Tchiowa

RAK wrote:

    > Sometimes there are good reasons for doing it, when travel patterns seem
    > unlikely or impossible.
    > My bank has called me several times e.g. :
    > - when I used the same card in 3 countries in a day on 2 continents
    > (genuine, I was flying and in transit)

Same for me. But they didn't just cancel the card or block it as others
have said, they just made me explain to them in person so they
understood.

    > - when my card was used for large purchases in Australia (card cloning
    > fraud, I had not been there for over a year, and they cancelled the
    > purchases and replaced the card)

A couple of years ago there was a huge problem with Mastercard in the
US. Someone got hold of a list and sold it. They maxed out my MC, like
you they did it in Australia. And the bank cancelled the card and
credited me. They have refused to issue MC ever since as they haven't
demonstrated that they fixed the security problem.

    > One bank did have a system of blocking cards after any retail use in
    > Indonesia (high fraud area) which was a serious nuisance, but after
    > discussions they put a note on my file to stop that happening.

I haven't had a problem with my bank, but several vendors on the
Internet refused to accept my CC when the IP address showed I was in
Indonesia.

Alohacyberian

"RAK" <[email protected]> wrote in message
news:[email protected] om...
    > "Tchiowa" <[email protected]> wrote in message
    > news:[email protected] oups.com...
    > Sometimes there are good reasons for doing it, when travel patterns seem
    > unlikely or impossible.
    > My bank has called me several times e.g. :
    > - when I used the same card in 3 countries in a day on 2 continents
    > (genuine, I was flying and in transit)
When I'm going on a long trip or plan to make a major purchase, I phone the
credit card company (ies) to tell them what my plans are to insure
everything goes without a hitch. That was suggested by one of my credit
card companies in the literature they send periocically. KM
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Slim

On 2006-04-18 17:58:28 -0400, Chrissy Cruiser <[email protected]> said:

    > On 13 Apr 2006 07:06:16 -0700, Tchiowa wrote:
    >
    >> What kind of credit card company do you have that blocks you when you
    >> use it overseas????? I travel with 3 credit cards and spend anywhere
    >> from 60-95% of my time each year outside the US. I don't have problems
    >> like that.
    >
    > AMEX. MC and Visa. Everyone of them has done this.

They do it for your protection.

Call them and let them know where you will be travelling and you won't
have any problems!

--
- Slim

Slim

On 2006-04-19 09:36:25 -0400, "Tchiowa" <[email protected]> said:

    >
    > Chrissy Cruiser wrote:
    >> On 13 Apr 2006 07:06:16 -0700, Tchiowa wrote:
    >>
    >>> What kind of credit card company do you have that blocks you when you
    >>> use it overseas????? I travel with 3 credit cards and spend anywhere
    >>> from 60-95% of my time each year outside the US. I don't have problems
    >>> like that.
    >>
    >> AMEX. MC and Visa. Everyone of them has done this.
    >
    > Go slap your bank around. Then change banks. I have made charges on my
    > MC and Visa on 3 different continents within a few days without
    > problems. In one situation I used it in Frankfurt, Germany on a
    > Tuesday, New York and Houston on a Wednesday, Houston and San Francisco
    > on Friday and Bangkok, Thailand on Sunday. I use my bank ATM all over
    > the world. And I'm not unique in doing that. If your bank is giving you
    > problems, change banks.

What bank issues your cards?

Do you have a long history of travel?

--
- Slim