time ago?

"Under no circumstances refer to or reveal your government (Civil Service) pension, since you do not have to declare this...
Forum: Spain
Jan 28th 2016, 1:09 pm
Replies: 15
Views: 1,437
Posted By Joddle

Re: Working after 65

Hi and thanks for the responses. Can anyone give me a reference to the new procedure - i.e. a link to where this information is coming from as I am getting some conflicting advice and so it would be...
Forum: Spain
Jan 26th 2016, 1:41 pm
Replies: 15
Views: 1,437
Posted By Joddle

Re: Working after 65

I submit a return via my gestor each year which has my pension and other uk income details - so far I have not have to pay any Spanish tax. I don't know how much I could earn in Spain before that...
Forum: Spain
Jan 26th 2016, 6:30 am
Replies: 15
Views: 1,437
Posted By Joddle

Re: Working after 65

thanks - that's pretty much what I thought. I have UK work and state pensions so of course don't want to affect those adversely. At the moment here in Spain and the UK I also declare UK income from a...
Forum: Spain
Jan 25th 2016, 6:35 am
Replies: 15
Views: 1,437
Posted By Joddle

Working after 65

I am UK national and have just reached 65 so am now officially retired living in Valencia. I have the opportunity to earn a little beer money from time to time - just a few hours per week. If I did...
Forum: Spain
Apr 24th 2015, 10:18 am
Replies: 3
Views: 664
Posted By Joddle

Re: Pet Insurance

Thanks - have contacted them and seems to be a possible option - Does anyone have experience of this company or are there others we should consider?
Forum: Spain
Apr 24th 2015, 9:51 am
Replies: 3
Views: 664
Posted By Joddle

Pet Insurance

We are now Spanish residents and have pets and regularly travel to the UK to our house there to stay for the summer holidays. We have been trying to get health (vets) cover for the pets but so far...
Showing results 1 to 25 of 96
 
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