HSBC Visa Debit cards
#16
Re: HSBC Visa Debit cards
Actually, something else I forgot to mention on this. When I rang DVLA up, as my photo section had run out and I trying to sort it out (£25 and 3 working days till delivery, so not so bad,) I said I was leaving the country and where the photo section was applicablle received an explanation that driving in the UK without a valid photo section was a ticketable offence, but he didn't know if it was an offence abroad. Also, if you make your family home your registered address, there shouldn't be any problem renewing in future. However, that you're not living there and are actually working abroad (next we come into Residency territory I guess......)
They don't half make these things confusing.
They don't half make these things confusing.
Last edited by OleJanx; Dec 6th 2012 at 5:06 pm.
#17
Re: HSBC Visa Debit cards
The Residency and 'permanent address' links into domestic bank accounts/cards and ability to buy things online (family birthday/seasonal gifts, etc, helping out partners you're leaving behind temporarily) I can feel some 'anonymous' phone calls coming on over this. But my bank didn't bat an eye even when I said I am giving up my rented accommodation in the process. We don't stop being British through all this (I want a return of the black passport and the determined identity that went with it. that slammed me through an awkward situation with a tosspot in a certain marxist nation back in the 80's)
#18
BE Forum Addict
Joined: Mar 2011
Posts: 1,132
Re: HSBC Visa Debit cards
Sorry Janx, Until I am 70! But I can drive for one year, on the UAE, Saudi, Qatar, or Philippines Licence whilst back in the UK. After one year, leave the Country (down the Chunnel) return, and the year starts again! - But you have to request a 'Stamp' in your Passport. After more than 15 Years overseas, my old UK Licence is worthless! - Despite that, it got me the last one!
The response I received from DVLA last year was 'Yes, you need to prove that you are Resident in UK and will have to take a Driving Test!'
The response I received from DVLA last year was 'Yes, you need to prove that you are Resident in UK and will have to take a Driving Test!'
#19
Lost in BE Cyberspace
Joined: May 2008
Posts: 5,125
Re: HSBC Visa Debit cards
No, not madness at all. I'm guessing you probably don't realise that your UK driving licence is only valid while you are a permanent resident of the UK? As an expat, you can't use it to drive while visiting the UK. Or rather, you *can* - car rental places will accept it without question - but if you have an accident and it's revealed that you're an expat, you'll be done for driving without a valid licence and insurance.
#20
Lost in BE Cyberspace
Joined: May 2008
Posts: 5,125
Re: HSBC Visa Debit cards
Actually, something else I forgot to mention on this. When I rang DVLA up, as my photo section had run out and I trying to sort it out (£25 and 3 working days till delivery, so not so bad,) I said I was leaving the country and where the photo section was applicablle received an explanation that driving in the UK without a valid photo section was a ticketable offence, but he didn't know if it was an offence abroad. Also, if you make your family home your registered address, there shouldn't be any problem renewing in future. However, that you're not living there and are actually working abroad (next we come into Residency territory I guess......)
They don't half make these things confusing.
They don't half make these things confusing.
#21
Soupy twist
Joined: Dec 2004
Posts: 2,271
Re: HSBC Visa Debit cards
I swapped my old-style licence for a photocard one a couple of years ago, using the online application system and putting my parents' house down as my address. I knew I was potentially taking a risk, but I knew of other people who'd done it without problems, so I went for it.
There are a few worrying statements on the website, including one about checking things like the electoral register, but it all just worked. I didn't even have to supply a photo, because they can automatically pull across your passport photo from whatever government computer that's stored on.
#22
Lost in BE Cyberspace
Joined: May 2008
Posts: 5,125
Re: HSBC Visa Debit cards
No, you don't have to retest. You don't have to do anything. Once you're living permanently in the UK again, your licence is automatically valid again. The DVLA has no idea that you spent any time living outside the UK, unless you made a point of telling them (and who does that?)
I swapped my old-style licence for a photocard one a couple of years ago, using the online application system and putting my parents' house down as my address. I knew I was potentially taking a risk, but I knew of other people who'd done it without problems, so I went for it.
There are a few worrying statements on the website, including one about checking things like the electoral register, but it all just worked. I didn't even have to supply a photo, because they can automatically pull across your passport photo from whatever government computer that's stored on.
I swapped my old-style licence for a photocard one a couple of years ago, using the online application system and putting my parents' house down as my address. I knew I was potentially taking a risk, but I knew of other people who'd done it without problems, so I went for it.
There are a few worrying statements on the website, including one about checking things like the electoral register, but it all just worked. I didn't even have to supply a photo, because they can automatically pull across your passport photo from whatever government computer that's stored on.
#23
Re: HSBC Visa Debit cards
There will be a lot of crossover between computer systems then that will inevitably catch everyone out I guess. Although our current government does seem to be rather incompetent where any bureaucracy is concerned except where it means collecting fines from middle class people (who, as easy targets, don't really need harassing any further)
If we don't have to retest when we come back home, and it's just about forking over some cash and photos to get the UK driving license back then it's not the end of the world.
If we don't have to retest when we come back home, and it's just about forking over some cash and photos to get the UK driving license back then it's not the end of the world.
#24
Soupy twist
Joined: Dec 2004
Posts: 2,271
Re: HSBC Visa Debit cards
The only downside is that you will probably have to start again from zero no-claims discount with your car insurance. UAE insurers often accept proof of NCD from UK insurers, but you may well have problems convincing UK insurers to accept NCD from UAE insurers.
Last edited by Eeyore; Dec 9th 2012 at 4:42 am.
#25
Re: HSBC Visa Debit cards
The authorities here don't actually take your UK licence away when you exchange it for a UAE one (strictly speaking they should take it and send it back to the DVLA so that you're no longer in physical possession of a UK licence, but that's far too much like work). As long as that situation continues then there's literally nothing to be done when you move back to the UK - you're a permanent resident again, so your licence is valid.
The only downside is that you will probably have to start again from zero no-claims discount with your car insurance. UAE insurers often accept proof of NCD from UK insurers, but you may well have problems convincing UK insurers to accept NCD from UAE insurers.
The only downside is that you will probably have to start again from zero no-claims discount with your car insurance. UAE insurers often accept proof of NCD from UK insurers, but you may well have problems convincing UK insurers to accept NCD from UAE insurers.
2) I'm going to Saudi, does anyone return from their pinball table like roads with any NCD?