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British Expats (https://britishexpats.com/forum/)
-   The Sand Pit (https://britishexpats.com/forum/sand-pit-116/)
-   -   Projects that never were (https://britishexpats.com/forum/sand-pit-116/projects-never-were-710470/)

shiva Mar 26th 2011 5:41 pm
Re: Projects that never were
 
Originally Posted by EmiratesMillhouse (Post 9266969)
I've recently ended up on a pay and claim scheme (well technically it isn't but my health company is US based and not recognized by any hospital here) and I only ever have to submit receipts - no forms or anything. That said, I'm sure that is the exception not the rule.
not sure in the time here i've had direct sttlement and claim back, just depends on the hospital/clinic but i have always had to have the doctor/clinic sign a claim form even for claim back.
not sure if thats standard i'd assume so tbh

Meow Mar 26th 2011 5:42 pm
Re: Projects that never were
 
Originally Posted by shiva (Post 9266974)
not sure in the time here i've had direct sttlement and claim back, just depends on the hospital/clinic but i have always had to have the doctor/clinic sign a claim form even for claim back.
not sure if thats standard i'd assume so tbh
It is. :)

shiva Mar 26th 2011 5:44 pm
Re: Projects that never were
 
Originally Posted by Meow (Post 9266972)
Yes my clients fall largely into that group, but I also speak to a great many more people, of all backgrounds, to assist with debt management and many other issues.
fair enough then id assumed its was pretty much folk with cash to save rather than debt management. how does that go?

punter: what do i do?
meow: stop spending moeny you dont have would be a good start!

Millhouse Mar 26th 2011 5:44 pm
Re: Projects that never were
 
Originally Posted by shiva (Post 9266974)
not sure in the time here i've had direct sttlement and claim back, just depends on the hospital/clinic but i have always had to have the doctor/clinic sign a claim form even for claim back.
not sure if thats standard i'd assume so tbh
well, let me clarify... technically I'm suppose to take a form along and get it stamped - I never have and they continue to settle.

Millhouse Mar 26th 2011 5:46 pm
Re: Projects that never were
 
Originally Posted by shiva (Post 9266981)
punter: what do i do?
meow: stop spending moeny you dont have would be a good start!
I think it's more of a Carol Vorderman style gig:

punter: what do i do?
meow: <puts cheesy easy listening music on> well, I think you should consolidate your debts into a single easy monthly payment over 25 years. :rofl:

Meow Mar 26th 2011 5:47 pm
Re: Projects that never were
 
Originally Posted by shiva (Post 9266981)
fair enough then id assumed its was pretty much folk with cash to save rather than debt management. how does that go?

punter: what do i do?
meow: stop spending moeny you dont have would be a good start!

:D

Always good advice, don't you think? ;)

Then planning budgets and payment schedules. Also scaring people by working out how much interest they will pay over a year if they don't act now, liaising with banks to reschedule borrowing and keeping them on track.

Several of the radio shows have also been about managing money and debts.

Meow Mar 26th 2011 5:48 pm
Re: Projects that never were
 
Originally Posted by EmiratesMillhouse (Post 9266984)
I think it's more of a Carol Vorderman style gig:

punter: what do i do?
meow: <puts cheesy easy listening music on> well, I think you should consolidate your debts into a single easy monthly payment over 25 years. :rofl:

That annoying woman! :rolleyes: Shockingly bad advice for a mathematician.

I was once told that I have a passing resemblance to her though. :(

shiva Mar 26th 2011 5:51 pm
Re: Projects that never were
 
Originally Posted by Meow (Post 9266986)
That annoying woman! :rolleyes: Shockingly bad advice for a mathematician.

I was once told that I have a passing resemblance to her though. :(
bad advice for who? rather suspect she made a mint from those ads

shiva Mar 26th 2011 5:52 pm
Re: Projects that never were
 
Originally Posted by Meow (Post 9266985)
:D

Always good advice, don't you think? ;)

Then planning budgets and payment schedules. Also scaring people by working out how much interest they will pay over a year if they don't act now, liaising with banks to reschedule borrowing and keeping them on track.

Several of the radio shows have also been about managing money and debts.
banks here negotiate? if so surprised

Meow Mar 26th 2011 5:52 pm
Re: Projects that never were
 
Originally Posted by shiva (Post 9266988)
bad advice for who? rather suspect she made a mint from those ads
And therein lies the dichotomy of unethical advisers...

Meow Mar 26th 2011 5:53 pm
Re: Projects that never were
 
Originally Posted by shiva (Post 9266990)
banks here negotiate? if so surprised
Yes. Some will, but you need to speak to the right people, not just the monkeys on the counter.

Blue Cat Mar 26th 2011 7:00 pm
Re: Projects that never were
 
Originally Posted by EmiratesMillhouse (Post 9266946)
Is this actually something you discuss? Of the people I speak with the subject has never come up.

No shame in having debts anyway - there is a lot to be said for spending someone else's money in a volatile region.
I wouldn't say discuss as such but there is alway chat about rent renewals etc and you just get to know how people are being paid etc. For example most of my friends will know that the company pay our rent as I have been on tenterhooks for the last month hoping they would increase it. Which they did :)

At the end of the day it is totally irrelevant how we are paid, what allowances we receive etc as if we weren't getting enough none of us would be here, it is how it is proportioned that differentiates each of us.

Blue Cat Mar 26th 2011 7:01 pm
Re: Projects that never were
 
Originally Posted by shiva (Post 9266981)
fair enough then id assumed its was pretty much folk with cash to save rather than debt management. how does that go?

punter: what do i do?
meow: stop spending moeny you dont have would be a good start!
I have referred people to Meow who have had debt problems.

Blue Cat Mar 26th 2011 7:02 pm
Re: Projects that never were
 
Originally Posted by Meow (Post 9266986)
That annoying woman! :rolleyes: Shockingly bad advice for a mathematician.

I was once told that I have a passing resemblance to her though. :(
I think Carol is very beautiful, in excellent nick for her age as well

The Dean Mar 26th 2011 9:41 pm
Re: Projects that never were
 
Originally Posted by Blue Cat (Post 9267042)
I think Carol is very beautiful, in excellent nick for her age as well
Stunning........... Bedfordshire woman, you know.............


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