Is it enough?

Old Oct 7th 2012, 12:57 pm
  #16  
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Default Re: Is it enough?

Originally Posted by IndigoGirl View Post
It will be what we are looking to live on - any money I earn will be a bonus - more beer money!
I reckon you'll be fine.

Again, in one hit:

42,000
Rent - 10k
32,000
Utilities - 2k
30,000
Car + Ins + Fuel (roughly) - 2,500
27,500
Transfer Home - 10k
17,500
Savings??? - even just a bit? - 3k
14,500


So, 14,500 left for meals out, takeaways, food shopping, beer sessions, holidays, taxi's to Dubai to go drinking at the waterparks, dirty massages, F1 tickets and anything else essential.

14,500 / 4 = 3,625 per week. For the mrs and I our food shop is about 6-800 depending on if I go to Choitrams / Waitrose or Carrefour.

= 3625 - 700
2,925 per week to have fun with.

That's basically 500 quid.

Expensive brunch every other week brings it down to 2400 a week (Averaged)

Fags are only 10dhs, one night out for a nice meal is about 500-1000 if you go somewhere reasonably nice. More if you want to be fancy, BUCKET loads less if you go somewhere dirty (but still v good).

I reckon you'll be alright. You won't be flush with bucket loads of money but if you end the month with 5,000dhs spare then you'll have had a good time and not been bored.


***ALL OF THE ABOVE IS SUBJECT TO HOW MUCH YOU SPEND ON SHOPPING AT THE MALLS. IF YOU AVOID THESE YOU ARE GOING TO BE MUCH BETTER OFF.***
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Old Oct 7th 2012, 12:59 pm
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Default Re: Is it enough?

Originally Posted by Scamp View Post
Are there any issues with the sums of money being sent home here as well?
Not if they are confirmed as being UK non-resident for tax purposes.
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Old Oct 7th 2012, 1:00 pm
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Default Re: Is it enough?

Originally Posted by IndigoGirl View Post
It will be what we are looking to live on - any money I earn will be a bonus - more beer money!
We will get a settling in allowance of 42k - we will either use that to ship our stuff out or start from scratch (although my choice would be to ship stuff as it will be more like home). It is a permanent position (or as permanent as these positions can be) so we would be looking to stay as long as possible. We could rent our house out however at the moment would prefer to let our daughter stay in it but she could not, at the moment, pay too much and we would not chuck her out. I presume that we would be able to pay money into our mortgage each month without having to pay income tax on it?

The company will pay for one flight a year and they do not pay housing, car allowance etc - the 42k is the whole - everything.

There is just so much to look into and we are only starting the process however time will be of the essence.
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Old Oct 7th 2012, 1:08 pm
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Default Re: Is it enough?

well I reckon seeing as we don't smoke that can be added to what we could spend on our dirty nights out Thanks so much for the breakdown (I was almost having a nervous one!!!). Based on your figures given it does look 'do-able'.

Can you suggest some good areas? Hubby would like to be close to work and I would like to be close to somewhere where I can keep fit - indoors and out.
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Old Oct 7th 2012, 1:12 pm
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Default Re: Is it enough?

Originally Posted by IndigoGirl View Post
well I reckon seeing as we don't smoke that can be added to what we could spend on our dirty nights out Thanks so much for the breakdown (I was almost having a nervous one!!!). Based on your figures given it does look 'do-able'.

Can you suggest some good areas? Hubby would like to be close to work and I would like to be close to somewhere where I can keep fit - indoors and out.
And work is where? I think you said your housing budget is AED 120k?
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Old Oct 7th 2012, 1:23 pm
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Default Re: Is it enough?

Work is at the airport and yes - we thought 120k would be ok?
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Old Oct 7th 2012, 1:27 pm
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Default Re: Is it enough?

Originally Posted by IndigoGirl View Post
Work is at the airport and yes - we thought 120k would be ok?
You'll get quite a bit for your money in Mirdiff.
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Old Oct 7th 2012, 1:29 pm
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Default Re: Is it enough?

Do you know if we would be taxed in the UK on sending Dhs10k or so back each month for our mortgage?
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Old Oct 7th 2012, 1:29 pm
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Default Re: Is it enough?

I'd factor in something for flying home a couple of times a year outside the annual flight paid for by the company - two flights back to the UK for a couple work out at the best part of 1000 AED a month over the year.
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Old Oct 7th 2012, 1:31 pm
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Default Re: Is it enough?

Is that close to Dubai Airport? My husband will be at AD airport. I am presuming that because his visa will be from AD then we will have to stay in AD - which, considering traffic conditions, would be preferable.
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Old Oct 7th 2012, 1:32 pm
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Default Re: Is it enough?

Originally Posted by Meow View Post
You'll get quite a bit for your money in Mirdiff.
Abu Dhabi isn't it?

I'm not sure I'd want to be making the trip from Mirdif to AUH everyday, especially if they're digging up SZR for a new paddling pond.
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Old Oct 7th 2012, 1:32 pm
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Default Re: Is it enough?

Originally Posted by IndigoGirl View Post
Do you know if we would be taxed in the UK on sending Dhs10k or so back each month for our mortgage?
Per my earlier post, that depends on your residency status (and whether you are liable to UK income tax on overseas earnings). Provided you stay for a number of years you shouldn't have an issue, but there could be a liability to tax in partial tax years for a relatively short stay. It depends on your specific circumstances.
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Old Oct 7th 2012, 1:33 pm
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Default Re: Is it enough?

Originally Posted by Cypselos View Post
Abu Dhabi isn't it?

I'm not sure I'd want to be making the trip from Mirdif to AUH everyday, especially if they're digging up SZR for a new paddling pond.
Ah, I assumed Dubai. If AUH, then Yas Island, Al Raha Gardens and Officers City I think. Rents are much higher in AD though.
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Old Oct 8th 2012, 6:56 am
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Default Re: Is it enough?

If working at AUH, you could live at Al Reef or somewhere like Al Bandar - both are very close. I have colleagues at both - those with families seem to like Al Reef particularly, and those without seem to prefer Al Bandar. Al Bandar rents at the moment range from about 100k to 140k, for 1 bedroom apartments up to 3 bedroom apartments.
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Old Oct 8th 2012, 7:51 am
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Default Re: Is it enough?

Originally Posted by archie159 View Post
If working at AUH, you could live at Al Reef or somewhere like Al Bandar - both are very close. I have colleagues at both - those with families seem to like Al Reef particularly, and those without seem to prefer Al Bandar. Al Bandar rents at the moment range from about 100k to 140k, for 1 bedroom apartments up to 3 bedroom apartments.
Al Zeina next to Al Bandar will be cheaper. Loads of apartments there.
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